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Credit Card Finder® - Compare Australian Credit Cards

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Credit Card Finder<sup>®</sup> features secure VeriSign encryption when redirecting you to an Australian bank's application form.

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To ensure the best credit card choice for Australian consumers, we have analysed the offers in market and have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available.

Below are some of the best credit cards* available on the market. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Our Top Credit Cards

Rates last updated February 4th, 2012. Comparing 113 credit cards from 21 providers.
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  Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
St George Vertigo
St George Vertigo
Low Interest & 12 Month Balance Transfer Credit CardEditor's Choice:
Low Interest Rate & 12 Month Low Balance Transfer

Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.
13.24% 0.99% for 12 months$5521.49%Apply Now For The St George Vertigo Read More About The St George Vertigo
Citibank Clear Platinum Card
Citibank Clear Platinum Card
12 month balance transfer offerEditor's Choice: 12 Month Balance Transfer Offer
A unique Platinum credit card with a low purchase rate and 12 month balance transfer offer.
11.99% 2.9% for 12 months$9921.74%Apply Now For The Citibank Clear Platinum Card Read More About The Citibank Clear Platinum Card
Westpac Low Rate Card
Westpac Low Rate Card
Special OfferEditor's Choice:
Low Interest Credit Card with Introductory Purchase Rate Offer

Take an advantage of a low interest rate offer on balance transfers and purchases. Available only for a limited time.
0% for 6 months (reverts to 13.49% )0% for 6 months$4521.49%Apply Now For The Westpac Low Rate Card Read More About The Westpac Low Rate Card
ANZ Platinum Credit Card
ANZ Platinum Credit Card
Platinum Credit Card with a Purchases, Balance Transfer and $0 Annual Fee OfferEditor's Choice: Purchases, Balance Transfer and $0 Annual Fee Offer

Receive 0% p.a. interest rate on purchases and balances transfers for the first 6 months. Plus no annual fee for the first year.

0% for 6 months (reverts to 19.24% )0% for 6 months$0 annual fee for the first year( $87 thereafter)20.99%Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card
NAB Gold Card
NAB Gold Card
12 Month Balance Transfer Credit CardSpecial Offer: Gold Credit Card with 12 month balance transfer
Enjoy gold credit card advantage including travel insurance with a great 12 month balance transfer offer.
19.74% 1% for 12 months$9021.74%Apply Now For The NAB Gold Card Read More About The NAB Gold Card
Bankwest Zero Platinum MasterCard
Bankwest Zero Platinum MasterCard
No Annual Fee OfferSpecial Offer: $0 Annual Fee Platinum Credit Card

An introductory low interest rate offer on balance transfers and purchases with $0 annual fee. Complimentary travel insurance & 24/7 Concierge service.

1% for 6 months (reverts to 17.99% )4.99% for 12 months$018.99%Apply Now For The Bankwest Zero Platinum MasterCard Read More About The Bankwest Zero Platinum MasterCard
American Express Qantas Discovery Card
American Express Qantas Discovery Card
AMEX Discovery Credit CardEditor's Choice: $0 Annual Fee with Frequent Flyer Points
Benefit from a $0 annual fee for the first year. Plus earn 1 Qantas Frequent Flyer point per $1 spent on all your everyday purchases. Also receive up to 10,000 bonus points
20.74% $020.74%Apply Now For The American Express Qantas Discovery Card Read More About The American Express Qantas Discovery Card
Commonwealth Bank Low Rate Credit Card
Commonwealth Bank Low Rate Credit Card
$50 cashbackSpecial Offer: $50 Cashback & Low Rate Card
A credit card with a low rate on purchases with a low annual fee.
13.49% 5.99% for 5 months$78 ($48 for qualifying customers)21.74%Apply Now For The Commonwealth Bank Low Rate Credit Card Read More About The Commonwealth Bank Low Rate Credit Card
HSBC Credit Card
HSBC Credit Card
Best No Annual Fee with Balance TransferEditor's Choice:
No Annual Fee with Balance Transfer

No annual fee for life, plus a low balance transfers option for 6 months.
17.99% 0% for 6 months with 2% handling fee$021.99%Apply Now For The HSBC Credit Card Read More About The HSBC Credit Card
NAB Low Rate Visa Card
NAB Low Rate Visa Card
12 Month Purchases Credit CardSpecial Offer: 12 Month Purchases Offer
NAB are offering 2.99% p.a on purchases for 12 months, reverting to a low rate thereafter.
2.99% for 12 months (reverts to 13.24% )4.99% for 6 months$5921.74%Apply Now For The NAB Low Rate Visa Card Read More About The NAB Low Rate Visa Card
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Rewards and Frequent Flyer OfferSpecial Offer: Platinum Rewards Credit Card Offer

Receive 20,000 Membership Rewards Bonus Points - enough for $200 worth of Travel Agency Gift Vouchers. Also receive a complimentary Virgin Australia domestic economy return flight every year.

0% for 6 months (reverts to 20.74% )$149Apply Now For The American Express Platinum Edge Credit Card Read More About The American Express Platinum Edge Credit Card
Virgin Flyer Credit Card
Virgin Flyer Credit Card
Frequent Flyer OfferSpecial Offer: Velocity Frequent Flyer Offer

Earn Velocity Rewards Points plus Virgin Australia will give you a complimentary seat on a domestic flight up to 4 times every year. Also offers a great introductory balance transfer offer.

20.99% 1.9% for 9 months$9920.99%Apply Now For The Virgin Flyer Credit Card Read More About The Virgin Flyer Credit Card
Bank of Melbourne Vertigo Credit Card
Bank of Melbourne Vertigo Credit Card
Low Interest Balance Transfer Credit CardSpecial Offer:
Low Interest Balance Transfer

Low interest 12 month balance transfer rate. Special rate available until 29 February 2012.
13.24% 0.99% for 12 months$5521.49%Apply Now For The Bank of Melbourne Vertigo Credit Card Read More About The Bank of Melbourne Vertigo Credit Card
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
No Annual Fee OfferSpecial Offer: $0 Annual Fee Credit Card

A $0 annual fee credit card from Virgin Money. This card also offers a low balance transfer offer.

18.99% 2.9% for 6 months$020.99%Apply Now For The Virgin No Annual Fee Credit Card Read More About The Virgin No Annual Fee Credit Card
Westpac 55 Day Credit Card - Special Offer
Westpac 55 Day Credit Card - Special Offer
Best Westpac OfferSpecial Offer: $0 Annual Fee & 0% on purchases
Benefit from a special introductory rate on purchases of 0% for 5 months and a $0 annual fee for the first year.
0% for 5 months (reverts to 19.59% )3.99% for 6 months$3021.49%Apply Now For The Westpac 55 Day Credit Card - Special Offer Read More About The Westpac 55 Day Credit Card - Special Offer
American Express Qantas Discovery Card

Featured $0 Annual Fee Credit Card with Frequent Flyer Points: Qantas American Express Discovery Card

American Express Discovery Card have the most unique introductory offer in market right now with a $0 annual fee. Plus earn Qantas Frequent Flyer points on purchases.

  • $0 annual fee
  • 20.74% p.a. on purchases
  • Cash Advance Rate of 20.74% p.a.
  • 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.
Citibank Clear Platinum Card

Featured Low Interest Rate Credit Card:
Citibank Clear Platinum

The Citibank Clear Platinum low interest rate offer features one of the lowest purchase rates in Australia at combined with a low interest rate on balance transfers.

  • $99 annual fee
  • 11.99% p.a. on purchases
  • 2.9% p.a. for 12 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • 55 days interest free
  • Minimum Income Requirement of $35,000 p.a.
American Express Platinum Edge Credit Card

Featured Rewards Credit Card

The American Express Platinum Edge Credit Card is a rewards credit card like no other. With the ability to earn up to 3 rewards points at major supermarkets and complimentary enrolment in Membership Rewards Ascent program. Also an introductory balance transfer offer.

  • $149 annual fee
  • 0% p.a. for 6 months (reverts to 20.74% p.a.) on purchases
  • 55 days interest free
  • Minimum Income Requirement of $50,000 p.a.
  • Receive a complimentary domestic economy return flight every year to selected Australian destinations
  • Receive 20,000 bonus Membership Rewards points if you spend $500 on your card in the first 2 months of your Card membership.
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CUA Platinum MasterCard

February 2nd, 2012

Be spoilt with the latest offering in the platinum credit card range, the CUA Platinum MasterCard. Get in quick to take advantage of the 0% p.a. for 9 months on balance transfer rate and 50% off the annual fee – ends July 2012. CUA Platinum MasterCard Features: ½ price annual fee for your first year [...]

Qantas Staff Credit Union Visa Platinum

February 1st, 2012

The Visa Platinum Credit Card with Qantas Frequent Flyer Points brings all the essential features the discerning traveller needs with the added benefits that every traveller wants. It has never been so easy to spend and earn at the same time. Every eligible purchase made with your card gets you a step closer to the [...]

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Research studies have continued to show that our attitudes, beliefs and actions are influenced by the generation we belong to, and that Baby Boomers, Generation X and Generation Y each have distinctly different ways of doing things. This extends to the way we approach our investments, savings and spending and by understanding the prevailing attitudes [...]

5 Tips to Get Your Finances in Order for 2012

January 12th, 2012

Frequent Flyer Credit Card Analysis: Commonwealth Bank Diamond Awards

January 12th, 2012

If you are a frequent traveller, the idea of signing up for a frequent flyer program must have crossed your mind already; or you might already have quite a number of frequent flyer cards in your wallet. The frequent flyer program is a reward system which airlines offer their loyal customers to earn points which [...]

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* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. 'Best' and 'Top' are ratings which are subject to our consideration and are not rated against all Australian credit cards. You should consider seeking independent financial advice and your own personal financial circumstances when comparing cards.