Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

Learn about our information service Rates last updated January 25th, 2015. Comparing 148 credit cards from 38 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card

Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer.
0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
No Annual Fee Card with Long Term Balance Transfer
The Citi Simplicity offers 0% p.a. for 12 months and zero annual fee to pay.
19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
Westpac 55 Day Platinum Card - Exclusive Offer
Westpac 55 Day Platinum Card - Exclusive Offer
Exclusive Platinum Credit Card Offer
For a limited time, receive a low introductory purchase rate and your annual fee waived in the first year. Meet the minimum spend yearly to have the annual fee waived yearly.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee Qantas Frequent Flyer Card
Earn 1 Qantas Frequent Flyer point per $1 spent on purchases and pay no annual fee ever. Earn up to 7,500 bonus Qantas Points.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
$0 Annual Fee for the life of the card
. This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card

No Annual Fee with Balance Transfer Offer

$0 annual fee credit card with a low balance transfer offer. Take advantage of the 0% p.a. for 14 months balance transfer offer.
18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
Bankwest More Classic MasterCard
Bankwest More Classic MasterCard

Frequent Flyer Credit Card with Balance Transfer Offer

Earn 28,000 bonus More Rewards points plus 0% Balance Transfer for 18 months.
19.99% p.a. 0% p.a. for 18 months $70 p.a. 21.99% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - 20k Bonus Points and Balance Transfer Offer
Virgin Australia Velocity Flyer Card - 20k Bonus Points and Balance Transfer Offer
Velocity Frequent Flyer Bonus Points and No Annual Fee Offer
Receive 20000 bonus Velocity Points and pay no annual fee for the first year. Benefit from an introductory balance transfer rate too.
20.74% p.a. 0% p.a. for 6 months $0 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
24 Month Platinum Card Balance Transfer Offer
A Rewards Platinum credit card with long term balance transfer offer and complimentary insurances.
20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low Rate Purchase Offer and Balance Transfer offer for 12 months
The NAB Low Rate Credit Card offers a low interest rate on purchases and balance transfers.
0% p.a. for 12 months (reverts to 13.99% p.a.) 0% p.a. for 12 months $59 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Visa
St.George Vertigo Visa

0% Balance Transfer for 16 months

A long term balance transfer offer, together with a low annual fee.
0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 16 months $55 p.a. 21.49% p.a. Go to site More info
HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Velocity Rewards Credit Card with No Annual Fee
Earn Velocity points without paying an annual fee. 10000 Velocity bonus points when you spend $300 in the first 3 months.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
ME Bank Low Rate Credit Card
ME Bank Low Rate Credit Card

No Annual Fee Low Rate Credit Card

A low interest rate credit card that charges no annual fees.
9.99% p.a. $0 p.a. 9.99% p.a. Go to site More info
NAB Premium Card
NAB Premium Card
Platinum Credit Card with 15 month Balance Transfer
Enjoy Platinum credit card advantages including travel insurance for up to 12 months.
19.74% p.a. 0% p.a. for 15 months $90 p.a. 21.74% p.a. Go to site More info
Bankwest Breeze MasterCard - Exclusive Offer
Bankwest Breeze MasterCard - Exclusive Offer
Exclusive Offer to Credit Card Finder: Long Term Purchase Rate Offer
A low annual fee card with a long term purchase rate offer only available via this website.
0% p.a. for 13 months (reverts to 12.24% p.a.) $59 p.a. 21.99% p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Platinum Rewards Credit Card Offer
Receive 5000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Australia domestic economy return flight every year.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($195 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card Offer
Receive 0% p.a. on balance transfers and get access to overseas travel and medical insurance. No annual fee in the first year, and if you spend more than $20,000 per year your annual fee will be waived again.
19.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Go to site More info
Citibank Rewards Credit Card - Classic Card
Citibank Rewards Credit Card - Classic Card
Long Term 0% Balance Transfer Offer
A long term balance transfer offer from Citibank. Also enjoy complimentary insurances that come with this rewards credit card.
20.99% p.a. 0% p.a. for 18 months $89 p.a. 21.74% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 20000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

American Express Qantas Discovery Card

Qantas Frequent Flyer Card Offer:

The American Express Qantas Discovery card is a credit card that allows you to earn Qantas Points without the annual fee charge.

  • $0 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
  • Up to 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.
ANZ Low Rate

Balance Transfer Credit Card:

The ANZ Low Rate credit card offers a low long term rate on balance transfers together with a low annual fee and ongoing rate on purchases.

  • $58 p.a. annual fee
  • 13.49% p.a. on purchases
  • 0% p.a. for 16 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Find the credit card you are interested in via the card type or bank, or read our guides to decide.

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Compare the credit card offers in our credit card comparison tables to come to an informed decision.

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January Credit Card Review

Pay no annual fee ever, and receive an introductory long term balance transfer offer

Citi Simplicity Card

The Citi Simplicity is a no annual fee card that offers complimentary insurances and Citibank Dining Privileges. Enjoy a low rate balance transfer of 0% for 12 months.

Read More

Credit Cards Articles and Guides

Westpac Student Visa Credit Card – Review and Details

December 23rd, 2014

As Australia’s oldest, and therefore first bank, Westpac feels it has a special affinity with Australian students of today in order to see Australia continue growing, as it has grown, since the bank was first established in1887, when it was named the Bank of New South Wales. In 1982 it acquired the Commercial Bank of Australia and its name was changed to the Westpac Banking Corporation. Today it offers specially designed financial assistance to adult students studying full time by way of the Westpac Student Visa Card.

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How to get a credit card in time for christmas

December 11th, 2014

Here’s an article that will show you which credit cards and lenders that may help you get a hold of your credit card sooner in time for christmas.

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Woolworths Money Qantas Platinum Credit Card – Details & Review

December 10th, 2014

The benefits of the Woolworths Money Qantas Platinum Card  on balance transfers If you have an existing credit card balance, you can bring that debt over to your Woolworths Qantas Platinum and pay  interest for  months. Balance transfers need to be requested when you apply for the card, and at the end of the  months […]

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Best Velocity Frequent Flyer Credit Cards

November 29th, 2014

Boost your rewards earning potential with the best Velocity Frequent Flyer card How do Velocity Frequent Flyer cards work? Velocity Frequent Flyer credit cards work in one of two ways — they can be direct-earn cards, where every dollar you spend on the card sees points credited to your Velocity account, or you earn points […]

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The Virgin Australia Velocity Flyer Card – 20k Bonus Points and Balance Transfer Offer

November 20th, 2014

Virgin Australia Velocity Flyer Review This is a rewards card tied to the Velocity program, where you’ll earn  point per eligible $1 spent up to $1,500 every month, then point per $2 spent once you meet that threshold. The annual fee for this card is , but this fee is waived for the first year. […]

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