Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

Learn about our information service Rates last updated July 23rd, 2014. Comparing 128 credit cards from 25 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months $58 p.a. 21.74% p.a. Apply
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Westpac Low Rate Card
Westpac Low Rate Card

Long Term Balance Transfer Offer with Low Fee

A credit card with a low interest rate on purchases and a long term balance transfer.
13.49% p.a. 0% p.a. for 14 months $45 p.a. 21.49% p.a. Apply
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Westpac 55 Day Platinum Card
Westpac 55 Day Platinum Card
Exclusive Offer to Credit Card Finder. 0% p.a. for 12 months on Purchases
For a limited time, apply and pay no annual fee for life and get a low interest rate purchases and balance transfers.
0% p.a. for 12 months (reverts to 19.95% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. 21.49% p.a. Apply
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ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card Offer
Receive 0% p.a. on balance transfers and get access to overseas travel and medical insurance. No annual fee in the first year, and if you spend more than $20,000 per year your annual fee will be waived again.
19.74% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) 21.49% p.a. Apply
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St.George Vertigo Visa
St.George Vertigo Visa

Low Interest Rate & Balance Transfer Offer for 14 months

Low rate on purchases and a low, long term balance transfer offer, together with a low annual fee.
13.24% p.a. 0% p.a. for 14 months $55 p.a. 21.49% p.a. Apply
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HSBC Platinum Credit Card
HSBC Platinum Credit Card
Platinum Credit Card with Balance Transfer Offer & $0 Annual Fee
Also earn 10000 reward points when you successfully apply and make a purchase within 3 months. This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Apply
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ANZ Frequent Flyer Black
ANZ Frequent Flyer Black
Black Credit Card with & 0 Annual Fee for the first year
50,000 bonus Qantas Points once you spend $1500 on eligible purchases within 3 months. Plus, no annual fee to pay in the first year.
19.99% p.a. $0 p.a. annual fee for the first year ($425 p.a. thereafter) 21.49% p.a. Apply
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Bankwest Breeze MasterCard
Bankwest Breeze MasterCard
Low Rate Credit Card Offer
An introductory low interest rate offer on balance transfers and a low annual fee.
12.24% p.a. 0% p.a. for 13 months $59 p.a. 21.99% p.a. Apply
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Citibank Rewards Credit Card - Classic Card
Citibank Rewards Credit Card - Classic Card
Long Term 0% Balance Transfer Offer
A long term balance transfer offer from Citibank. Also enjoy complimentary insurances that come with this rewards credit card.
20.99% p.a. 0% p.a. for 16 months $89 p.a. 21.74% p.a. Apply
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Coles No Annual Fee MasterCard
Coles No Annual Fee MasterCard

No Annual Fee Credit Card with Rewards

Pay $0 annual fee with the Coles No Annual Fee MasterCard and also earn 0.50 flybuys points per $1 on purchases.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 17.99% p.a. Apply
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HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Apply
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American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee with 7,500 bonus Qantas Points
Benefit from not ever having to pay an annual fee. Plus earn 1 Qantas Frequent Flyer point per $1 spent on purchases.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Apply
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Citibank Clear Platinum Card
Citibank Clear Platinum Card
Long Term Balance Transfer and Half Annual fee Offer
Also benefit from a range of complimentary insurances including Transit Accident Insurance for overseas travel.
12.99% p.a. 0% p.a. for 12 months $49 p.a. annual fee for the first year ($99 p.a. thereafter) 21.74% p.a. Apply
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The Low Rate Credit Card from American Express
The Low Rate Credit Card from American Express
Low Rate Credit Card with Refund and Purchase Protection
A new low rate credit card from American Express which offers an introductory balance transfer and refund and purchase protection.
11.99% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $65 p.a. Apply
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HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 20000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Apply
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Citibank ReadyCredit - 0 for 6 Balance Transfer
Citibank ReadyCredit - 0 for 6 Balance Transfer
Exclusive Offer to Credit Card Finder. Balance Transfer Offer with $0 Annual Fee
Offers a 'cheque to self' feature which allows you withdraw cash up to 80% of your approved credit limit. This cash is able to be used for multiple purposes including travel, debt consolidation or an everyday expense.
19.49% p.a. 0% p.a. for 6 months $0 p.a. 19.49% p.a. Apply
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Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with Balance Transfer Offer
Offering 0% p.a. interest rate on balance transfers for 14 months. Plus earn Velocity Points for every $1 spend.
20.74% p.a. 0% p.a. for 14 months $129 p.a. 20.99% p.a. Apply
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Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
Signature Qantas Frequent Flyer Credit Card
Receive 50,000 bonus Qantas Points when you apply by 31 July 2014. Plus earn 1.00 Qantas Point per $1 spent on eligible purchases.
20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Apply
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Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
Low Introductory Purchase Rate
Get up to 10 months at 0% p.a. on purchases with a low ongoing purchase rate.
0% p.a. for 10 months (reverts to 13.49% p.a.)* 5.99% p.a. for 5 months $78 p.a. ($48 for qualifying customers) 21.24% p.a. Apply
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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

ANZ Low Rate

0% Balance Transfer Credit Card:
ANZ Low Rate

The ANZ Low Rate gives you a low rate balance transfer offer, plus also benefit from a low interest rate on purchases and a low annual fee.

  • $58 p.a. annual fee
  • 13.49% p.a. on purchases
  • 0% p.a. for 16 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.
HSBC Platinum Credit Card

$0 Annual Fee Platinum Credit Card:
HSBC Platinum

The HSBC Platinum credit card offers a low introductory balance transfer offer and no annual fee for the life of the card.

  • $0 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 8 months on balance transfers
  • Cash Advance Rate of 21.99% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $60,000 p.a.
Westpac 55 Day Platinum Card

0% Purchase Rate Credit Card & $0 Annual Fee:
Westpac 55 Day Platinum Card

Exclusive Offer to Credit Card Finder: The Westpac 55 Day Platinum Card offers an introductory interest free offer on purchases with no annual fee.

  • $0 p.a. annual fee
  • 0% p.a. for 12 months (reverts to 19.95% p.a.) on purchases
  • 3.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $30,000 p.a.

Find the credit card you are interested in via the card type or bank, or read our guides to decide.

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Compare the credit card offers in our credit card comparison tables to come to an informed decision.

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Apply for your new credit card securely via the bank's online credit card application form.

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July Credit Card Review

Get 7,500 Bonus points and 0.99% p.a. for up to 6 months on a balance transfer

Qantas American Express Discovery Card

The Qantas American Express Discovery Card lets you discover the world in style with Qantas Points on everyday purchases. It offers a balance transfer of 0.99% p.a. on balances transferred for up to 6 months. You'll also get zero annual fee and 7,500 bonus Qantas Points. Limited time offer

Read More

Credit Cards Articles and Guides

Bankwest More Rewards Program Review

July 18th, 2014

Enrollment in the Bankwest More Rewards program is a complimentary benefit if you have a Bankwest rewards credit card. Spend on a Bankwest rewards credit card and earn points which can be redeemed for over 3,000 gifts, rewards and experiences.

Read More

Credit cards with Personal Liability Cover

July 09th, 2014

Personal liability coverage is something that each person should look into having, and signing up for a credit card that offers complimentary coverage can help to save you money on outside policies as well as help keep you covered in the event that you are required to use your insurance benefits.

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Credit cards with overseas medical emergency expenses cover

ANZ-credit-card-insurance---Overseas-Travel-insurance

July 09th, 2014

Having a credit card that provides coverage for overseas emergency medical expenses can be beneficial, especially if you are a frequent traveler. You can save on any medical costs that may occur from emergencies whilst travelling abroad, and not have to pay out of your pocket for these expenses. Ensure that you are comparing your options and know the ins and outs of the coverage options from your credit card provider.

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What does eligible purchases or spending mean with a credit card rewards program?

Rewards program credit cards

July 09th, 2014

Eligible purchases need to be carefully understood in order to ensure that you get to benefit from the credit card rewards program. Take a look at what constitutes eligible spending, and how to get the most out of your rewards card.

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Balance transfer credit card for bad credit

July 09th, 2014

If you have bad credit, a balance transfer is incredibly hard to be approved for in Australia. Instead, this article will talk about the alternatives you may have, along with generic information about balance transfers.

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