Why Consider Applying For A Coles Mastercard?

Information verified correct on October 22nd, 2016
Coles MaterCard logo

The Coles MasterCard offers you some special advantages over non-Coles card consumers. Applying for a Coles MasterCard has many more advantages than most people think. Aside from offering very competitive rates, there are other shopping benefits and savings to be had simply by choosing this account for your needs.

Coles Rewards Mastercard

Coles Credit Card Offer

Earn flybuys points for every $1 you spend on the Coles Rewards MasterCard. The Coles Rewards MasterCard also features a low annual fee.

  • $89 p.a. annual fee
  • 19.99% p.a. on purchases
  • 0% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 19.99% p.a.
  • Up to 62 days interest free
  • Minimum Income Requirement of $25,000 p.a.

Reasons to consider applying for a Coles MasterCard

  • Grocery Savings

With the cost of goods so high, any opportunity to save money on shopping costs is going to help the family budget. A Coles MasterCard can allow account holders to benefit from a regular saving of $10 of your grocery bills at Coles Express and Coles Supermarkets.

As a Coles cardholder, you get free shipping on all orders over $100. However, you may still be interested in learning more about shopping online at Coles. First time customers to Coles receive free home delivery on orders over $100. Learn more here.

  • Low annual fee

A low annual fee of just $89 coupled with a rewards program that puts more dollars in your pocket.

  • Interest Free Days

If you’re diligent about paying your account down to a zero balance every month, you could enjoy up to 62 days interest free on your purchases. This means you could potentially use your credit card to pay for the things you need now and then worry about paying for them before the interest free days expire.

  • Interest Free Specials

There is a wide network of Coles stores and partners throughout Australia. Each of these will occasionally offer special deals on purchasing through them using your Coles credit card. You could enjoy up to 48 months interest free on some items.

  • flybuys

If you hold a flybuys card, you could increase the number of points you accrue simply by paying for your purchases using your Coles credit card at Coles groups stores. With more flybuys points to spend, you gain even more benefits and shopping bonuses.

  • World Wide Access

The Coles MasterCard allows account holders to use their MasterCard at more than 28 million locations around the world. If you’re travelling, this can be an excellent way to be sure you’ll always have sufficient cash available.

  • Money Magazine Winner

The Coles MasterCard is a regular winner of the Money Magazine ‘Best credit card’ award.
About Coles Rewards Mastercard here

How to apply?

If you’ve read the 7 reasons and feel that the Coles MasterCard would be a good fit to your spending needs, then you can click apply below. You’ll be taken to a secure landing page for Coles.

You’ll need to be:

  • 18 years of age or older
  • Earning more than $25,000
  • An Australian resident or

You’ll need to supply Coles with the following information upon application:

  • Income and employment details
  • Identification in the form of drivers license or Passport
  • If you are renting – your landlord details
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2 Responses to Why Consider Applying For A Coles Mastercard?

  1. Default Gravatar
    judymiszelowski | January 17, 2015

    wanting to apply for coles 0% balance transfer but do not know what promotion code is

    • Staff
      Jonathan | January 19, 2015

      Hi Judy,

      Thanks for your question!

      No promotional code is required to apply for this credit card, as long as the application requirements are met you are eligible for this service. Just click ‘Go to Site’ and fill in the online application form to take advantage of the fees and rates outlined on this page.

      I hope this will help.



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