On this page you’ll find a comprehensive list of the banks, credit unions and building societies that operate in Australia. Search the tables below for more information about all the financial institutions that offer banking products to Australian customers.
Many of the institutions below are listed on the stock exchange and owned by shareholders, but this list also includes several mutual banks. Also known as customer-owned banks, mutual banks are credit unions or building societies that have voted to become a bank and have proven to the Australian Prudential Regulation Authority that they satisfy the capital requirements of a bank.
Bank
Headquarters
Owned by / Subsidiary of
AMP Bank Limited
Sydney
Australia and New Zealand Banking Group Limited (ANZ)
Melbourne
Australian Military Bank (formerly Australian Defence Credit Union)
Sydney
Auswide Bank (formerly Wide Bay Building Society)
Bundaberg
AWA Alliance Bank
Geelong
An alliance between AWA Mutual Limited and Bendigo and Adelaide Bank Limited
B&E Limited (trading as Bank of us)
Launceston
Bank Australia (formerly bankmecu)
Melbourne
Bank of Melbourne
Melbourne
A subsidiary of Westpac Banking Corporation
Bank of Queensland Limited
Brisbane
BankSA
Adelaide
A subsidiary of Westpac Banking Corporation
Bank of Western Australia Limited (trading as Bankwest)
Perth
A subsidiary of the Commonwealth Bank of Australia
BankVic
Melbourne
BDCU Alliance Bank
Bowral
An alliance between BDCU Limited and Bendigo and Adelaide Bank Limited
Bendigo and Adelaide Bank Limited
Bendigo
Border Bank
Sydney
A division of Police Bank
BOQ Specialist
Brisbane
A division of Bank of Queensland Limited
CIRCLE Alliance Bank
Deer Park
An alliance between CIRCLE Mutual Limited and Bendigo and Adelaide Bank Limited
Commonwealth Bank of Australia
Sydney
Community CPS Australia Limited (trading as Beyond Bank Australia)
Adelaide
Community Mutual Limited (trading as Regional Australia Bank)
Armidale
Community Sector Banking
A subsidiary of Community Sector Enterprises, which is a 50/50 joint venture between Bendigo and Adelaide Bank and Community 21 Limited
Defence Bank
Melbourne
Delphi Bank (formerly Bank of Cyprus Australia Limited)
Melbourne
A division of Bendigo and Adelaide Bank Limited
Esanda
Melbourne
A subsidiary of the Macquarie Group
Firefighters Mutual Bank
Sydney
A division of Teachers Mutual Bank Limited
G&C Mutual Bank
Sydney
Greater Bank
Newcastle
Heritage Bank
Toowoomba
Hume Bank
Albury
IMB Bank
Wollongong
Judo Bank
Melbourne
Macquarie Bank Limited
Sydney
Owned by Macquarie Group Limited
ME Bank
Melbourne
MyState Bank
Hobart
National Australia Bank Limited (NAB)
Melbourne
Police & Nurses Ltd (trading as P&N Bank)
Perth
Police Bank
Sydney
QPCU limited (trading as QBANK)
Brisbane
Qudos Mutual Limited (trading as Qudos Bank)
Sydney
RACQ Bank
Brisbane
Owned by the Royal Automobile Club of Queensland (RACQ)
Reliance Bank
Sydney
A division of Unity Bank Limited
RSL Money
Sydney
A business name of Australian Military Bank
Rural Bank Limited
Melbourne
A subsidiary of Bendigo and Adelaide Bank Limited
SERVICE ONE Alliance Bank
Canberra
An alliance between SERVICE ONE Mutual Limited and Bendigo and Adelaide Bank Limited
St.George Bank Limited
Sydney
A subsidiary of Westpac Banking Corporation
Suncorp Bank
Brisbane
A subsidiary of Suncorp Group
Teachers Mutual Bank Limited
Sydney
The Rock
Rockhampton
A division of MyState Bank Limited
Tyro Payments
Sydney
Victoria Teachers Ltd (trading as Victoria Teachers Mutual Bank)
Melbourne
Ubank
Melbourne
A division of National Australia Bank Limited (NAB)
A foreign subsidiary bank is a subsidiary of a foreign-owned bank that is incorporated in Australia. These institutions must hold capital locally and must also meet the same prudential standards and undergo the same supervision as Australian-owned banks.
A building society is a mutual organisation that is owned by its members and offers a wide range of financial products and services. These organisations tend to be located in rural and regional Australia and they offer deposit accounts, loans and payment services.
Building society
Headquarters
Owned by / subsidiary of
Big Sky Building Society Limited
South Melbourne
A subsidiary of Australian Unity
Maitland Mutual Building Society Limited (The Mutual)
Maitland
Newcastle Permanent
Newcastle
Credit unions
Like building societies, credit unions are also owned by their members. Rather than being run to provide profits for shareholders, credit unions are run to benefit members. Credit unions operate right across Australia and offer a wide range of banking and financial products and services.
Credit union
Headquarters
Australian Central Credit Union Ltd (trading as People's Choice Credit Union)
Adelaide
Bananacoast Community Credit Union Ltd
Coffs Harbour
CAPE Credit Union Limited
Kurnell
Central Coast Credit Union Ltd
Wyong
Central Murray Credit Union Limited
Yarrawonga
Central West Credit Union Limited
Parkes
Coastline Credit Union Limited
West Kempsey
Community Alliance Credit Union Limited
Wollongong
Community First Credit Union Limited
Auburn
Credit Union Australia Ltd (trading as Great Southern Bank)
Tim Falk is a writer for Finder, writing across a diverse range of topics. Over the course of his 15-year writing career, Tim has reported on everything from travel and personal finance to pets and TV soap operas. When he’s not staring at his computer, you can usually find him exploring the great outdoors.
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