American Express Membership Rewards Program Overview
A rewards program is designed to give something back to the customer for their loyalty to the credit card and increases competition within the industry. American Express has created their Membership Rewards Program to reward their customers for their continued business and have set up a few benefits for cardholders.
Each time you purchase an item on your card, you are awarded points. The more you spend, the more points are you able to accumulate. There are a number of different rewards that you can redeem your points for; shopping items, travel options and entertainment items. As a customer, you are able to choose which type of rewards you want. American Express also have their rewards linked to other programs like the Qantas Frequent Flyer program or David Jones Rewards system.
American Express Credit Card Offer
The American Express Platinum Edge Credit Card allows you to earn up to 3 points per dollar spent. Also includes a domestic return flight on Virgin Australia each year.
- $195 p.a. annual fee
- 20.74% p.a. on purchases
- 0.99% p.a. for 6 months with 1% balance transfer fee on balance transfers
- 55 days interest free
- Minimum Income Requirement of $50,000 p.a.
Comparison of American Express Membership Rewards Credit Cards
About the American Express rewards program
What cards will earn points
If you want to get in on one of American Express rewards scheme you will need to either have or need to get one of the following American Express cards:
- American Express Velocity Platinum Card
- American Express Gold Card
- American Express Discovery Card
- American Express Qantas Premium Card
- American Express David Jones
- American Express Platinum Business Card
- American Express Qantas Business Card
- American Express Business Accelerator Credit Card
- American Express Gold Business Card
- American Express Qantas Ultimate Card
- American Express Platinum Reserve Credit Card
- American Express Platinum Card
- American Express Velocity Business Card
- American Express Velocity Gold Card
- American Express Platinum Edge Credit Card
- American Express Qantas Discovery Card
American Express program partners
American Express has partners ranging from Thai Airways International to David Jones to Hilton Hotels. Whether you want to travel, shop or rest, you will be able to find a partner that will meet your needs.When you choose to redeem with the airline rewards program, you have access to nearly 1,000 agents who are ready to assist you with your travel plans. You can also opt to use the travel booking service that is available online. You can even receive assistance in getting currency for the country you are travelling to.
If shopping is more your style, you will be able to pick from all of the top brands. You can find the latest innovations in technology, gift options, housewares, wines from all over the world and even gear for sports. And, if you don’t find just what you are looking for, the options are changed and updated each month. With thousands of items to choose from there are yet thousands more that will be added and updated. You can also use a gift card from over 50 American Express partners. This makes it easier and provides you with flexibility to shop when you want.
Food And Entertainment Rewards
There is no shortage of food and entertainment options with the American Express rewards program. You will be able to dine at the finest restaurants courtesy of your rewards program.
You also have the opportunity to take part in the entertainment awards and receive passes to exclusive events and concerts.
Car Hire And Hotel Options
If you are travelling abroad, most likely, you will need a car hire service and a place to stay. Both needs are covered with your American Express Rewards card. You can stay at any number of the participating partners. Your membership and rewards program grants you access to some of the premier hotels across the world. When you are ready for your car hire, you will be able to choose from a number of different partners.
As a member of the American Express Rewards program you will be able to choose from such items as children’s games and toys, fitness and health accessories and home wares, to name only a select few.
You can use the American Express travel rewards service to book your next flight. You are also allowed to mix points with cash if you have to in order to pay for the trip. Your points can also be redeemed for travel vouchers and foreign currency.
If you would like to get a credit that is put towards your American Express card you can redeem your points for that. The amount can be anywhere from $50 up to $1000.
What do you want to know about American Express Membership Rewards?
Robert Bourne – Head of Membership Rewards, Australia & NZ at American Express
Click here for video transcript:
Membership Rewards is the loyalty program where American Express cardmembers can earn points for simply spending on their card. They can use those points to redeem for a wide range of flights, accommodation options, gift cards, and merchandise, as well as points for credit on their card.
How does someone join Membership Rewards? On most of our cards, Membership Rewards is included as one of the benefits. However, on some of our cards, an additional fee is charged for enrollment into Membership Rewards.
American Express card members earn points simply by spending on their card. Depending on where they spend, they can earn even more points. For example, on our Platinum Edge card, customers can earn up to 3 points or spend at supermarkets, they earn 2 points for spend at petrol stations, and 1 point for spend everywhere else, down to ½ point for spend on thing like utilities. In addition to that, from time to time, we offer bonus promotions where people can earn points even faster.
Do points expire? The great thing about Membership Rewards is your points do not expire, as long as your account is in good standing.
What can customers redeem their points for? That is the exciting part about the loyalty programs. With Membership Rewards, we have one of the largest ranges of redemption options for customers using their points. Customers can use their points for everything from traveling through to shopping. Our customers can transfer their points to frequent airline programs; they can transfer their points to frequent guest programs offered by some of our hotel partners. We also have a wide range of travel partners where you can use your points to pay for travel at American Express Online, partners like WebJet, Harvey World Travel, Travel Scene American Express.
We also have a wide range of gift cards at some of Australia’s leading retail partners, and also, a range of merchandise. If you can’t find any other options from those, you can use your points to redeem for a credit onto your account.
American Express offers the largest range of airline and hotel transfer partners in the market, in Australia. We give customers a choice of over 80 airlines, including Virgin Australia and New Zealand, and Singapore
Airlines, as well as our premium customers can transfer their points to the Qantos Frequent Flier Program. In addition to that, we give all our customers the ability to use their points to travel with partners such as WebJet, American Express Travel, Harvey World Travel, and Travel Scene American Express.
Yes, you can gift points to other card members. You can gift up to 50,000 points in a year to other card members, providing that they are in the same awards tier. For example, if you had a family member in the Ascent tier, you can move points across into their account.
The difference between the Membership Rewards Ascent and the Membership Rewards Ascent Premium program is that with the Ascent Premium program, card members can transfer their points into the Qantos Frequent Flyer Program. The Ascent Premium program is available on our Platinum cards, as well as our Centurion cards; the latter of which is an invitation-only product.
Absolutely, there are a wide range of other benefits that American Express customers can take advantage of. In addition to the rich benefits provided through Membership Rewards, our customers have access to some presale tickets to some great events around Australia. We have warranty extensions, as well as online fraud guarantee protection. In some of our products, we have included benefits, such as travel insurance or access to a concierge.
The Concierge Service is a service that is available to our Platinum and Centurion card members, which allows them to fulfil some of their requests; everything from booking a table at a restaurant through to things that are a bit more extravagant. We’ve had someone arrange Samurai sword lessons for their 10-year-old son. They do cater for a lot of different requests.
Earning Your Points
Earning points with your American Express credit card is actually quite simple. Each time you spend on your card, you are earning points. Buy the things that you would normally buy every day and watch the points in your program go up with each purchase. If you want to accumulate points even faster, you can choose to shop with American Express Bonus Partners. When you shop at these participating partners with your Amex card, you will earn even more points than with other purchases. Earning points can also be achieved by adding additional members to your card. You can add supplementary cards to your account and that allows you to earn points even faster. Other card members will spend and rack up more points in the process.
To be part of this reward program, you will need to have already or apply for one of these American Express cards. There are different cards for different purposes like travel, business or personal use. The table below highlights the feature of each card.
|American Express Velocity Platinum||50,000 bonus Velocity Points if you apply and approved and spend $500 in the first 3 months of Card membership This card also has a complimentary annual domestic return flight with Virgin Australia and earn 3.00 velocity points per dollar spent.|
|American Express Gold Card||This card has 8 airline rewards partners with complementary domestic and international travel insurance. Earn up to 1.00 point per dollar spent with no cap or expiration. You can enjoy a wide range of shopping rewards with 20 gift card partners and no pre-set spending limit.|
|American Express David Jones||Earn 30,000 Membership Rewards points or 22,500 Qantas Points when you spend outside of store 3 times in the first month. Enjoy instore benefits at David Jones and earn 3 points per dollar spent. You have access to two reward programs – Qantas Frequent Flyer or the AMEX membership rewards program. You can also have an additional cardholder for free for the first year.|
|American Express Platinum Business Card||This card offers 51 credit free days on your purchases as well as no pre-set spending limit. If you apply online, you can receive 45,000 bonus membership points and enjoy the 24/7 Platinum Business Concierge service. Earn up to 2.00 points per dollar spent.|
|American Express Qantas Business Card||Enjoy 55 credit free days and no pre-set spending limit, as well as 2 frequent flyer points per dollar spent on selected Qantas products. Other purchases will gain 1.00 frequent flyer per dollar spent – this card has no cap on the amount of points you can get.|
|American Express Business Accelerator Credit Card||This card offers 55 interest free days on your purchases as well as supplementary cards are no additional costs. Receive monthly statements providing GST itemisations to help assist with the accounting and earn up to 2.00 points per dollar spent.|
|American Express Gold Business Card||If you apply online for this card, you can receive 10000 bonus membership points. Receive 51 credit free days and monthly statements with GST itemisations to help monitor your company’s spending. Earn up to 1.00 point per dollar spent with no pre-set spending limit.|
|American Express Platinum Reserve Credit Card||Enjoy a complimentary Virgin Australia economy flight or a night’s stay in a selected hotel every year with this card. You can also pay for your travel on your card and receive complimentary travel insurance, as well as access to 600 VIP lounges. This card offer 3.00 points per dollar spent.|
|American Express Platinum Card||This card is associated with 9 leading airline reward programs and access to 600 VIP lounges. You can also enjoy ‘Platinum’ rates on travel bookings as well as be invited to exclusive Platinum card events.|
|American Express Velocity Business Card||20,000 bonus Velocity Points when you are approved and spend $500 in the first 3 months of Card membership. Points will be credited to your account within 6 to 8 weeks.. Enjoy 51 credit free days on your purchases. You can also receive monthly statements providing GST itemisations to help with counting the numbers. This card provides no pre-set spending limit so you can be flexible with your purchases. Earn up to 2.00 velocity points per dollar spent.|
|American Express Velocity Gold Card||@cc_bonus_points_signup@ bonus Velocity Points when you are approved and spend $@cc_special_offer_required_spend@ in the first 3 months of Card membership. A reduce annual card fee of $99 for the first year. Earn up to 2.00 Velocity points per dollar spent, two complimentary passes to Virgin Australia lounges and travel insurance when you pay for eligible travel on your card.|
|American Express Platinum Edge Credit Card||Receive a complimentary domestic economy return flight every year and earn rewards points on everyday purchases. Apply now to receive 10,000 Membership Rewards Bonus Points. When you pay for travel with your card you can also receive complimentary travel insurance.|
|American Express Qantas Discovery Card||Apply online and earn an extra 7,500 Qantas Points. Spend $300 in the first three months and earn an extra 5,000 member points, also receive an additional 2,500 Frequent Flyer points when you purchase your first Qantas product. This card has no annual fee and offers an introductory rate of . for the first months. Earn 1.00 Frequent Flyer points per dollar spent and an 2 Frequent Flyer points per dollar spent on Qantas products.|
Easy Tips To Earn Points Faster
If you want to earn points quickly, there are some simple steps that you can take in order to acquire as many points as possible.
- Use your card for purchases that you would make anyway. If you are going to the petrol station to fill up your car, use your American Express card for the purchase. Buying groceries can also help you earn points quickly. Use your card at the grocery store and watch your points soar.
- Use your card for major purchases. If you are planning a wedding, holiday or purchase of a major appliance, use your card and you will receive a large number of points at once.
- Shop at the participating Bonus Partners. These purchases will provide with your regular amount of points plus bonus points by virtue of the exclusive partnership.
- Add more cardholders to your account. You can add your spouse, partner, family member or close friend to your account so you can earn additional points. Also, the cardholder will be able to take advantage of all of the benefits and services that American Express offers.
Bonus Points Offered
If you are motivated to earn as many points in short order then you should take advantage of the many participating bonus partners who are ready to provide you with regular rewards points in addition to bonus points.
|Where||How many bonus points?|
|Secure Parking||Park at a Secure Parking car park location on the weekend and you’ll receive 2 bonus points for every dollar spent. Secure Parking is one of Australia’s largest car park operators with over 220 car parks.|
|Harvey Norman||Register online at the American Express Harvey Norman page and enjoy one bonus point per dollar spent on all Harvey Norman purchases.|
|Oxford||Earn three bonus points per dollar spent on transactions over $200 at any Oxford retail store.|
|Bob Jane T-Marts||Bob Jane T-Marts is ready to help you earn more points. They have the widest range of tyres, wheels and batteries for your car in all of Australia. You will find quality names like BFGoodrich, Pirelli and Michelin just to name a few. For every dollar you spend at Bob Jane T-Marts, they will match you will one bonus point. Not only do you earn extra points when you purchase products but you can also earn extra points when you purchase services.|
|Starlight Children’s Foundation||Earn 3 bonus points for every dollar you donate to the Starlight Children’s foundation.|
|Webjet.com.au||Enjoy 1 bonus point on each dollar spent on all Webjet accommodation bookings.|
|E-cruising Travel||Ecruising travel is in partnership with over 33 cruise lines, 21 airlines and 64 hotels – for every dollar spent you receive 1 extra point.|
How to redeem American Express Member Points
Redeeming points is quite simple. All you need to do is go online at the membership rewards site and search for the reward you are interested in and then click on redeem. You will need to sign in and go through and fill in all of the necessary information to complete the redemption process. If you have not enrolled on the website and want to follow and manage your account information online, you can do so by visiting the website and signing up. You can also call 1300 363 276 and ask to speak to a service representative who would be happy to help you.
Choosing The Right Rewards Program
Not sure about what to choose? There are many different types of rewards to choose from. If you want to travel, you can opt for the travel rewards prizes or you can find many different items with the shopping rewards program. Entertainment and dining is also very popular. If you choose the travel program, there are nearly 1,000 travel agents ready and waiting to help you with your travel plans. You can also use the booking service that is available online and there are over 20 hotel partners. When it comes to shopping – you may find the latest in technology, premier gifts, items for your home, premium wines and even sporting goods. You can even redeem your points for gift cards that can be used at over 50 American Express partners. This allows you to have more flexibility to shop when you want and even give your cards as gifts.
Transferring Your Points
If you want to transfer points it is quite simple. You can transfer to the Velocity Airline Rewards or Qantas Frequent Flyer Guest program very easily. Before transferring your points, you must register your number for membership. You will have to go online and log into the account and connect your number with the partner that you want to transfer to.
For example, link your Velocity number to your regular Rewards account. Once you have done this then your information will be in the system and you will be able to transfer rewards points to a variety of partners. When you are ready to redeem, then you can contact the hotel or airline and set up your arrangements for travel.
You can even receive bonus points by transferring your points. There are some programs that offer promotions for transferring points. The partners program are usually free to register. If you want to know offers before anyone else, you should sign up to have a newsletter sent to you that provides all information about the latest offers.
|American Express Rewards Programme||Features|
|Choices – Personal, Gold, Credit, Business and other Corporate Cardmembers can enrol for an additional annual fee of $40||Members with Choices are able to book their points-based travel with more than 1000 travel agencies, as well as selecting from more than twenty hotel chains that will accept American Express points for travel accommodations. Entertainment is a key concept for members of the Choices program, and there are many choices for wines, fine dining, passes and vouchers for shows.|
|Ascent – Platinum and Rewards Maximiser Cardmembers are automatically enrolled, otherwise a $80 annual fee applies (corporate cards $89 p.a.)||Another Membership Rewards option for American Express card members is the Ascent program. You are able to select merchandise from more than 1500 goods that are selected each month. These include luxury gifts, technological marvels, sporting goods, foods, wines and a vast selection of other items. Gift cards are also available on the Ascent program, with more than fifty stores selected as American Express partners.
Ascent offers members the opportunity to transfer points to one of seven industry-leading airline reward programs, and allows for amazing flexibility in using your points in the manner that suits you best from shopping to booking travel with an airline or partner travel agent offering special benefits for Ascent members, to arranging for travel accommodations and car hire.
|Spirit – American Express Qantas Business and Corporate Cardmembers are eligible for enrolment, $89 p.a for corporate cards and $59 p.a. with a Business Card.||This program offers merchandise through online selection of over 1500 items, which is updated each and every month. Gift cards are available at more than fifty exciting retail partners, providing shopping and gift options, and of course the points can also be transferred to Qantas Airlines frequent flyer benefits. Other frequent guest plans are also available through partnership agreements, as well. Entertainment including tickets and passes to shows, fine dining, great wines, and memorable Unique Experience rewards allow for entertainment options. It is important to note that, due to the corporate and business card accounts that are required for Spirit membership, it is not possible to transfer points for additional credit or travel rewards that may be available through other similar programs.|
Frequently Asked Questions
- I made several purchases during my billing cycle but my Membership Rewards statement doesn’t reflect the points accumulated from those purchases. Why is this? All of the points you have accumulated will not be reflected on your Rewards statement because the Rewards statement cycle ends approximately 4-6 days before your card statement cycle. The purchases that you made during those 4-6 days will be accurately reflected on your next statement. However, you can always go online to check your most current balance.
- I have two Rewards cards. Is it possible to add them together so I can combine my rewards points into one pool? Unfortunately, no. The only accounts that you can combine are the ones that are enrolled in the same program.
- Is it possible for me to enrol my Corporate Card into the Rewards program? This is possible if your company will allow you to do it. Companies are not eligible to participate in the program but if your company allows you to participate as an individual member, there is no problem with that. You will earn points just like any individual member.