Credit Cards Now Offer 24 Hour Customer Service

Citi never sleeps

The Citibank Clear Platinum is a great low interest Platinum Visa with a ll the perks you could want including complimentary international travel insurance. You can contact Citibank from anywhere in the world at anytime of the day or night, which is a really important customer service feature.

• $99 annual fee
• 11.99% p.a. on purchases
• 2.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 21.74% p.a.
• 55 days interest free
• Minimum Income Requirement of $35,000 p.a.

Read the Citibank Clear Platinum Card terms and conditions.

24-Hours Credit Cards Service?

There has been a major change during the last twenty-five years with regard to the working hours for Australians, especially due to the economic crisis – and many people need to have 24-hour availability to their accounts during the evening and wee hours, as well as during the day. Many Australians work on a contract or freelance basis with flexible hours and don’t hold a standard 9-to-5 job.

This can be inconvenient, because banks are usually only open during the day and it makes it difficult for many people to fill out a credit card application, make deposits and/or do business at their bank.

24-Hours Credit Card Services

The Internet has become a more sophisticated and secure tool for banking, and other money transactions, and it is now possible to manage and apply for credit cards online, as well as make payments, and check balances, make deposits, etc.

Applications can be submitted using state-of-the-art security firewalls, which protect your personal information from falling into the wrong hands. This Internet access to card applications means that anyone can apply for a credit card at their own convenience. You no longer have to forego your lunch break to get to the bank during regular banking hours, since you can do all you need to do, twenty-four hours a day – online.

Instant approval via Online Application

Filling out an online credit card application can give you access to instant approval on your credit card application.  Plus, it is safe.  They check your credit right then and there – and approve you or disapprove you. You no longer need to wait – if you have a good credit file, and don’t need to provide documentation with your online application, you will receive a response almost instantly.  It only takes a few seconds to find out whether you are going to get that credit card or not. Sophisticated systems for credit checks are available to banks and are used to decide whether credit should be given to you. It is analyzed online and you receive an answer right away.

Getting your card

Once you receive this instant approval, your 24-hour credit card will be sent to you with your PIN. If you have applied for a balance transfer, the new card provider will start the transfer on your behalf right away.

Most financial institutions offer a 24-hour credit card customer service system that allows you to access and manage your credit card anytime during the day or night.  It not only saves the banks money, it saves you time and creates a convenient way to do your banking, and receive new credit cards, without the hassle of mail, and travel time.

Most Australians appreciate this type of convenience, and it is the reason why more people are turning to online banking everyday.

Check out today's featured offers:

Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum	Westpac Low Rate
2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers	0% p.a. for 6 months on purchases & balance transfers

Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%
	American Express Qantas Discovery Card	Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer.	20.74%		$0	20.74%