Credit Card Finder® – Compare Australian Credit Cards

Credit Card Comparison and Application Service

Credit Card Finder® is a free and 100% Australian owned service for comparing credit cards offered by banks & credit unions in Australia. Our service is 100% free with no ‘hidden costs’ for use of our credit card comparison service.

To help ensure the best credit card* choice for Australian consumers, we have categorised our comparisons by card type and provider, including our popular 0% balance transfer and low interest credit card reviews. Your personal details are never processed by us. When you click each apply link on our tables, you will be directed to the official bank’s application page, where full product terms & conditions are available. Please take your time when choosing a credit card and we hope you make the most of our comparison service.

Comparison of Credit Cards

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Rates last updated August 3rd, 2015. Comparing 341 credit cards from 118 providers.

Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Platinum
Low Interest Rate Platinum Card with Long Term Balance Transfer Offer
A platinum card with a low interest rate everyday. Introductory offer on balance transfers for 20 months.
0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
Low Rate Purchase Offer
The NAB Low Rate Credit Card offers a low interest rate on purchases.
0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
Citi Simplicity Card
No Annual Fee Card with Long Term Balance Transfer
The Citi Simplicity offers 0% p.a. for 12 months and zero annual fee to pay.
19.99% p.a. 0% p.a. for 12 months $0 p.a. 19.99% p.a. More info
Westpac Low Rate Card

Long Term Balance Transfer Offer

A credit card with a low credit card fee and long term balance transfer offer.
0% p.a. for 3 months (reverts to 13.49% p.a.) 0% p.a. for 18 months $59 p.a. 21.49% p.a. Go to site More info
Westpac 55 Day Platinum Credit Card

0% Balance Transfer for 16 months

A long term balance transfer and a first year annual fee waiver
19.84% p.a. 0% p.a. for 16 months $0 p.a. annual fee for the first year ($90 p.a. thereafter) 21.29% p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer Offer with a Balance Transfer and Bonus Velocity Points
Offering 0% p.a. interest rate on balance transfers for 14 months and earn 3x Velocity Points in the first 3 months.
20.74% p.a. 0% p.a. for 14 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) 20.99% p.a. Go to site More info
HSBC Platinum Credit Card
$0 Annual Fee for the life of the card
This platinum card caters for those who want high credit limits and personal concierge service.
19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Coles Low Rate Mastercard
Low Interest Rate
Low interest rate on purchases and a low annual fee
11.99% p.a. 0% p.a. for 6 months $49 p.a. 19.99% p.a. Go to site More info
St.George Vertigo Visa

0% Balance Transfer for 18 months

A long term balance transfer offer, together with a low annual fee. Also enjoy an introductory offer on purchases.
0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
American Express Velocity Platinum Card
Platinum Credit Card with Bonus Velocity Points
This card offers 100,000 Velocity bonus points when you apply by 30 September 2015, are approved and spend $1,000 on your new card within the first 3 months.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $349 p.a. Go to site More info
American Express Velocity Escape Card
Receive 7,500 Velocity bonus points when you spend $300 in the first 3 months. Plus $0 annual fee.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
Low Rate Platinum Card
Introductory offer on balance transfers for 20 months, together with a low ongoing interest rate on purchases.
0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
ME Bank frank Credit Card

No Annual Fee Low Rate Credit Card

A low interest rate credit card that charges no annual fees.
9.99% p.a. $0 p.a. 9.99% p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
24 Month Platinum Card Balance Transfer Offer
A Rewards Platinum credit card with long term balance transfer offer and complimentary insurances.
20.99% p.a. 0% p.a. for 24 months with 2.5% balance transfer fee $199 p.a. 21.74% p.a. Go to site More info
ANZ Frequent Flyer Platinum American Express/Visa
Platinum Qantas Frequent Flyer Credit Card
50,000 Qantas Points when you spend $3,000 on purchases within the first 3 months and no annual fee offer in the first year.
19.99% p.a. $0 p.a. annual fee for the first year ($295 p.a. thereafter) 21.49% p.a. Go to site More info
American Express Qantas Discovery Card
$0 Annual Fee Qantas Frequent Flyer Card
Earn 1 Qantas Frequent Flyer point per $1 spent on purchases and pay no annual fee ever. Earn up to 7,500 bonus Qantas Points.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $0 p.a. Go to site More info
Westpac Low Rate Card - Exclusive Offer

Exclusive Offer to finder.com.au
20 months Balance Transfer Offer

An everyday low rate purchase card with a longer balance transfer term exclusive to our site.
13.49% p.a. 0% p.a. for 20 months with 2.5% balance transfer fee $59 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Qantas Credit Card
International Qantas Frequent Flyer Credit Card
The HSBC Platinum Qantas Credit Card offers a strong earn rate on purchases. Bonus 40000 Qantas Frequent Flyer points offer.
19.99% p.a. 0% p.a. for 6 months $199 p.a. 21.99% p.a. Go to site More info
HSBC Credit Card
No Annual Fee with 0% p.a. Balance Transfer
No annual fee for the life of the credit card, plus a low balance transfer offer.
17.99% p.a. 0% p.a. for 6 months $0 p.a. 21.99% p.a. Go to site More info
ANZ Low Rate
Low Interest Rate Credit Card with Balance Transfer Offer
Enjoy a low rate on your everyday purchases, together with a strong offer on balance transfers.
13.49% p.a. 0% p.a. for 16 months with 2% balance transfer fee $58 p.a. 21.74% p.a. Go to site More info
American Express Platinum Edge Credit Card
Platinum Rewards Credit Card Offer
Receive 10000 Membership Rewards Bonus Points. Also receive a complimentary Virgin Australia domestic economy return flight every year.
20.74% p.a. 0.99% p.a. for 6 months with 1% balance transfer fee $195 p.a. Go to site More info
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’ and ‘Top’ are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
St.George Vertigo Platinum

Long Term Balance Transfer Credit Card: St.George Vertigo Platinum

The St.George Vertigo Platinum credit card offers a low long term rate on balance transfers together with a low annual fee and ongoing rate on purchases.

  • $99 p.a. annual fee
  • 0% p.a. for 3 months (reverts to 12.74% p.a.) on purchases
  • 0% p.a. for 20 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free
American Express Velocity Escape Card

Velocity Frequent Flyer Card Offer

The American Express Velocity Escape card is a credit card that allows you to earn Velocity Reward Points without the annual fee charge.

  • $0 p.a. annual fee
  • 20.74% p.a. on purchases
  • 0.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
  • Up to 44 days interest free
  • Minimum Income Requirement of $40,000 p.a.
NAB Low Rate Credit Card

Low Purchase Rate Card Offer

The NAB Low Rate credit card offers an introductory rate on purchases, a low ongoing rate on purchases and a low annual fee.

  • $59 p.a. annual fee
  • 0% p.a. for 12 months (reverts to 13.99% p.a.) on purchases
  • 4.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free

Find credit card you are interested in via the card type or bank, or read our guides to decide.

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August Credit Card Review

Take advantage of a low purchase rate and a long term balance transfer offer

The St.George Vertigo Platinum credit card offers a low rate balance transfer offer together with a low annual fee and low ongoing rate on purchases.

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