$0 Annual Fee and 0% Balance Transfer Credit Cards
The offers featured on this page are designed to give you the pleasure of never having to pay a cent in interest or another annual fee again on your credit card. A balance transfer can give you breathing space to repay your debt in the special interest rate period.

Featured No Annual Fee Credit Card
The HSBC Credit card is a simple no annual fee credit card that avoids all the extra features that you don’t need. Instead this card focuses on saving you money with a $0 annual fee for the life of the card.
- $0 annual fee
- 17.99% p.a. on purchases
- 0% p.a. for 6 months with 2% handling fee on balance transfers
- Cash Advance Rate of 21.99% p.a.
- 55 days interest free
- Minimum Income Requirement of $20,000 p.a.
Compare these cards with a full list of balance transfer credit cards.
Balance Transfer Credit Cards Comparison
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$0 Annual Fee Credit Cards
If you use your credit card on occasion, or repay your balance in full each month, $0 no annual fee credit cards are strongly worth considering.
Compare these cards with a full list of No Annual Fee credit cards.
No Annual Fee Credit Card Comparison
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