American Express Credit Cards

American Express Australia has a wide range of credit cards.

There’s a card for almost every type of credit card user, especially those interested in the most prestigious of service, reward programs, membership rewards and travel benefits.

American Express credit cards offer arguably the most generous and prestige reward program available among Australian credit cards – Membership Rewards. The drawback is the limited acceptance and harder application approval that comes inherent with Amex cards. These cards are ideal for those who spend high volumes per year and limited the amount of interest they pay in order to maximise the value of their rewards.

Best American Express Credit Card

The American Express Gold Ascent Credit Card is a rewards credit card like no other. With complimentary enrolment in Membership Rewards Ascent program you can start earning rewards points immediately and experience the freedom of being able to fly with 7 leading airlines.

• $0 annual fee
• 20.49% p.a. on purchases
• Cash Advance Rate of 20%
• Earn 1 Membership Rewards point for every $2 you spend with no points capping or expiry

Click here to read the American Express Gold Ascent Card terms and conditions

American Express Credit Card Comparison

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
American Express Gold Ascent Card	$0 annual fee, 44 interest-free shopping, Ascent Rewards Membership. AMEX Gold Ascent Credit Card gives you sky-high freedom.	20.49%	20%		$0	44
American Express Platinum MoneyBack Card	Get ongoing cashback on all your purchases with no caps or limits for the life of your card. Also for the first 3 months you'll earn a very attractive 5% cashback on purchases.	20.49%			$99	44
American Express Qantas Premium Card	Earn up to 2.25 points per dollar spent with the AMEX Qantas Premium Credit Card. Made for travellers, this card will increase your travel comforts.	20.49%			$249
American Express Qantas Ultimate Card	Get ultimate lift-off with the AMEX Qantas Ultimate Credit Card and earn free flights yearly between selected Australian capital cities.	20.49%			$450	55
American Express Gold Business	Conveniently pay all your business expenses with the AMEX Gold Business Card. Get full control of Tax statements. First year fee $0.				$169	44
American Express David Jones	The AMEX David Jones Credit Card gives you everyday shopping Gift Points which can be redeemed for travel and gift cards.	18.99%			$99	Up to 5 years Interest Free on some purchases at David Jones
American Express Qantas Business Card	Earn Qantas Frequent Flyer points on every dollar spent with the AMEX Qantas Business Card. Redeem for Qantas and Jetstar Any Seat Rewards.				$299
American Express Qantas Classic Card	Achieve your travel goals faster with the AMEX Qantas Classic Card. Earn Qantas rewards with every dollar spent.	20.49%			$149	44

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
NAB Qantas Gold Card	Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry.	19.99%	19.99%	4.99% for 6 months	$145.50	44
NAB Qantas Platinum Card	Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry. No points cap.	19.99%	19.99%	6.99% for 6 months	$290	44
NAB Velocity Standard Card	Gain velocity reward points and redeem for rewards. You gain both an Amex and Visa card which are linked to one single account and annual fee.	19.99%	19.99%	4.99% for 6 months	$65.00	44
NAB Velocity Gold Card	Gain velocity reward points and redeem for rewards.	19.99%	19.99%	4.99% for 6 months	$150	44
Commonwealth Bank Awards Credit Card	Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. Earn 1.5 Awards points for every $1 spent with a Commonwealth Bank American Express® Card Enjoy worldwide acceptance at over 29 million places with MasterCard® One account. Two cards. Expect more.	20.49%	21.49%	5.99% for 5 months	$89.00	55
Commonwealth Bank Gold Awards Credit Card	Earn up to 125,000 points per year. Complimentary international travel insurance. Points exchangeable for Frequent Flyer Points. Earn 2 Awards points for every $1 spent with a Commonwealth Bank American Express® Card and enjoy acceptance at 29 million locations with MasterCard® One account. Two cards. Expect more.	20.49%	21.49%	5.99% for 5 months	$144.00	55
Commonwealth Bank Platinum Awards Credit Card	Earn up to 150,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards. Earn 3 Awards points for every $1 spent with a Commonwealth Bank American Express® Card and enjoy acceptance at 29 million locations with MasterCard® One account. Two cards. Expect more.	20.49%	21.49%	5.99% for 5 months	$280.00	55
ANZ Frequent Flyer - Balance Transfer Option	Earn 1 Frequent Flyer point for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa. Uncapped Frequent Flyer earnings. Both cards linked to same account with one annual fee, credit limit and statement.	19.49%	20.74%	2.9% for 12 months	$95	44
ANZ Frequent Flyer Gold American Express/Visa	Boost your Qantas Frequent Flyer points earnings while enjoying the convenience of two credit cards on the same gold account.	19.49%	20.74%		$195	55
ANZ Frequent Flyer Platinum American Express/Visa	The ANZ Frequent Flyer Platinum Credit Card is like your own personal lifestyle concierge with access to Visa Platinum Concierge and Visa Platinum privileges.	19.49%	20.74%		$295.00	55

• See American Express Overlimit and Late Payment Fees Here

Make sure the rewards and benefits of the card you’re interested in would outweigh the potential annual fee that would be carried with the card. For instance, if you don’t take advantage of an extensive international travel and insurance benefit on a particular credit card, you would be paying for nothing with the relatively high annual fee.

Also note that to be approved for an American Express cards you will need a solid credit history and typically high annual earnings.

-

Discover why Amex credit cards are considered to be so prestigious and exclusive, then be surprised by how easy it is to apply. Check out their versatile range and choose a card that satisfies your demands.

Founded in 1850 in New York City, American Express is considered to be one of the most prestigious financial institutions in the world. Amex has expanded since those first days and currently has offices in more than 130 countries.

Mention American Express credit cards to most people and they will instantly conjure up images of high-flyers and big spenders. Although this can certainly be the case, especially with the American Express Platinum Card and the super-exclusive black Centurion card, Amex credit cards are within the reach of many people whose application would be accepted for a regular gold card at a high street bank.

Although American Express credit cards may be the first things to spring to mind, the company also offers business services that are aimed at helping small companies wanting to advance in the corporate world, as well as financial services for consumers.

There are many kinds of American Express credit card both for personal and business use, and many of the well-known Australian banks issue Amex credit cards to lure more customers. Sometimes, these cards will form a companion card to a bank's Visa credit card, allowing more points to be accumulated per dollars spent where Amex is accepted. Some American Express credit cards are partnered with the Qantas Frequent Flyer program, whilst the Amex Blue Sky credit card allows for a whole range of travel-related rewards at a zero annual fee. Or you might like the sound of the Amex Moneyback card which returns 1% of your spend to your card account.

One of the main reasons people go for an American Express credit card is the world-renowned customer service and Amex benefits that come as standard on many cards. They are also a great choice for the business customer as there are four options to choose from, depending on the size of your business and its specific requirements.

Take a look at the Amex credit cards available to see why you should be aiming a little higher in life.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.

• American Express Credit Card Rewards Program Review
  

  The American Express Rewards program is one of the best programs available. To find out all of the details about this exciting rewards scheme take a closer look at this article.



• The American Express Centurion Card – Enjoy luxury with a high flyer, prestige credit card
  

  If you have been dreaming about owning an American Express Centurion card someday, then take a look at this article to find out all the details about it. It is truly a card worth dreaming about!



• American Express Qantas Business Credit Card
  

  If you are considering your options for a business credit card, the American Express Qantas Business Credit Card offers you the ability to earn frequent flyer points and also improves your reporting with better record keeping of your business expenses.



• American Express Balance Transfer
  

  If you find yourself in a position where you have a large balance on a high rate credit card, it makes good sense to get an American Express balance transfer card to start paying off your debt. The following article will help you understand how balance transfer cards by American Express work.



• American Express – Earn Velocity Rewards Points
  

  As an American Express rewards program customer you have a fantastic opportunity to earn Velocity Rewards Points. These points can then be used to book flights with Virgin Blue, V Australia, Pacific Blue, or Polynesian blue. Increase the value of your credit card with the American Express Velocity Rewards Points program today.



• AMEX Gold Business Card
  

  The American Express Gold Business Card is the perfect business partner for business owners looking to have sufficient funds at hand all the time. With no pre-set spending limit you have complete flexibility over your expenses.



• American Express Rewards Concierge
  

  American Express Rewards Concierge gives American Express card members a personal concierge service. This enables you to redeem your membership rewards points in exchange for services that you wouldn’t normally have time for. Find out more about American Express Rewards Concierge in this article.



• Credit Card Feature: Free Roadside Assistance
  

  The American Express Platinum Card is a great rewards credit card that offers free roadside assistance as a benefit for card holders. Find out more about free roadside assistance with this AMEX card today.



• AMEX Platinum Moneyback Credit Card
  

  Although most American Express credit cards are associated respect and prestige, the AMEX Platinum Moneyback credit card may not be out of your league. Find out more features plus the application criteria for this AMEX card today.



• AMEX Platinum Card
  

  The AMEX Platinum Card is one of the most prestigious credit cards out there. It entitles you to unlimited spending power as there is no credit limit on this credit card. However you do need to meet certain criteria to be approved. More information in this article.



• AMEX Gold Ascent Credit Card
  

  The AMEX Gold Ascent credit card is currently the most value for money air miles rewards program in Australia. It also costs nothing to own this card as a member. Find out more about the AMEX Gold Ascent credit card today.



• AMEX Platinum Card
  

  Sky’s the limit with an AMEX Platinum Card for high income earners.This card does not have a credit limit and gives you access to the top tier of rewards offered by AMEX called Ascent Premium. See more on how this card can benefit you.



• AMEX Qantas Classic Credit Card
  

  The AMEX Qantas Classic Credit Card allows you to earn unlimited frequent flyer points. Not to mention being able to receive 2,500 points for your first card spend. Find out what else this great card has to offer you.



• AMEX Qantas Ultimate Credit Card
  

  The AMEX Qantas Ultimate Credit Card is for travelers who want to save on their travel expenses. This card also gives you the opportunity to earn a free flight. Find out more about the AMEX Qantas Ultimate Credit Card here.



• AMEX Gold Ascent Credit Card Review & Application
  

  If you are after a rewards credit card then the AMEX Gold Ascent credit card is truly a world-class rewards program that rewards shoppers for their spending. Read more about it’s features and approval process here.



• David Jones American Express Credit Card
  

  The American Express David Jones Credit Card rewards those who enjoy shopping. Here is an overview of this card to help you decide if this incredible credit card is right for you.



• AMEX Platinum Moneyback Credit Card – Details & Application
  

  With the AMEX Platinum Moneyback Credit Card you get 5% cashback for the first 3 months
  The AMEX Platinum Moneyback Credit Card you get rewarded for spending your money with cashback rewards. For a very low yearly fee of $99 you get to enjoy status, privilege and influence thanks to the feature-packed goodies [...]



• AMEX Gold Business Card – Details & Application
  

  Cashflow is no longer a problem thanks to the AMEX Gold Business Card
  Business owners listen up. The AMEX Gold Business Card is a new kid on the block from the American Express stable. This card has been made for you, with your business needs in mind and if you apply for this [...]



• AMEX Qantas Ultimate Credit Card – Details & Application
  

  Break the sound barrier with the AMEX Qantas Ultimate Credit Card when you enjoy the ultimate benefits available to you. This credit card is made to fly – in fact, you get to fly with your complimentary Qantas Frequent Flyer rewards points once you take your card shopping.
  With access to a [...]



• AMEX David Jones Credit Card – Details & Application
  

  AMEX David Jones Credit Card
  Ramp up your shopping experiences with the help of the brand new AMEX David Jones Credit Card. This is a credit card designed for shop’a’holics no doubt, probably by the same sort of person. To make the most of the current bonus points offer you should think long [...]





• Page 1 of 2
• 1
• 2
• >


Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0