Credit Cards Now Offer 24 Hour Customer Service

Information verified correct on October 27th, 2016

24-Hours Credit Cards Service?

There has been a major change during the last twenty-five years with regard to the working hours for Australians, especially due to the economic crisis – and many people need to have 24-hour availability to their accounts during the evening and wee hours, as well as during the day. Many Australians work on a contract or freelance basis with flexible hours and don’t hold a standard 9-to-5 job.

This can be inconvenient, because banks are usually only open during the day and it makes it difficult for many people to fill out a credit card application, make deposits and/or do business at their bank.

24-Hours Credit Card Services

The Internet has become a more sophisticated and secure tool for banking, and other money transactions, and it is now possible to manage and apply for credit cards online, as well as make payments, and check balances, make deposits, etc.

Applications can be submitted using state-of-the-art security firewalls, which protect your personal information from falling into the wrong hands. This Internet access to card applications means that anyone can apply for a credit card at their own convenience. You no longer have to forego your lunch break to get to the bank during regular banking hours, since you can do all you need to do, twenty-four hours a day – online.

Citi Clear Platinum Card

Citi never sleeps

  • $99 p.a. annual fee
  • 0% p.a. for 9 months (reverts to 14.99% p.a.) on purchases
  • 0% p.a. for 9 months on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $35,000 p.a.

Instant approval via Online Application

Filling out an online credit card application can give you access to instant approval on your credit card application. Plus, it is safe. They check your credit right then and there – and approve you or disapprove you. You no longer need to wait – if you have a good credit file, and don’t need to provide documentation with your online application, you will receive a response almost instantly. It only takes a few seconds to find out whether you are going to get that credit card or not. Sophisticated systems for credit checks are available to banks and are used to decide whether credit should be given to you. It is analyzed online and you receive an answer right away.

Getting your card

Once you receive this instant approval, your 24-hour credit card will be sent to you with your PIN. If you have applied for a balance transfer, the new card provider will start the transfer on your behalf right away.

Most financial institutions offer a 24-hour credit card customer service system that allows you to access and manage your credit card anytime during the day or night. It not only saves the banks money, it saves you time and creates a convenient way to do your banking, and receive new credit cards, without the hassle of mail, and travel time.

Most Australians appreciate this type of convenience, and it is the reason why more people are turning to online banking everyday.

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2 Responses to Credit Cards Now Offer 24 Hour Customer Service

  1. Default Gravatar
    Ben | November 21, 2015

    I want to talk to somebody over the phone so they can explain the whole process to me :) thank you.

    • Staff
      Jonathan | November 22, 2015

      Hi Ben, thanks for your inquiry!

      You can reach us on 1300 FINDER (346 337). Ask for the ‘credit cards team’ and you will be referred to one of our product specialists who will be able to assist with your inquiry.



Credit Cards Comparison

Rates last updated October 27th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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