Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder<sup>®</sup> features secure VeriSign encryption when redirecting you to an Australian bank's application form.

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

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Comparison of Credit Cards

Rates last updated May 20th, 2013. Comparing 128 credit cards from 25 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer

Enjoy a low rate on your everyday purchases and balance transfers.

13.14% p.a. 0% p.a. for 9 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate
Read More About The ANZ Low Rate
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard
Exclusive Offer to Credit Card Finder: $0 Annual Fee Platinum Card

Complimentary travel insurance, 24/7 Concierge service. Plus no foreign transaction fees for online and overseas purchases.

17.99% p.a. 0% p.a. for 9 months $0 p.a. 21.99% p.a. Apply Now For The Bankwest Zero Platinum MasterCard
Read More About The Bankwest Zero Platinum MasterCard
HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply Now For The HSBC Credit Card
Read More About The HSBC Credit Card
ANZ Low Rate - Exclusive Offer
ANZ Low Rate - Exclusive Offer
Exclusive Offer to Credit Card Finder: Long Term Balance Transfer Offer

Enjoy a long term balance transfer rate with a low ongoing purchase rate.

13.14% p.a. 2.5% p.a. for 15 months $58 p.a. 21.49% p.a. Apply Now For The ANZ Low Rate - Exclusive Offer
Read More About The ANZ Low Rate - Exclusive Offer
Westpac Low Rate Card
Westpac Low Rate Card

0% Purchase Rate & Low Annual Fee Offer

A credit card with a low interest rate on purchases and balance transfers.
0% p.a. for 6 months (reverts to 13.49% p.a.) 3.99% p.a. for 6 months $45 p.a. 21.49% p.a. Apply Now For The Westpac Low Rate Card
Read More About The Westpac Low Rate Card
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with Balance Transfer Offer

Offering 0% p.a. interest rate on balance transfers for 8 months. Plus earn Velocity Points for every $1 spend.

20.99% p.a. 0% p.a. for 8 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Apply Now For The Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Read More About The Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Citibank Clear Platinum Card
Citibank Clear Platinum Card
Low Interest Rate Credit Card
A Platinum credit card with no interest for 6 months on balance transfers and purchases plus half price annual fee for the first year.
0% p.a. for 6 months (reverts to 11.99% p.a.) on purchases. 12.99% p.a. from 1 October, 2013 0% p.a. for 6 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 0% p.a. for 6 months (reverts to 21.74% p.a.) Apply Now For The Citibank Clear Platinum Card
Read More About The Citibank Clear Platinum Card
Gem Visa Credit Card
Gem Visa Credit Card
Long Term Interest Free Offer
6 months interest free on any Visa purchase over $250 - reverts to 22.99%. Plus longer interest free terms of 1 year, 2 years or more are often available at over 9,000 retailers across Australia.
6 months interest free on any Visa purchase over $250 (reverts to 22.99% p.a.) $99 p.a. 22.99% p.a. Apply Now For The Gem Visa Credit Card
Read More About The Gem Visa Credit Card
St.George Vertigo
St.George Vertigo

Low Interest Rate & $0 Fee Offer

Low rate on purchases and a low balance transfer offer, together with a $0 annual fee offer for the first 12 months.
13.24% p.a. 2.99% p.a. for 6 months $0 p.a. annual fee for the first year ($55 p.a. thereafter) 21.49% p.a. Apply Now For The St.George Vertigo
Read More About The St.George Vertigo
Aussie Classic Low Rate MasterCard
Aussie Classic Low Rate MasterCard
Exclusive Offer to Credit Card Finder: $0 Annual Fee Low Interest Card

Plus a balance transfer of 5.99% p.a. for the first 5 months reverting to the cash advance rate.

12.49% p.a. 5.99% p.a. for 5 months $0 p.a. annual fee* for the first year ($49 p.a. thereafter) 20.99% p.a. Apply Now For The Aussie Classic Low Rate MasterCard
Read More About The Aussie Classic Low Rate MasterCard
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card Offer
Overseas travel and medical insurance. A low annual fee. Plus receive a low interest rate of 0% p.a. on balances transfers.
19.39% p.a. 0% p.a. for 9 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 20.99% p.a. Apply Now For The ANZ Platinum Credit Card
Read More About The ANZ Platinum Credit Card
Bankwest Breeze MasterCard
Bankwest Breeze MasterCard
Low Interest Rate and Balance Transfer Offer

An introductory low interest rate offer on purchases and balance transfers with a low annual fee.

0% p.a. for 4 months (reverts to 11.99% p.a.) 0% p.a. for 6 months $59 p.a. 21.99% p.a. Apply Now For The Bankwest Breeze MasterCard
Read More About The Bankwest Breeze MasterCard
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Platinum Credit Card with Balance Transfer Offer
Earn 25,000 reward points with high credit limits, prestige services including a personal concierge service.
19.99% p.a. 0% p.a. for 8 months $129 p.a. 21.99% p.a. Apply Now For The HSBC Platinum Credit Card
Read More About The HSBC Platinum Credit Card
Citibank ReadyCredit
Citibank ReadyCredit
Balance Transfer Offer with $0 Annual Fee
A long term, balance transfer offer with $0 annual fee.
18.99% p.a. 5.9% p.a. for 24 months $0 p.a. 18.99% p.a. Apply Now For The Citibank ReadyCredit
Read More About The Citibank ReadyCredit
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
Low Interest Rate Offer
A low rate on purchases and balance transfers with a low annual fee.

0% p.a. for 5 months (reverts to 12.99% p.a.) 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Rate Credit Card
Read More About The Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
Introductory Purchase Rate

A low interest rate on purchases with a low annual fee.

0% p.a. for 5 months (reverts to 19.74% p.a.) 5.99% p.a. for 5 months $24 p.a. ($0 for qualifying customers) 21.24% p.a. Apply Now For The Commonwealth Bank Low Fee Credit Card
Read More About The Commonwealth Bank Low Fee Credit Card
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
Reward Program Credit Card with Balance Transfer Offer
The HSBC Platinum Qantas Credit Card offers a strong earn rate. You could also receive a bonus 20000 Qantas Frequent Flyer points.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Apply Now For The HSBC Platinum Qantas Credit Card
Read More About The HSBC Platinum Qantas Credit Card
Westpac 55 Day Platinum Card
Westpac 55 Day Platinum Card
Platinum Credit Card with Purchase Rate Offer
No annual fee for the first year with a low interest rate on purchases and balance transfers. Overseas travel insurance for return trips up to 6 months.
0% p.a. for 6 months (reverts to 19.59% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.49% p.a. Apply Now For The Westpac 55 Day Platinum Card
Read More About The Westpac 55 Day Platinum Card
American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee with Frequent Flyer Points
Benefit from not ever having to pay an annual fee. Plus earn 1 Qantas Frequent Flyer point per $1 spent on all your everyday purchases.
20.74% p.a. $0 p.a. Apply Now For The American Express Qantas Discovery Card
Read More About The American Express Qantas Discovery Card

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

ANZ Low Rate

Balance Transfer Credit Card:
ANZ Low Rate

The ANZ Low Rate not only gives you a low rate balance transfer offer, but you will also benefit from a low interest rate on purchases and a low annual fee.

  • $58 p.a. annual fee
  • 13.14% p.a. on purchases
  • 0% p.a. for 9 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.
HSBC Credit Card

No Annual Fee Credit Card:
HSBC Credit Card

The HSBC No Annual Fee Credit Card offers you a low rate on balances transferred plus a $0 Annual Fee.

  • $0 p.a. annual fee
  • 17.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $20,000 p.a.
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