Comparison of Credit Cards

Learn about our information serviceRates last updated June 30th, 2016. Comparing 341 credit cards from 137 issuers.

Purchase rate (p.a.) Bonus Points Annual fee Balance transfer rate (p.a.)
American Express Essential Credit Card
Smartphone Screen Insurance, $0 Annual Fee and 0% Balance Transfer
Receive a $50 credit when you spend $500 on your new card within the first 2 months from card approval. Plus enjoy no annual fee for life.
14.99% p.a. $0 p.a. 0% p.a. for 12 months Go to site More info
NAB Low Rate Credit Card
Low Balance Transfer Offer
The NAB Low Rate Credit Card offers 0% p.a. purchase and balance transfer offers for 15 months. Also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) $59 p.a. 0% p.a. for 15 months with a one off 2% balance transfer fee Go to site More info
HSBC Platinum Credit Card
Annual Fee Refund
This platinum card caters for those who want high credit limits and personal concierge service. The annual fee is refunded each year when you spend $6,000 on eligible purchases.
19.99% p.a. $149 p.a. 0% p.a. for 15 months Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Exclusive Offer to finder.com.au:

Enjoy 0% p.a. for the first 12 months on balance transfers, plus 0% p.a. for the first 3 months on purchases.

0% p.a. for 3 months (reverts to 19.74% p.a.) $30 p.a. 0% p.a. for 12 months Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with a Balance Transfer and Bonus Velocity Points
Offering 0% p.a. interest rate on balance transfers for 18 months and earn bonus Velocity Points in the first 3 months.
20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) 0% p.a. for 18 months Go to site More info
Coles Low Rate MasterCard
Low rate MasterCard with flybuys points and a balance transfer offer
A low interest rate of 9.99% p.a. with a low annual fee and a promotional rate of 0% p.a. for 6 months on balance transfers.
9.99% p.a. $49 p.a. 0% p.a. for 6 months Go to site More info
St.George Vertigo Visa

0% p.a. Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. 0% p.a. for 18 months Go to site More info
Commonwealth Bank Low Rate Credit Card
$250 Cashback Offer
The Commonwealth Bank Low Rate Credit Card offers a low ongoing interest rate on purchases as well as a $250 cash back offer if you apply by 30 June 2016 and spend $500 on eligible purchases by 31 July 2016.
13.49% p.a. $59 p.a. 5.99% p.a. for 5 months Go to site More info
Virgin No Annual Fee Credit Card
No Annual Fee with Balance Transfer & Cashback Offer
Enjoy a balance transfer offer of 0% p.a. for 18 month, $100 cashback offer and $0 annual fee for life.
18.99% p.a. $0 p.a. 0% p.a. for 18 months with 2% balance transfer fee Go to site More info
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 40,000 Qantas Frequent Flyer points offer on eligible spend within 3 months.
19.99% p.a. 40,000 bonus points $199 p.a. 0% p.a. for 6 months Go to site More info
Bank of Melbourne Vertigo Visa Credit Card

Low Interest Rate Offer with Balance Transfer Offer

Enjoy a low rate on your everyday purchases with a low balance offer of 0% p.a. for 18 months.
1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. 0% p.a. for 18 months Go to site More info
Coles No Annual Fee MasterCard
Enjoy no annual fee for the life of the card
Enjoy paying no annual fee for the life of the card and earn flybuys points on everyday purchases.
19.99% p.a. $0 p.a. 0% p.a. for 6 months Go to site More info
NAB Low Fee Card
Low Annual Fee Purchase and Balance Transfer Offer
Enjoy a long term balance transfer and purchase rate offer 0% p.a. for 15 months, for a $30 annual fee.
0% p.a. for 15 months (reverts to 19.74% p.a.) $30 p.a. 0% p.a. for 15 months with a one off 2% balance transfer fee Go to site More info
Commonwealth Bank Low Fee Credit Card
Low Fee credit card
A no annual fee credit card on first year and on subsequent years if minimum spend is met.
19.74% p.a. $0 p.a. annual fee for the first year ($29 p.a. thereafter) 5.99% p.a. for 5 months Go to site More info
NAB Premium Card
Platinum Credit Card with Balance Transfer and Purchase Offer
Enjoy Platinum credit card advantages including travel insurance for up to 12 months. No interest rate offer on purchases and balance transfers for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) $90 p.a. 0% p.a. for 15 months with a one off 2% balance transfer fee Go to site More info
Citi Qantas Signature Credit Card
70,000 Qantas Bonus Points Offer
Receive 70,000 bonus Qantas points when you meet the minimum spend and pay a reduced annual fee for the first year.
20.99% p.a. 70,000 bonus points $99 p.a. annual fee for the first year ($395 p.a. thereafter) 0% p.a. for 6 months Go to site More info
ANZ Platinum Credit Card
Platinum Card with $200 back offer
Pay no annual fee for the first year and you will also receive $200 back when you spend $500 in the first 3 months.
19.74% p.a. $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. $58 p.a. 0% p.a. for 18 months with 3% balance transfer fee Go to site More info
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’ and ‘Top’ are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Why use Credit Card Finder® to compare your next credit card?

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no ‘hidden costs’ for use of our credit card comparison service. To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and issuers, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank’s application page, where full product terms & conditions are available. Consider your own personal circumstances when choosing which card is best for you. This table provides a cross-section of offers on our website to help you with your comparison.

 
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