David Jones American Express Card – Details & Application
Pros
- Fantastic rewards program if you are a regular customer at David Jones
- Earn points on all your purchases, not just those made at David Jones
- Receive 15,000 Membership Rewards points or 11,250 Qantas Frequent Flyer points
Cons
- Supplementary cards attract a fee of $29 after the first year
- No balance transfer offer
- 44 interest days on purchases as opposed to 55 days on most other credit cards
- Watch out for the high purchase rate which applies if you don't repay your balance on time.
Overall
An excellent rewards card for David Jones customers that will allow them to earn rewards points outside of the store, on everyday purchases. The introductory bonus points offer also exceeds the annual fee for the first year in terms of it's value
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David Jones American Express Card
Ramp up your shopping experiences with the help of the David Jones American Express Card. This is a credit card designed for shopaholics no doubt, probably by the same sort of person.
Special Offer: Apply for a David Jones American Express Card today and you could earn 15,000 Membership Rewards points or 11,250 Qantas Frequent Flyer points when you spend outside of store 3 times in the first month
| Product Name | American Express David Jones | |
|---|---|---|
| Interest Rate on Purchases | 20.74% p.a. | |
| Annual Fee | $99 p.a. | |
| Interest Free Period | up to 44 days | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$2,000 | |
| Max Credit Limit | $30,000 | |
| Minimum Monthly Repayment | 2.5% | |
| Credit Card Type | American Express | |
| Late Payment Fee | $30 | |
| Complimentary Travel Insurance | No | |
| Available to Temporary Residents | No | |
| Joint Application | No |
Get travel rewards instead:
If shopping isn’t your forte then you will like the idea of being able to redeem your points for travel instead.
Your everyday spending can soon allow you to save up for that dream holiday you’ve been salivating about in the latest travel brochures.
Fact is, with the David Jones American Express Card you can turn every dollar you spend into Gift Points. Once you are ready to spoil yourself to something nice you can use your Gift Points for David Jones Gift Cards.
Whether it is instore products you want, travel or gifts for a friend, with the David Jones American Express Card you can have it all and more.
Instore benefits with the David Jones American Express Card:
The following instore benefits go a long way in giving you that special feeling:
- Receive complimentary gift wrapping for purchases made instore on your card.
- Every month you can be eligible for instant rewards as you use your card while shopping instore.
- Get invited to the hottest shopping events in town.
- With the Fashion Pay Later Option you don’t pay a cent for 3 months when you spend more than $250 on women’s or men’s apparel instore at David Jones.
- With the Christmas Deferred Payment Option you can buy now and pay later with any purchases you make between 1 November and 24 December, ask for the Christmas Deferred Payment Option and you won’t pay a cent until 31 January in the following year.
The goodies just keep coming:
The supplementary card fee is waived for the first year (worth $29) if you join now. The only requirement is that the supplementary card holder is at least 18 years old.
- No expiry or capping of points.
- Enjoy up to 44 days interest free shopping.
- Get Purchase Protection. Shop in Australia and around the world and be covered for 90 days for the theft or damage to items purchased on your card.
- Online Fraud Protection Guarantee. Enjoy fear-free online shopping thanks to the protection guarantee.
- The low annual card fee of $99 is affordable for just about any one.
Are you eligible for the David Jones American Express Card?
- You must be over 18 years of age
- You must have a good credit rating.
- You must have a household income of $40,000 p.a. or more.
- You are a permanent Australian resident or citizen.
Read the American Express David Jones terms and conditions.
| Minimum Income | $40,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $2,000 | |
| Max Credit Limit | $30,000 |
| Annual Fee | $99 p.a. | |
|---|---|---|
| Minimum Repayment | 2.5% | |
| Late Payment Fee | $30 | |
| Over Limit Fee | $15 | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $29 | |
| Number of Additional Cardholders | 1 |
Pros
- Points are earnt on all purchases, not just those made at David Jones and there is no expiry or capping on the amount of points you can earn with this card.
- There are a range of benefits available in store when you are shopping at David Jones.
- This card comes with purchase cover protection for 90 days after you make a purchase on your card.
Cons
- There is no balance transfer feature offered with this card.
- At the end of the 44 days interest free period, the 20.74% purchase rate of interest applies on all purchases made with this card.
- There are 44 days interest free on purchases instead of 55 like most other cards.
Read the American Express David Jones terms and conditions.
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4 Responses to David Jones American Express Card – Details & Application
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what is the annual fee for a secondary card holder? What is the annual fee for the second year?
Hi Denise
Thanks for your question
The $29 Supplementary Card fee for the first year for all Supplementary Cards is waived. You will also earn points on your account for every dollar your Supplementary Cardholders spend.
After the first year, the supplementary card fee is $29.
Cheers
Jeremy
Can the 30,000 bonus points offered by the Amex DJ card be transferred as 30,000 Qantas frequent flyer point to my frequent flyer account?
Hi Claude. The offer is now 15,000 membership rewards points or 11,250 Qantas Frequent Flyer points when you spend outside of store 3 times in the first month. The points can be transferred directly to your Qantas Frequent Flyer account if you link your membership to your card. Thanks for your question.