American Express Global Travel Card

Information verified correct on September 26th, 2016
amex global travel card

Save money and carry multiple currencies with an American Express Global Travel Card

Paying for items while you’re travelling can be inconvenient if you’re using cash. It’s even more inconvenient if you use a credit card, as there is the risk of fraudulent activity on your account, along with the risk of losing your card or having it stolen. Then there are the foreign transaction fees to worry about when using a regular credit card, along with interest charges at cash advance rates from the date you made the transaction.

Yet using a prepaid travel card removes all of these problems. You only use money you load onto the card, so there are no interest charges to worry about.

You control how much money is available in the account, so you have the chance to control your spending budget while you’re travelling.

You’re able to load three different currencies onto the card, so there are no foreign exchange rates to worry about while you’re away. You have the option of US dollars, Euros or British Pounds. You lock in your exchange rates at the time you deposit your currencies, so you don’t have to worry about fluctuations in currency pricings or variable exchange rates offered at cash exchange outlets.

As the payments you make are processed by American Express, you’re able to use the card at millions of outlets and merchants around the world, along with millions of ATMs.

Features

The American Express Global Travel card features no commissions on the money you deposit or on the currencies used when you purchase things.

You can reload more funds at any time conveniently, using the secure online banking platform. Alternatively, you can load more cash into your card using BPAY, or in person at any Australia Post outlet.

The funds you deposit into your account won’t ever expire, so you can keep them in the same currency you deposited for as long as you want. This can be ideal if you know you’ll be travelling again in the future.

There are also no account inactivity fees to worry about, so if you choose not to use your card for a period of time you won’t be penalised for it.

Transactions can be authorised by your signature or by entering your PIN. Keep in mind that the Travel card cannot be used to pay for purchases within Australia. This card is designed for use while travelling overseas only.

Deposit Amounts

There are minimum deposit amounts to abide by for each currency, as well as deposit maximums. These are shown in Australian dollars, but apply to the equivalent value of the currency being deposited. These are as follows:

US DollarsEurosBritish Pounds
Minimum Deposit Amounts$100 AUD (or equivalent in USD)$100 AUD (or equivalent in EUR)$100 AUD (or equivalent in GBP)
Maximum Deposit Amounts$30,000 USD€24,000EUR£16,000GBP

Online Access

You’re able to access your American Express Global Travel card at any time online. This lets you view your account history and transactions or locate nearby ATMs wherever you’re travelling. You can also change or update your details while logged into your account, including change your PIN.

Applying for Your American Express Global Travel Card

You can purchase your card from any Australia Post outlet. You will need to provide two forms of identification to qualify for your card, so take your Driver’s License and a passport or birth certificate to verify your ID.

Once you have your card you’ll need to activate it by calling American Express 1800 053 420. Load some cash into the account and it’s ready to be used to pay for purchases around the world.

Travel money card comparison

Rates last updated September 26th, 2016
Available Currencies ATM Withdrawal Fee Reload Fee Initial Load Fee
ANZ Travel Card
ANZ Travel Card
AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD, AUD 3.50, CAD 3.00, EUR 2.20, GBP 2.00, HKD 20.00, JPY 260, NZD 4.50, SGD 4.00, THB 95, USD 2.50 1.1% of the value purchased $0 Go to site More
Flight Centre Key to the World Currency Card
Flight Centre Key to the World Currency Card
AUD, USD, SGD, NZD, JPY, THB, GBP, EUR, HKD, CAD USD 2.50, EUR 2.50, GBP 2.00, NZD 3.50, THB 80.00, CAD 3.50, HKD 18.00, JPY 260.00, SGD 3.50, AUD 3.50 1.1% of the total amount $0 Go to site More
Rates last updated September 26th, 2016
Currency Conversion Fee Monthly Inactivity Fee Multiple Currencies on One Card Maximum Load Amount
ANZ Travel Card
ANZ Travel Card
3% $3 Yes $80,000 Go to site More
Flight Centre Key to the World Currency Card
Flight Centre Key to the World Currency Card
5.95% $0 No $10,000 Go to site More
Back to top
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

14 Responses to American Express Global Travel Card

  1. Default Gravatar
    Stephen | January 14, 2015

    If I have US$ cash, am I able to deposit that cash onto the card at an American Express office in Australia?

    • Staff
      Elizabeth | January 14, 2015

      Hi Stephen,

      Thanks for your question.

      You can load US Dollars onto your card at any American Express Foreign Exchange Services in Australia. You must have your Global Travel Card and a valid ID to reload and your funds will be immediately available.

      I hope this has helped.

      Thanks,

      Elizabeth

  2. Default Gravatar
    Rahul | December 6, 2014

    How can we transfer any amount from amex card to any checking account other than running to ATM and loosing some amount per each transaction ?

    • Staff
      Elizabeth | December 8, 2014

      Hi Rahul,

      Thanks for your question.

      Unfortunately, you’re unable to use this card to transfer to any bank account. You can only use it to make purchases online or in-store, or to withdraw money at the ATM.

      I hope this has helped.

      Thanks,

      Elizabeth

  3. Default Gravatar
    Neil | March 21, 2014

    Register your card.

    • Staff
      Jacob | March 21, 2014

      Hi, Neil.

      Thanks for getting in touch with us.

      If you’re a new card user, you will need to head to the American Express website and activate your card. Look for the left hand menu that says, ‘register your card’. Once you click on this you will be prompted to enter your card number, the security code, your date of birth and email address.

      I hope this helps. Let us know if you need any further information.

  4. Default Gravatar
    Greg | October 11, 2013

    Which card will allow Chinese Yuan to be used?

    • Staff
      Jacob | October 11, 2013

      Hi Greg.

      Thanks for your question.

      There are no travel cards which allow you to load Chinese Yuan onto the card. You may want to consider a credit card with no currency conversion fee instead. You can compare these cards on this page.

  5. Default Gravatar
    George | May 14, 2013

    With the American Express Global Travel Card, what is the transaction fee for purchases and is this per purchase? Thanks. George.

    • Staff
      Jacob | May 14, 2013

      Hi George. Thanks for your question. If you have a currency loaded on to the card and it matches the currency of the transaction you’re making, then there is no fee. If this is not the case, there is a fee of 3.0% of the total value of the transaction, this is charged every time you make a purchase in a currency not loaded on to the card. There is also an ATM fee charged when you use the card to withdraw cash. Let me know if you need more information. Jacob.

  6. Default Gravatar
    Jeanette | May 10, 2013

    Are cash withdrawals allowed using the Travelex Cash Passport Visa Debit Card?

    • Staff
      Jacob | May 10, 2013

      Hi Jeanette. Thanks for your question. Yes, you can use ATMs to withdraw funds you have loaded onto the card when you’re overseas. Any ATM that accepts Visa. Please be aware that ATM fees may apply. Jacob.

    • Default Gravatar
      Allan | July 29, 2013

      I’m going to the US, so if I find an ATM that accepts Visa, I can withdraw some of the preloaded $US on the card?

      What fees will be applied for using that ATM?

      Can I check my transactions and fees applied online while I’m away?

    • Staff
      Jacob | July 29, 2013

      Hi Allan. Thanks for your question. If you pre-load a currency onto the card you can withdraw it from an ATM that accepts American Express Credit Cards. American Express charge $2.00 USD when you make a withdrawal from an ATM, additional ATM fees may also be charged by the machine operator. You can review your account balance and transaction history online through the American Express Global Travel Card online portal. I hope this helps. Jacob.

Credit Cards Comparison

Rates last updated September 26th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback