0% Balance Transfer for 6 Months Credit Card Offers
Credit cards with a 0% p.a. for 6 month balance transfer offer are one of the most appealing cards for credit card consolidation.
As these all offer the same balance transfer feature, it boils down to what credit card you would prefer to own after the balance transfer offer has expired.
This is most commonly a factor of which provider you trust and would prefer to be a customer of, and the annual fee.
Remember not to make purchases on your card which has a transferred balance on it. The purchase will take priority in being paid off, effectively locking in your balance transfer amount and delaying your debt repayment. Use another line of credit if necessary.
Best 0% Balance Transfer for 6 months Credit Card*
The Coles Group Source MasterCard offers 0% p.a. for 6 months on balance transfers and is our card choice. The ideal credit card for Australian’s who love shopping with a low rate on purchases.
- $0 annual fee
- 19.74% p.a. on purchases
- 21.99% p.a. on cash advances
- 0% p.a. for 6 months on balance transfers
- Get a response within 60 seconds when you apply
If you’re unfamiliar with the concept of a balance transfer but are keen on undertaking one, have a read of our balance transfer resources. Use our new credit card balance transfer calculator to find out how much you could save.
| Credit Card | Card Details | Interest Rate (p.a.) | Cash Advance Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual fee | Interest free days (up to) | |
|---|---|---|---|---|---|---|---|
 Coles Group Source MasterCard |
A unique credit card with a 0% p.a. for 6 months balance transfer offer, no annual fee, and rewards that allow you to save on fuel and earn FlyBuys points | 19.74% | 21.99% | 0% for 6 months | $0 | 62 |   |
 Citibank Clear Platinum Visa Card |
For consumers after a cheap, high quality Platinum credit card after the balance transfer offer has expired. | 11.49% | 20.99% | 0.99% for 6 months | $49 (First Year, Save $50) | 55 | |
 NAB Low Rate Visa Card |
A low purchase rate credit card. 0% p.a. on purchases and 4.99% p.a. on balance transfer for the first 6 months. |
0% for 6 months (reverts to 12.24%) | 20.74% | 4.99% for 6 months | $49 | 55 | |
 HSBC Credit Card |
Benefit from 5.99% for 6 months on balance transfer rate. Rewards program for shopping, entertainment, travel, lifestyle and leisure. | 16.99% | 19.99% | 5.99% for 6 months | $0 | 55 | |
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