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AMEX Gold Business Card – Details & Application

Posted January 22nd, 2010 and last modified October 2nd, 2012

American Express Gold Business Card Find out more about the American Express Gold Business Card Apply now for American Express Gold Business Card Find out more about the American Express Gold Business Card
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  • Once approved, you will receive your credit card in the mail within 1-2 weeks
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Cashflow is no longer a problem thanks to the AMEX Gold Business Card

Business owners listen up. The AMEX Gold Business Card is a new kid on the block from the American Express stable. The annual fee is $169. But it gets even better than that; for every consecutive year you pay the yearly fee you can actually deduct that amount from your tax, provided you use the AMEX Gold Business Card for business only.

As a business owner you are aware that cash flow is key if you want to run a thriving business. After all, you’ve got to pay your staff, your suppliers and your other expenses. Thanks to the AMEX Gold Business Card you now have all the cash flow you ever need at the ready.

Product Name American Express Gold Business Card
Offer end date 31 May 2013
Annual Fee $169 p.a.
Interest Free Period up to 51 days
Minimum Monthly Repayment 100%
Credit Card Type American Express
Late Payment Fee $20
Complimentary Travel Insurance Yes
Available to Temporary Residents No
Joint Application No

Travel benefits with the AMEX Gold Business Card:

Running your business will be less worrisome and the following benefits help even more:

  • You card account details can be downloaded directly into Quicken, Microsoft® Money, MYOB® OR Excel financial software to help with your BAS statements.
  • You can order supplementary cards for employees. This allows you to consolidate your paperwork and gain better control of your teams expenses.
  • Travel convenience cover will cover you for flight delays, missed connection or delayed connection when you purchase you trip on your card.
  • Get access to the Membership Rewards program where $1 spent equals 1 Membership Rewards point. There’s no cap or expiry of points whilst your account is active.
  • Points per dollar spent on all other purchases excluding utilities, insurance (except those issued by american express), telecommunications provider and government bodies in Australia where you earn 0.5 Membership Rewards Points per dollar spent.
  • Get up to 51 days interest free shopping thanks to the credit-free days offer.

With the AMEX Gold Business Card you are not limited to a spending limit. This means you can enjoy flexible financial control right from the start.

Business made easy because of the AMEX Gold Business Card:

If you think this card has what you need/want, then find out whether you are eligible for it right now. Tomorrow you could already be enjoying the knowledge that your financial woes have come to an end.


Minimum Income$24,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating RequirementGood
Annual Fee$169 p.a.
Minimum Repayment100%
Late Payment Fee$20
Over Limit Fee$0
Gambling Transactions AllowedNo
Additional Cardholder Fee$119
Number of Additional Cardholders1

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6 Responses to AMEX Gold Business Card – Details & Application

  1. Default Gravatar
    Wenny Nguyen | May 15, 2012

    I would like to apply for a business credit card however, my business has not been running for long, it has started on 8 March. In addition, no funds has been actioned. Am I still able to apply for the card if i don’t have a verification of an tax accountant to state my business is legit?

    • Staff
      Jacob | April 5, 2013

      Hi Wenny. Thanks for your question. Sorry about the delay in getting this response back to you, but for future reference and if anyone else would like to know, if your business is still in its infant stages, you can fill out the application and list your account’s contact details. American Express will liaise with your account to work through the application and assess you eligibility. Even if your business is still in the beginning stages of start up, you may still be eligible to apply for this card. Hope this helps.

  2. Default Gravatar
    Stuart Nash | May 16, 2012

    Can points earned on this Business Card be re-distributed to other employees?
    Can the points be used for personal expenses?

    • Staff
      Jacob | April 5, 2013

      Hi Stuart. Thanks for your question and apologies for the delay in getting back to you. If you would like to reward your employees, you can give them the rewards you’ve redeemed with your points, but you can’t give them the points themselves. Say you wanted to give your employees a free return flight as an end of year bonus, you can use the points that have been credited to the main account and book flights in their name, and then send them the vouchers/tickets. The same with all American Express Membership Rewards. You can’t transfer the points to their account / frequent flyer membership, but you can give them the rewards. Jacob.

  3. Default Gravatar
    Darren Crowe | October 28, 2012

    Can you tell me what the 8 airline programs I can transfer my rewards over to & is it a 1 for 1 transfer

    • Staff
      Jacob | October 29, 2012

      HI Darren. Thanks for your question.
      American Express Rewards frequent travel partners are: Velocity Frequent Flyer (1 Membership Rewards Point for 1 Velocity Point), Air New Zealand (100 Membership Rewards Points for 1 Airpoints dollar), Asia Miles (1 Membership Rewards is equal to 1 Asia Miles), Etihad Airways (1 Membership Reward point is equal to 1 Etihad Guest Miles), Malaysia Airlines (1 Membership Rewards point is equal to 1 Enrich Miles), Singapore Airlines (1 Membership Rewards point is equal to 1 KrisFlyer Mile) & Thai Airways (1 Membership Rewards point is equal to 1 Royal Orchid Plus miles) & Virgin Atlantic (1 Membership Rewards point is equal to 1 Flying Club Mile). Cheers.



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