Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

Learn about our information service Rates last updated March 1st, 2015. Comparing 341 credit cards from 118 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa

0% Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee. Also enjoy an introductory offer on purchases.
0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card

No Annual Fee with Balance Transfer Offer

$0 annual fee credit card with a low balance transfer offer. Take advantage of the 0% p.a. for 14 months balance transfer offer
18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card

Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer.
0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
Westpac 55 Day Platinum Card - Exclusive Offer
Westpac 55 Day Platinum Card - Exclusive Offer
Exclusive Platinum Credit Card Offer
For a limited time, receive a low introductory purchase rate and your annual fee waived in the first year. Meet the minimum spend yearly to have the annual fee waived yearly.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
No Annual Fee Card with Long Term Balance Transfer
The Citi Simplicity offers 0% p.a. for 12 months and zero annual fee to pay.
19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee Qantas Frequent Flyer Card
Earn 1 Qantas Frequent Flyer point per $1 spent on purchases and pay no annual fee ever. Earn up to 7,500 bonus Qantas Points.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
Low Interest Rate Platinum Card with Long Term Balance Transfer Offer
A platinum card with a low interest rate everyday. Introductory offer on balance transfers for 20 months.
0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
$0 Annual Fee for the life of the card
. This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with Balance Transfer Offer
Offering 0% p.a. interest rate on balance transfers for 16 months. Plus earn Velocity Points for every $1 spend.
20.74% p.a. 0% p.a. for 16 months $129 p.a. 20.99% p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
24 Month Platinum Card Balance Transfer Offer
A Rewards Platinum credit card with long term balance transfer offer and complimentary insurances.
20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
Bankwest More Classic MasterCard
Bankwest More Classic MasterCard

Frequent Flyer Credit Card with Balance Transfer Offer

Earn 28,000 bonus More Rewards points plus 0% Balance Transfer for 18 months.
19.99% p.a. 0% p.a. for 18 months $70 p.a. 21.99% p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive Offer to Credit Card Finder: Long Term Purchase Rate Offer
A low annual fee card with a long term purchase rate offer only available via this website.
0% p.a. for 13 months (reverts to 12.24% p.a.) $59 p.a. 21.99% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low Rate Purchase Offer and Balance Transfer offer for 12 months
The NAB Low Rate Credit Card offers a low interest rate on purchases and balance transfers.
0% p.a. for 12 months (reverts to 13.99% p.a.) 0% p.a. for 12 months $59 p.a. 21.74% p.a. Go to site More info
HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card Offer
Receive 0% p.a. on balance transfers and get access to overseas travel and medical insurance. No annual fee in the first year, and if you spend more than $20,000 per year your annual fee will be waived again.
19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
Citibank Rewards Credit Card - Classic Card
Citibank Rewards Credit Card - Classic Card
Long Term 0% Balance Transfer Offer
A long term balance transfer offer from Citibank. Also enjoy complimentary insurances that come with this rewards credit card.
20.99% p.a. 0% p.a. for 18 months $89 p.a. 21.74% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 20000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Virgin No Annual Fee Credit Card

Long Term Offer on Balance Transfers & $0 Annual Fee:

Virgin Money are offering a low introductory interest rate on balance transfers with no annual fee payable.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer

Velocity Rewards Card with a Long Term Offer on Balance Transfers: Virgin Flyer

Apply online and take advantage of a great balance transfer offer that rewards you on your everyday spend.

  • $129 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0% p.a. for 16 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.
American Express Qantas Discovery Card

Qantas Frequent Flyer Card Offer:

The American Express Qantas Discovery card is a credit card that allows you to earn Qantas Points without the annual fee charge.

  • $0 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
  • Up to 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.

Find credit card you are interested in via the card type or bank, or read our guides to decide.

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Compare the credit card offers in our credit card comparison tables to come to an informed decision.

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Apply for your new credit card securely via the bank's online credit card application form.

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March Credit Card Review

Pay no annual fee ever, and receive an introductory long term balance transfer offer

Citi Simplicity Card

The Citi Simplicity is a no annual fee card that offers complimentary insurances and Citibank Dining Privileges. Enjoy a low rate balance transfer of 0% for 12 months.

Read More

Credit Cards Articles and Guides

Westpac Low Rate Credit Card

February 17th, 2015

Westpac Low Rate Credit Card Review This low rate card option from Westpac offers you a convenient line of credit that won’t charge you much in the form of interest or fees. When you use your card for purchases you’ll be charged a competitive rate of , and the card also comes with a relatively low […]

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bankmecu Platinum Rewards Visa – Balance Transfer Offer

February 16th, 2015

bankmecu Platinum Rewards Visa Credit Card Review bankmecu offers you a competitive card option with the Platinum Rewards Visa. The card comes with a balance transfer rate offer that can help you pay down an existing debt, as well as competitive standard features. These includes complimentary overseas travel insurance, the ability to earn up to  […]

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bankmecu Rewards Platinum Visa Credit Card – Rates & Fees

February 13th, 2015

Earn valuable points towards Qantas flights and upgrades every time you use your bankmecu Platinum Rewards Visa Card. They make it easy to cash in on the rewards on offer by signing you up to the Qantas program for free.

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St.George Amplify Platinum Visa Credit Card – Rates & Fees

February 13th, 2015

St.George Amplify Platinum Visa credit card review Get the year off to a flying start by taking control of your credit card debt. Transfer your existing non-St.George, Bank of Melbourne or BankSA credit card debt to the St.George Amplify Platinum Visa credit card and pay no interest on the balance for months. What’s more, pay […]

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St.George Amplify Signature Credit Card – Online Only Offer

February 13th, 2015

St.George Amplify Signature Visa credit card review With months interest-free on balance transfers and months interest-free on purchases, you can potentially save thousands in interest repayments. Even with these special promotions aside, there’s a lot to like about the Amplify Signature Visa card — it’s packed with extras and perks. Choose between Amplify Rewards or […]

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