Credit Card Finder® – Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no ‘hidden costs’ for use of our credit card comparison service. To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank’s application page, where full product terms & conditions are available. Consider your own personal circumstances when choosing which card is best for you. This table provides a cross-section of offers on our website to help you with your comparison.
 

Comparison of Credit Cards

Learn about our information serviceRates last updated February 11th, 2016. Comparing 341 credit cards from 137 providers.

Purchase rate (p.a.) Bonus Points Annual fee Balance transfer rate (p.a.)
St.George Vertigo Platinum
Low Interest Rate Platinum Card with Long Term Balance Transfer Offer
A platinum card with a low interest rate everyday. Introductory offer on balance transfers for 20 months.
0% p.a. for 3 months (reverts to 12.74% p.a.) $99 p.a. 0% p.a. for 20 months Go to site More info
American Express Essential Credit Card
Smartphone Screen Insurance, $0 Annual Fee and 0% Balance Transfer
Receive a $50 credit when you spend $500 on your new card within the first 2 months from card approval. Plus enjoy no annual fee for life.
14.99% p.a. $0 p.a. 0% p.a. for 12 months Go to site More info
BoQ Platinum Visa Card - Exclusive Offer

Exclusive Offer to finder.com.au: 16 months Balance Transfer Offer

A platinum credit card with no annual fee for the first year.
20.74% p.a. $0 p.a. annual fee for the first year ($199 p.a. thereafter) 0% p.a. for 16 months Go to site More info
ANZ Frequent Flyer Black
Black Credit Card with Bonus Points Offer
Pay no annual fee for the first year and earn 75,000 Qantas Points when you spend $2,500 on purchases made within first 3 months. Terms and conditions apply.
19.99% p.a. 75,000 bonus points $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
NAB Low Rate Credit Card
Low Balance Transfer Offer
The NAB Low Rate Credit Card offers a low interest rate on balance transfers for 24 months.
13.99% p.a. $59 p.a. 0% p.a. for 24 months with 2.5% balance transfer fee Go to site More info
American Express Velocity Escape Card -  Exclusive Offer
Exclusive Offer to finder.com.au: Velocity bonus points offer with $0 annual fee
Receive 15,000 Velocity bonus points when you spend $300 in the first 3 months. Plus $0 annual fee.
20.74% p.a. 15,000 bonus points $0 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
HSBC Platinum Credit Card
Annual Fee Refund
This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. $0 p.a. 0% p.a. for 15 months Go to site More info
St.George Vertigo Visa

0% p.a. Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee. Also enjoy an introductory offer on purchases.
0% p.a. for 3 months (reverts to 13.24% p.a.) $55 p.a. 0% p.a. for 18 months Go to site More info
ME Bank frank Credit Card

No Annual Fee Low Rate Credit Card

A low interest rate credit card that charges no annual fees.
9.99% p.a. $0 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Exclusive Offer to finder.com.au:

Enjoy 0% p.a. for the first 9 months on balance transfers, plus 0% p.a. for the first 9 months on purchases.

0% p.a. for 9 months (reverts to 19.74% p.a.) $30 p.a. 0% p.a. for 9 months Go to site More info
Coles Low Rate MasterCard
Low rate MasterCard with flybuys points and a balance transfer offer
A low interest rate of 9.99% p.a. with a low annual fee and a promotional rate of 0% p.a. for 6 months on balance transfers.
9.99% p.a. $49 p.a. 0% p.a. for 6 months Go to site More info
NAB Premium Card
Platinum Credit Card with Balance Transfer and Purchase Offer
Enjoy Platinum credit card advantages including travel insurance for up to 12 months. No interest rate offer on purchases and balance transfers for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) $90 p.a. 0% p.a. for 15 months Go to site More info
Commonwealth Bank Low Rate Credit Card
$150 Cashback Offer
$150 cash back offer if you apply online by 14 April 2016 and spend $500 on eligible purchases by 31 May 2016. This is also a low rate card of 13.49% p.a. combined with low annual fee of $59.
13.49% p.a. $59 p.a. 5.99% p.a. for 5 months Go to site More info
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 40,000 Qantas Frequent Flyer points offer on eligible spend within 3 months.
19.99% p.a. 40,000 bonus points $199 p.a. 0% p.a. for 6 months Go to site More info
Woolworths Money Everyday Platinum Credit Card
$100 Supermarket Gift Card and Balance Transfer Offer
A low balance transfer offer with a low annual fee. Earn rewards up to 1.00 rewards points per $3 spent on everyday purchases at Woolworths.
19.99% p.a. $0 p.a. annual fee for the first year ($49 p.a. thereafter) 0% p.a. for 14 months Go to site More info
American Express Qantas Premium Card
80,000 bonus Qantas Points and Balance Transfer Offer
Introductory bonus points offer and 2 complimentary Qantas Lounge invitations when you spend on selected Qantas products each year.
20.74% p.a. 80,000 bonus points $249 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
NAB Low Fee Card
Low Fee with Balance Transfer Offer
Enjoy a low rate balance transfer offer and purchase rate offer with a low annual fee. Apply by 30 April 2016.
0% p.a. for 9 months (reverts to 19.74% p.a.) $30 p.a. 0% p.a. for 9 months Go to site More info
American Express Velocity Platinum Card
Platinum Credit Card with Bonus Velocity Points
This card offers 50,000 Velocity bonus points when you apply and spend $500 on your new card within the first 3 months.
20.74% p.a. 50,000 bonus points $349 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
Westpac 55 Day Platinum Credit Card

0% Balance Transfer for 16 months

A long term balance transfer and a first year annual fee waiver
19.84% p.a. $0 p.a. annual fee for the first year ($90 p.a. thereafter) 0% p.a. for 16 months Go to site More info
Virgin No Annual Fee Credit Card
No Annual Fee with Balance Transfer & Cashback Offer
Enjoy a balance transfer offer of 0% p.a. for 18 month, $100 cashback offer and $0 annual fee for life.
18.99% p.a. $0 p.a. 0% p.a. for 18 months with 2% balance transfer fee Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Platinum Qantas Frequent Flyer Credit Card
50,000 Qantas Points when you spend $2,500 on purchases within the first 3 months and no annual fee offer in the first year.
19.99% p.a. 50,000 bonus points $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
Bank of Melbourne Vertigo Platinum
Low Rate Platinum Card
A platinum card with promotional rates on purchases and 0% p.a. for 20 on balance transfers, complimentary insurances and 24/7 concierge.
0% p.a. for 3 months (reverts to 12.74% p.a.) $99 p.a. 0% p.a. for 20 months Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with a Balance Transfer and Bonus Velocity Points
Offering 0% p.a. interest rate on balance transfers for 14 months and earn 10,000 bonus Velocity Points in the first 3 months.
20.74% p.a. 10,000 bonus points $64 p.a. annual fee for the first year ($129 p.a. thereafter) 0% p.a. for 14 months Go to site More info
American Express Qantas Discovery Card
$0 annual fee Qantas Frequent Flyer Card
Earn 1 Qantas Frequent Flyer point per $1 spent on purchases and pay no annual fee ever. Earn up to 7,500 bonus Qantas Points.
20.74% p.a. 7,500 bonus points $0 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. $0 p.a. 0% p.a. for 6 months Go to site More info
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. $58 p.a. 0% p.a. for 18 months with 3% balance transfer fee Go to site More info
American Express Platinum Edge Credit Card
Platinum Rewards Credit Card Offer
Receive 10,000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Australia domestic economy return flight every year.
20.74% p.a. 10,000 bonus points $195 p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
Commonwealth Bank Low Fee Credit Card
Low Fee credit card
A no annual fee credit card on first year and on subsequent years if minimum spend is met.
19.74% p.a. $0 p.a. annual fee for the first year ($29 p.a. thereafter) 5.99% p.a. for 5 months Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
0% Purchase Offer with exclusive flight discounts
Receive 0% p.a. for 12 months on purchases, 0% p.a. for 6 months balance transfers and a reduced flight offer up to four times a year.
0% p.a. for 12 months (reverts to 20.74% p.a.) $129 p.a. 0% p.a. for 6 months Go to site More info
Citi Rewards Credit Card - Platinum Card
Platinum Card with Bonus Points and 18 months Balance Transfer
60,000 bonus Rewards points and a long term balance transfer offer.
20.99% p.a. 60,000 bonus points $199 p.a. annual fee for the first year ($249 p.a. thereafter) 0% p.a. for 18 months Go to site More info
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’ and ‘Top’ are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
American Express Essential Credit Card

Low Purchase Rate Card Offer

The American Express Essential™ Credit Card offers a low interest rate on purchases, no annual fee, Membership Rewards points and a promotional balance transfer rate.

  • $0 p.a. annual fee
  • 14.99% p.a. on purchases
  • 0% p.a. for 12 months on balance transfers
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.
St.George Vertigo Platinum

Long Term Balance Transfer Credit Card: St.George Vertigo Platinum

The St.George Vertigo Platinum credit card offers a low long term rate on balance transfers together with a low annual fee and ongoing rate on purchases.

  • $99 p.a. annual fee
  • 0% p.a. for 3 months (reverts to 12.74% p.a.) on purchases
  • 0% p.a. for 20 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free
HSBC Platinum Qantas Credit Card

Qantas Frequent Flyer Card Offer

The HSBC Platinum Qantas card is a credit card that allows you to receive bonus Qantas Points and a low introductory balance transfer offer.

  • $199 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $40,000 p.a.
 
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February Credit Card Review

Take advantage of a low purchase rate and a long term balance transfer offer

The St.George Vertigo Platinum credit card offers a low rate balance transfer offer together with a low annual fee and low ongoing rate on purchases. Read More

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Westpac changes credit limit increase review process and pays $1 million for past irresponsible increases 21 January 2016: When you apply for a credit limit increase, banks are supposed to run strict checks to ensure that you’re capable of making the repayments on that higher limit. It turns out that Westpac didn’t follow these lending […]

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