Credit Card Finder® - Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no 'hidden costs' for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank's application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

Learn about our information service Rates last updated May 6th, 2015. Comparing 341 credit cards from 118 providers.
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa

0% Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee. Also enjoy an introductory offer on purchases.
0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card

No Annual Fee with Balance Transfer Offer

$0 annual fee credit card with a low balance transfer offer. Take advantage of the 0% p.a. for 14 months balance transfer offer
18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
Low Interest Rate Platinum Card with Long Term Balance Transfer Offer
A platinum card with a low interest rate everyday. Introductory offer on balance transfers for 20 months.
0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Westpac 55 Day Platinum Card - Exclusive Offer
Westpac 55 Day Platinum Card - Exclusive Offer
Exclusive Offer to finder.com.au
Platinum Credit Card Offer

For a limited time, receive a low introductory purchase rate and your annual fee waived in the first year. Meet the minimum spend yearly to have the annual fee waived yearly.
0% p.a. for 12 months (reverts to 19.84% p.a.) 3.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with a Balance Transfer and Bonus Velocity Points
Offering 0% p.a. interest rate on balance transfers for 16 months and a bonus 10,000 Velocity Points offer. Plus, earn Velocity Points for every $1 spend.
20.74% p.a. 0% p.a. for 16 months $129 p.a. 20.99% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
$0 Annual Fee for the life of the card
This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low Rate Purchase Offer
The NAB Low Rate Credit Card offers a low interest rate on purchases.
0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
Bank of Melbourne Vertigo Platinum
Low Rate Platinum Card
Introductory offer on balance transfers for 20 months, together with a low ongoing interest rate on purchases.
0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
Westpac Low Rate Card
Westpac Low Rate Card

Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer.
0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. 21.49% p.a. Go to site More info
Citi Simplicity Card
Citi Simplicity Card
No Annual Fee Card with Long Term Balance Transfer
The Citi Simplicity offers 0% p.a. for 12 months and zero annual fee to pay.
19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. Go to site More info
Citibank Rewards Credit Card - Platinum Card
Citibank Rewards Credit Card - Platinum Card
24 Month Platinum Card Balance Transfer Offer
A Rewards Platinum credit card with long term balance transfer offer and complimentary insurances.
20.99% p.a. 0% p.a. for 24 months $199 p.a. 21.74% p.a. Go to site More info
American Express Qantas Discovery Card
American Express Qantas Discovery Card
$0 Annual Fee Qantas Frequent Flyer Card
Earn 1 Qantas Frequent Flyer point per $1 spent on purchases and pay no annual fee ever. Earn up to 7,500 bonus Qantas Points.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Westpac Low Rate Card - Exclusive Offer
Westpac Low Rate Card - Exclusive Offer

Exclusive Offer to finder.com.au
20 months Balance Transfer Offer

An everyday low rate purchase card with a longer balance transfer term exclusive to our site.
13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 20000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
HSBC Credit Card
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
American Express Velocity Escape Card
American Express Velocity Escape Card
Velocity Rewards Credit Card with No Annual Fee
Earn Velocity points without paying an annual fee. 7500 Velocity bonus points when you spend $300 in the first 3 months.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
ANZ Low Rate
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
Citibank Qantas Signature Credit Card
Citibank Qantas Signature Credit Card
Signature Qantas Frequent Flyer Credit Card
Receive 50,000 bonus Qantas Points when you apply by 31 December 2015. Plus earn 1.000 Qantas Point per $1 spent on eligible purchases.
20.99% p.a. 0% p.a. for 6 months $299 p.a. 21.74% p.a. Go to site More info
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Platinum Rewards Credit Card Offer
Receive 10000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Australia domestic economy return flight every year.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
St.George Vertigo Visa

Long Term Balance Transfer Credit Card:
St.George Vertigo

The St.George Vertigo credit card offers a low long term rate on balance transfers together with a low annual fee and ongoing rate on purchases.

  • $55 p.a. annual fee
  • 0% p.a. for 3 months (reverts to 13.24% p.a.) on purchases
  • 0% p.a. for 18 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free
Virgin No Annual Fee Credit Card

Long Term Offer on Balance Transfers & $0 Annual Fee:

Virgin Money are offering a low introductory interest rate on balance transfers with no annual fee payable.

  • $0 p.a. annual fee
  • 18.99% p.a. on purchases
  • 0% p.a. for 14 months on balance transfers
  • Cash Advance Rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum Income Requirement of $25,000 p.a.
American Express Qantas Discovery Card

Qantas Frequent Flyer Card Offer:

The American Express Qantas Discovery card is a credit card that allows you to earn Qantas Points without the annual fee charge.

  • $0 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
  • Up to 44 days interest free
  • Minimum Income Requirement of $35,000 p.a.

Find credit card you are interested in via the card type or bank, or read our guides to decide.

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May Credit Card Review

Take advantage of a low rate long term balance transfer offer

The St.George Vertigo credit card offers a low rate balance transfer offer together with a low annual fee and low ongoing rate on purchases.

Read More

Credit Cards Articles and Guides

Myer Card Review

May 05th, 2015

The MYER card awards shopping credits for everyday purchases, flexible repayment options and interest free days on purchases.

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LCU MyCard Platinum MasterCard Rates & Fees

May 05th, 2015

The Laboratories Credit Union Platinum MasterCard charges an introductory rate of 0% p.a. that applies on purchases and balance transfers, and stays in place for six months. It offers access to a platinum concierge service as well as a number of complimentary insurance covers.

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LCU MyCard Low Rate MasterCard

May 05th, 2015

Many cards provide great benefits but require higher interest rates or annual fee. Laboratories Credit Union MyCard Low Rate MasterCard has an ideal mix of low interest rates and good features which makes it an attractive choice for customers.

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FFCL MyCard Low Rate MasterCard

May 04th, 2015

The FCCL MyCard Low Rate MasterCard charges a low balance transfer rate for 9 months, it offers complimentary purchase insurances, you get to keep paying a discounted annual fee, and you can make use of up to 55 interest-free days on purchases.

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Comtax Credit Union Low Rate MasterCard

May 04th, 2015

Comtax Low Rate Visa credit card is available at an interest rate of 10.49% p.a. which is one of the lowest in the market. By having a low annual fee of only $30 p.a. it helps to reduce the interest costs as well as the maintenance costs. In the foreseeable future the interest rates seem to hover around the current level which reduces the risk on this card as it uses variable interest rate. By using the free balance transfer feature on this card, customers can consolidate their debts and take advantage of the ultra-low interest rate on this card.

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