Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

Learn about our information service Rates last updated October 22nd, 2014. Comparing 128 credit cards from 25 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
No Annual Fee Card with Long Term Balance Transfer
The Citi Simplicity offers 0% p.a. for 12 months and zero annual fee to pay.
19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
10000 Bonus Points Offer & $0 Annual Fee
Earn 10000 reward points when you successfully apply and make a purchase within 3 months. This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card

Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer.
12.49% p.a. 0% p.a. for 14 months $45 p.a. 21.49% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa

Low Interest Rate & Balance Transfer Offer for 14 months

Low rate on purchases and a low, long term balance transfer offer, together with a low annual fee.
13.24% p.a. 0% p.a. for 14 months $55 p.a. 21.49% p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive Offer to Credit Card Finder: Long Term Purchase Rate Offer
A low annual fee card with a long term purchase rate offer only available via this website.
0% p.a. for 13 months (reverts to 12.24% p.a.) $59 p.a. 21.99% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
Platinum Credit Card with 15 month Balance Transfer
Enjoy Platinum credit card advantages including travel insurance for up to 12 months.
19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
Bankwest Breeze MasterCard
Bankwest Breeze MasterCard
Low Rate Credit Card Offer
An introductory low interest rate offer on balance transfers and a low annual fee.
12.24% p.a. 0% p.a. for 13 months $59 p.a. 21.99% p.a. Go to site More info
Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard

No Annual Fee Credit Card with Rewards

Pay $0 annual fee with the Coles No Annual Fee MasterCard.
0% p.a. for 6 months (reverts to 17.99% p.a.) $0 p.a. 17.99% p.a. Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card Offer
Receive 0% p.a. on balance transfers and get access to overseas travel and medical insurance. No annual fee in the first year, and if you spend more than $20,000 per year your annual fee will be waived again.
19.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Low Rate Credit Card
American Express Low Rate Credit Card
Low Rate Credit Card with Refund and Purchase Protection
A new low rate credit card from American Express which offers an introductory balance transfer and refund and purchase protection.
11.99% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $65 p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low Rate Purchase Offer for 15 months
The NAB Low Rate Credit Card offers a low ongoing interest rate on everyday purchases and a low introductory offer for new cardholders.
0% p.a. for 15 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
Citibank Rewards Credit Card - Classic Card
Citibank Rewards Credit Card - Classic Card
Long Term 0% Balance Transfer Offer
A long term balance transfer offer from Citibank. Also enjoy complimentary insurances that come with this rewards credit card.
20.99% p.a. 0% p.a. for 18 months $89 p.a. 21.74% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee with 7,500 bonus Qantas Points
Benefit from not ever having to pay an annual fee. Plus earn 1 Qantas Frequent Flyer point per $1 spent on purchases.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 20000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
Velocity Frequent Flyer Points Offer
Receive 20,000 bonus Velocity Points when you apply by 18 January 2015.
19.99% p.a. 4.99% p.a. for 6 months $150 p.a. 21.74% p.a. Go to site More info
Citibank ReadyCredit - Balance Transfer Offer
Citibank ReadyCredit - Balance Transfer Offer
Exclusive Offer to Credit Card Finder. Balance Transfer Offer with $0 Annual Fee
Offers a 'cheque to self' feature which allows you withdraw cash up to 80% of your approved credit limit. This cash is able to be used for multiple purposes including travel, debt consolidation or an everyday expense.
19.49% p.a. 0% p.a. for 6 months $0 p.a. ($99 One-off establishment fee) 19.49% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

ANZ Low Rate Credit Card

Low Interest Rate Credit Card Offer

The ANZ Low Rate offers a low interest rate on purchases.

  • 0% p.a. on balances transferred from non-ANZ cards to a new card for the first 16 months. The standard balance transfer interest rate (currently 13.49% p.a.) will apply to any unpaid promotional plan balance at the end of the 16 months.
  • $58 p.a. annual fee
  • Up to 55 interest free days on purchases
  • Up to 3 additional cardholders at no additional fee
  • MasterCard acceptance at over 29 million locations worldwide.

    HSBC Credit Card

    No Annual Fee Credit Card Offer

    The HSBC Credit Card charges no annual fee for life2 and a balance transfer offer.

    • No annual fee2
    • 0% p.a. Balance Transfer for 6 months
    • 17.99% p.a. on purchases
    • Up to 55 days interest free on purchases3 when you pay the full balance (including any balance transfers and promotional purchases)
    • Minimum income requirement of $20,000 p.a.
    • Additional Cardholder at no extra cost.

      Find the credit card you are interested in via the card type or bank, or read our guides to decide.

      Find

      Compare the credit card offers in our credit card comparison tables to come to an informed decision.

      Compare

      Apply for your new credit card securely via the bank's online credit card application form.

      Apply

      October Credit Card Review

      Pay no annual fee ever, and receive an introductory long term balance transfer offer

      Citi Simplicity Card

      The Citi Simplicity is a no annual fee card that offers complimentary insurances and Citibank Dining Privileges. Enjoy a low rate balance transfer of 0% for 12 months.

      Read More

      Credit Cards Articles and Guides

      Bankwest Qantas World MasterCard – Rates and Fees

      October 21st, 2014

      Enjoy unique experiences and discounts at premier destinations around the world with the Bankwest Qantas World MasterCard through the World MasterCard Travel Program.

      Read More

      Virgin Australia Velocity High Flyer Card Review – 20k Bonus Points

      October 14th, 2014

      Enjoy 20,000 bonus points and discounts on up to four flights a year when you fly with a friend with the High Flyer Card.

      Read More

      American Express Free Flight Destinations

      September 19th, 2014

      If you’re an American Express Platinum Edge or Platinum Reserve Credit Card account holder, you can get one free return domestic flight to and from selected Australian airports every year. Find out where you can fly and some important terms and conditions about the American Express free flights offer here.

      Read More

      Comparing the best Australian Frequent Flyer credit cards for international travel

      September 19th, 2014

      Find a credit that gives you more frequent flyer points when you spend, a card that gives you free travel insurance or a card with no foreign transaction fees. Find the best credit card to take on your international trip.

      Read More

      Are frequent flyer credit cards worth it? Find out whether the frequent flyer credit card is best for you

      September 15th, 2014

      What every frequent flyer credit card holder wish they knew before the applied, our guide will give you the tools and information to make an informed comparison of frequent flyer credit cards.

      Read More
      Ask a question
      feedback