8 Reasons to Apply for a Coles Credit Card

The Coles Credit Card offers you some special advantages over non-Coles card consumers. This article will show you why you should take a closer look at this credit card.

Applying for a Coles Credit Card has many more advantages than most people think. Aside from offering very competitive rates, there are other shopping benefits and savings to be had simply by choosing this account for your needs.

Below Are 8 Reasons to Apply for a Coles Credit Card

1. Fuel Savings

   With the cost of fuel so high, any opportunity to save money on fuel costs is going to help the family budget. A Coles Source credit card can allow account holders to benefit from a regular saving of 8 cents per litre on fuel costs at the pump.

2. No Annual Fee

   The vast majority of credit cards available charge account holders an annual fee for the privilege of using their cards. The Coles Credit card offers multiple benefits without the added expense of an annual fee on top.

3. Interest Free Days

   If you’re diligent about paying your account down to a zero balance every month, you could enjoy up to 62 days interest free on your purchases. This means you could use your credit card to pay for the things you need now and then worry about paying for them before the interest free days expire.

4. Interest Free Specials

   There is a wide network of Coles stores and partners throughout Australia. Each of these will occasionally offer special deals on purchasing through them using your Coles Source credit card. You could enjoy up to 48 months interest free on some items.

5. FlyBuys

   If you hold a FlyBuys card, you could increase the number of points you accrue simply by paying for your purchases using your Coles credit card at Coles groups stores. With more FlyBuys points to spend, you gain even more benefits and shopping bonuses.

6. 0% Interest for Balance Transfers

   If you already have a credit card through another lender, you may qualify to transfer the outstanding balance over to a Coles credit card and pay 0% p.a. for 6 months on balance transfer from the day you open your new account.

   If you do choose to transfer your balances from other credit cards, keep in mind that you won’t qualify for any interest free days on purchases until your previous balances are paid off, so take advantage of the 0% interest period to get that balance back down.

7. World Wide Access

   The Coles Source credit card allows account holders to use their MasterCard at more than 28 million locations around the world. If you’re travelling, this can be an excellent way to be sure you’ll always have sufficient cash available.

8. Money Magazine Winner

   The Coles Source credit card is the winner for three years running of the prestigious Money Magazine ‘Best credit card’ award. The editors of Money Magazine compare hundreds of available credit card accounts from many banks and credit card lenders and chose the Coles credit card as the best transaction card available three years in a row.

Best Retail Credit Cards:

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank BP Credit Card	A balance transfer offer, savings on BP petrol & purchases	20.89%	0% for 6 months	$89	21.39%

Check out today's featured offers:

Westpac Low Rate	Citibank Clear Platinum	Qantas AMEX Discovery	ANZ Platinum
0% p.a. for 6 months on purchases & balance transfers	2.9% p.a. for 12 months on balance transfers	$0 annual fee Up to 10,000 Bonus QFF Points	0% p.a. for 6 months on purchases & balance transfers

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Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Westpac Low Rate Card - 0% Offer	A credit card with a low rate offer on both balance transfers and purchases, plus a low annual fee.	0% for 6 months (reverts to 13.49% )	0% for 6 months	$45	21.49%
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%