Citibank has a range of balance transfer credit cards on offer, with extended low interest rate periods giving you more time to repay your credit card balance.
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Credit Card Finder - Compare Australian Credit Cards
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Credit Card Finder is a free and 100% Australian owned service for comparing credit cards and financial products available to Australian consumers. There are no 'hidden costs' in using our services.
To ensure the best credit card choice, credit card usage and saving tips are provided alongside the latest 0% Balance Transfer and low interest credit card offers.
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Below are the best credit cards* available on the market, sorted by interest rate and annual fee.
Comparison of Our Top Credit Cards
Compare
| Credit Card | Card Details | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 St George Vertigo |  Editor's Choice:Best Bank of 2009 Competitive interest rate from one of Australia's most respected banks. | 2.99% for 6 months (reverts to 11.99%) | 20.74% | 2.99% for 6 months | $55 | 55 |   |
 Bankwest Lite MasterCard | Editor's Choice: Best Card & Low Interest The lowest stress mastercard, with Australia's lowest MasterCard purchase rate. | 9.99% | 20.99% | 1.99% for 12 months | $59 | 55 | |
 Citibank Clear Platinum Visa Card | A low interest rate credit card that has platinum rewards and premium benefits, currently offering 50% off the annual fee! Min. Income to apply is $50k per year | 11.49% | 20.99% | 0.99% for 6 months | $49 (First Year, Save $50) | 55 | |
 Westpac Low Rate Card | Editor's Choice: Balance Transfer Take advantage of the limited time offer of 1.99% p.a. for 9 months on balance transfers and a low purchase rate | 12.74% | 20.74% | 1.99% for 9 months | $45 | 55 | |
 NAB Low Rate Visa Card | A low purchase rate credit card. 0% p.a. on purchases and 4.99% p.a. on balance transfer for the first 6 months. | 0% for 6 months (reverts to 12.24%) | 20.74% | 4.99% for 6 months | $49 | 55 | |
 Aussie MasterCard | Choice of 4 very unique offers, ranging from balance transfer to no annual fee. | 2.99% for 6 months (reverts to 12.29%) | 18.79% | 2.99% for 6 months | $49 | 55 | |
 Bankwest Zero Platinum MasterCard | Editor's Choice: No Annual Fee Voted Best Transactor Credit Card for 2010 by Money magazine with No Annual Fee for Life and 1.99% for 12 months on balance transfers | 15.99% | 15.99% | 1.99% for 12 months | $0 | 55 | |
 HSBC Credit Card | No annual fee and a good balance transfer offer | 16.99% | 19.99% | 5.99% for 6 months | $0 | 55 | |
 Woolworths Everyday Money | Receive a bonus $50 shopping card if you apply by 31 March 2010, and make a minimum of 3 purchases on your new card by 31 May 2010. | 18.74% | 20.99% | 5.99% for 6 months | $49 | 55 | |
 Citibank Platinum Card | Editor's Choice: Rewards Program - Special Offer Simply spend $500 between 1 January and 30 June and receive 20,000 points to fly any airline, any time! Good credit rating required for application approval. | 20.49% | 20.99% | 4.9% for life | $250 | 55 | |
 Citibank Silver Card | Features a free rewards program along with no point expiry. Min. required income only $20,000. | 20.49% | 20.99% | 2.90% for 12 months | $89 | 55 | |
 Citibank Gold Card | Rewards program and a good balance transfer offer - a great all-in-one card. Generous credit limit of up to $25,000. Min. required income of $35,000. | 20.49% | 20.99% | 2.9% for 12 months | $149 | 55 | |
Featured Low Interest Rate Credit Card:
St. George Vertigo MasterCard
The St. George Vertigo MasterCard offer has re-launched, now featuring 2.99% p.a. for 6 months on both purchases and balance transfers, combined with a standard purchase interest rate at the end of 6 months of just 2.99% for 6 months (reverts to 11.99%). The St. George Vertigo is an excellent card to consider from one of Australia's most respected banks.
- 2.99% p.a. for 6 months on balance transfers.
- An interest rate of 2.99% for 6 months (reverts to 11.99%) p.a on purchases
- Low annual fee of $55.
- Up to 55 days interest free on purchases.
Featured Balance Transfer Credit Card:
ANZ Low Rate MasterCard
Save with a competitive 12.74% p.a on purchases and a 0% p.a. for 6 months balance transfer offer. The ideal balance transfer credit card.
- 0% p.a. for 6 months on balance transfers.
- An interest rate of 12.74% p.a on purchases
- Low annual fee of $58.
- Up to 55 days interest free on purchases.
- Get a response in 60 seconds after you complete your application.
- You don't even need to be an ANZ customer to apply.
Featured No Annual Fee Credit Card:
Bankwest Zero Platinum Credit Card
- $0 annual fee for the life of the credit card - pay no annual fee, ever!
- Special Introductory Offer! Amazingly low 1.99% p.a. for 12 months on balance transfers
- 55 interest free days on purchases
- 15.99% p.a.on-going interest rate on purchases
- Winner of Money magazine's Best Transactor Credit Card for 2010
- 12 month Australian warranty extension for purchased goods
- 24/7 concierge service to help you arrange travel, bookings, shopping and medical services
Featured Rewards Credit Card:
Woolworths Everyday Money Credit Card
- $0 annual fee in the first year. Only $49 annual fee per year after that!
- 5.99% p.a. for 6 months on balance transfers
- 55 interest free days on purchases
- 18.74% p.a. interest rate on purchases
- Introductory offer: Receive a bonus $50 shopping card if you apply by 31 March 2010 and make 3 purchases by May 2010.
 Find the credit card you are interested in via the card type or bank in the left sidebar, or read our guides to decide. |
 Compare the credit card offers in our comparison tables and come to come to an informed decision. |
 Apply for your new credit card securely via the bank's online application form. |
Using Online Banking To Manage Your Westpac Credit Card
March 12th, 2010
The Westpac Low Rate credit card is linked to your Westpac Online banking making it easy for you to manage your credit card and interest rates.
Bankwest Balance Transfer
March 11th, 2010
Bankwest currently have some of the best balance transfer offers available in Australia on their Bankwest Zero Platinum MasterCard and the Bankwest Lite MasterCard. The Bankwest Lite MasterCard was awarded the Cheapest Balance Transfer Credit Card for 2010
ANZ Balance Transfer
March 11th, 2010
If you have an existing credit card with an Australian bank and are looking to switch, ANZ offer a great balance transfer credit card deal on the ANZ Low Rate MasterCard that is definitely worth considering.
10 Quick Business Start Up Ideas
March 11th, 2010
A very valid way of paying off your debt faster is to quite simply earn more money, and put that money back in to credit card repayments. Here are some great business start-up ideas that will help you increase your income!
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. 'Best', 'Top' and 'Recommended' are ratings which are subject to our consideration and are not rated against all Australian credit cards. We recommend you take this information into account when comparing cards.
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