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Credit Card Finder® - Compare Australian Credit Cards

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Credit Card Finder<sup>®</sup> features secure VeriSign encryption when redirecting you to an Australian bank's application form.

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To ensure the best credit card choice for Australian consumers, we have analysed the offers in market and have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available.

Below are some of the best credit cards* available on the market. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Our Top Credit Cards

Rates last updated May 16th, 2012. Comparing 238 credit cards from 68 providers.
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  Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
HSBC Credit Card
HSBC Credit Card		Best No Annual Fee with Balance TransferEditor's Choice:
No Annual Fee with Balance Transfer
No annual fee for life, plus a low balance transfers option for 8 months. 		17.99% 0% for 8 months with 2% balance transfer fee$021.99%Apply Now For The HSBC Credit Card Read More About The HSBC Credit Card
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card		15 month balance transfer offerExclusive offer to CreditCardFinder.com.au users only
A Platinum credit card with a low interest rate offer on balance transfers for 15 months and 20,000 Rewards points.		20.99% 0.9% for 15 months$19921.74%Apply Now For The Citibank Rewards Credit Card - Platinum Card Read More About The Citibank Rewards Credit Card - Platinum Card
Citibank Clear Platinum Card
Citibank Clear Platinum Card		12 month balance transfer offerExclusive offer to CreditCardFinder.com.au users only
A unique Platinum credit card with a 0% interest rate offer on balance transfers for 12 months.		11.99% 0% for 12 months with 3% balance transfer fee$9921.74%Apply Now For The Citibank Clear Platinum Card Read More About The Citibank Clear Platinum Card
Westpac Low Rate Card
Westpac Low Rate Card		Special OfferEditor's Choice:
Low Interest Rate Credit Card
Take an advantage of a low interest rate offer on balance transfers and purchases with a low annual fee.		1.9% for 9 months (reverts to 13.49% )3.99% for 6 months$0 annual fee for the first year ($45 thereafter)21.49%Apply Now For The Westpac Low Rate Card Read More About The Westpac Low Rate Card
Citibank ReadyCredit
Citibank ReadyCredit 		Long Term Balance TransferEditor's Choice: Long Term Balance Transfer Offer
A 24 month low rate balance transfer offer with a $0 Annual Fee.		18.99% 2.9% for 24 months$018.99%Apply Now For The Citibank ReadyCredit Read More About The Citibank ReadyCredit
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card		No Annual Fee OfferExclusive offer to CreditCardFinder.com.au users only

A low interest rate on purchases 1% p.a. for 5 months. Also $0 annual fee for the first year with a balance transfer offer.

1% for 5 months (reverts to 20.24% )5.99% for 5 months$0 Annual Fee for the first year ($24 thereafter)21.74%Apply Now For The Commonwealth Bank Low Fee Credit Card Read More About The Commonwealth Bank Low Fee Credit Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card		Platinum Credit Card with a Purchases, Balance Transfer and $0 Annual Fee OfferEditor's Choice: Purchases, Balance Transfer and $0 Annual Fee Offer

Receive 0% p.a. interest rate on purchases and balances transfers for the first 6 months. Plus no annual fee for the first year.

0% for 6 months (reverts to 19.39% )0% for 6 months$0 annual fee for the first year ($87 thereafter)20.99%Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card
Bankwest Breeze MasterCard
Bankwest Breeze MasterCard		No Annual Fee OfferSpecial Offer: Low Interest Rate Credit Card with Purchases Offer

An introductory low interest rate offer on purchases and balance transfers with a low annual fee.

0% for 6 months (reverts to 10.99% )4.99% for 9 months$4921.99%Apply Now For The Bankwest Breeze MasterCard Read More About The Bankwest Breeze MasterCard
Woolworths Everyday Money Card
Woolworths Everyday Money Card		Purchase offerSpecial Offer: 0% Purchase Rate Offer with Rewards Points
A low purchase rate interest offer with a low annual fee. Also earn rewards up to 3 rewards points per $1 spent on everyday purchases at Woolworths.		0% for 9 months (reverts to 19.84% )5.99% for 6 months$4921.34%Apply Now For The Woolworths Everyday Money Card Read More About The Woolworths Everyday Money Card
American Express Qantas Discovery Card
American Express Qantas Discovery Card		AMEX Discovery Credit CardSpecial Offer: $0 Annual Fee with Frequent Flyer Points
Benefit from a $0 annual fee for the first year. Plus earn 1 Qantas Frequent Flyer point per $1 spent on all your everyday purchases.		0% for 6 months (reverts to 20.74% )$020.74%Apply Now For The American Express Qantas Discovery Card Read More About The American Express Qantas Discovery Card
Westpac 55 Day Credit Card
Westpac 55 Day Credit Card 		Best Westpac OfferSpecial Offer: $0 Annual Fee & 0% on purchases
Benefit from a special introductory rate on purchases of 0% for 5 months and a $0 annual fee for the first year.		0% for 5 months (reverts to 19.59% )3.99% for 6 months$0 annual fee for the first year ($30 thereafter)21.49%Apply Now For The Westpac 55 Day Credit Card Read More About The Westpac 55 Day Credit Card
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard		Bankwest OfferSpecial Offer: $0 Annual Fee & Zero Foreign Exchange Fees
Benefit from a low rate on purchases and a $0 annual fee.		0% for 6 months (reverts to 17.99% )4.99% for 9 months$018.99%Apply Now For The Bankwest Zero Platinum MasterCard Read More About The Bankwest Zero Platinum MasterCard
NAB Gold Card
NAB Gold Card		12 Month Balance Transfer Credit CardSpecial Offer: Gold Credit Card with 12 month balance transfer
Enjoy gold credit card advantage including travel insurance with a great 12 month balance transfer offer.		19.49% 1% for 12 months$9021.74%Apply Now For The NAB Gold Card Read More About The NAB Gold Card
St.George Vertigo
St.George Vertigo		Low Interest & 12 Month Balance Transfer Credit CardSpecial Offer:
Low Interest Rate & 6 Month Low Balance Transfer
Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.		13.24% 0.99% for 6 months$5521.49%Apply Now For The St.George Vertigo Read More About The St.George Vertigo
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card		Rewards and Frequent Flyer OfferSpecial Offer: Platinum Rewards Credit Card Offer

Receive 20,000 Membership Rewards Bonus Points - enough for $200 worth of Travel Agency Gift Vouchers. Also receive a complimentary Virgin Australia domestic economy return flight every year.

0% for 6 months (reverts to 20.74% )$149Apply Now For The American Express Platinum Edge Credit Card Read More About The American Express Platinum Edge Credit Card
Virgin Flyer Credit Card
Virgin Flyer Credit Card		Frequent Flyer OfferSpecial Offer: Velocity Frequent Flyer Offer

Earn Velocity Rewards Points plus Virgin Australia will give you a complimentary seat on a domestic flight up to 4 times every year. Also offers a great introductory balance transfer offer.

20.99% 1.9% for 12 months$50 (for first year thereafter $99)20.99%Apply Now For The Virgin Flyer Credit Card Read More About The Virgin Flyer Credit Card
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card		No Annual Fee OfferSpecial Offer: $0 Annual Fee Credit Card

A $0 annual fee credit card from Virgin Money. This card also offers a low balance transfer offer.

18.99% 2.9% for 6 months$020.99%Apply Now For The Virgin No Annual Fee Credit Card Read More About The Virgin No Annual Fee Credit Card
Gem Visa Credit Card
Gem Visa Credit Card		Long Term 0% Purchases OfferSpecial Offer: Long Term Interest Free Offer
6 months interest free on any Visa purchase over $250. Plus longer interest free terms of 1 year, 2 years or more are often available at over 9,000 retailers across Australia. 		6 months interest free on any purchase over $250-reverts to 22.9% $9922.99%Apply Now For The Gem Visa Credit Card Read More About The Gem Visa Credit Card
HSBC Credit Card

Featured $0 Annual Fee Credit Card:
HSBC Credit Card

One of the most unique credit card offers available with a low balance transfer and no annual fee for life.

  • $0 annual fee
  • 17.99% p.a. on purchases
  • 0% p.a. for 8 months with 2% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $20,000 p.a.


Read the HSBC Credit Card terms and conditions.

Citibank Rewards Credit Card - Platinum Card

Featured Long Term Balance Transfer Credit Card:
Citibank Rewards Credit Card - Platinum Card

The Citibank Rewards Credit Card - Platinum Card is a genuine low interest credit card, with rewards to help you pay off your balance sooner. Offering a long term balance transfer offer, it is an ideal balance transfer credit card

  • $199 annual fee
  • 20.99% p.a. on purchases
  • 0.9% p.a. for 15 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $35,000 p.a.


Read the Citibank Rewards Credit Card - Platinum Card terms and conditions.

American Express Qantas Discovery Card

Featured $0 Annual Fee Credit Card with Frequent Flyer Points: Qantas American Express Discovery Card

American Express Discovery Card have the most unique introductory offer in market right now with a $0 annual fee. Plus earn Qantas Frequent Flyer points on purchases.

  • $0 annual fee
  • 0% p.a. for 6 months (reverts to 20.74% p.a.) on purchases
  • Cash Advance Rate of 20.74% p.a.
  • 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.


Read the American Express Qantas Discovery Card terms and conditions.

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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. 'Best' and 'Top' are ratings which are subject to our consideration and are not rated against all Australian credit cards. You should consider seeking independent financial advice and your own personal financial circumstances when comparing cards.

Disclaimer - Please note that we provide information on our website about financial products and credit products such as credit cards and other personal financial products. However, we are not a credit provider and we are not suggesting that you apply for a particular credit product or credit card with a particular provider of those products, nor are we trying to assist you to apply for a particular credit product with a particular provider. It is also important you understand that should you decide to apply for a credit product after visiting our website, you will be dealing with the provider of that product and not with us. It is important you seek the independent advice of an appropriately qualified professional before making a decision on a product from the information you have obtained from this website.

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