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American Express Membership Rewards Program Credit Cards



American Express Membership Rewards Program Overview

A rewards program is a program that is designed to compensate customers for their loyalty to the card. American Express understands that you have other choices in credit cards. So, in order to acknowledge and reward you for your faithful and continued business, they have set up a system that allows you to receive gifts and benefits just for being a customer.  

Each time you use your card, you are awarded a point according to how much you spend. The more you spend on your card, the more points you are able to accumulate. There are number of different rewards for which you are able to redeem your points. For instance, there are shopping rewards, travel options and entertainment benefits. You are able to choose how you want to redeem your points and for which type of reward.

If you want to transfer your rewards to another type of program, you are able to do that, as well. Depending on the program you are enrolled in, you can transfer your points over to a frequent flyer program or a hotel program.

Comparison of American Express Membership Rewards Program Credit Cards

  Interest Rate (p.a.) Balance Transfer Rate (p.a.) Annual fee Cash Advance Rate (p.a.)  
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
Receive 20,000 Membership Rewards Bonus Points – enough for $200 worth of Travel Agency Gift Vouchers. Also receive a complimentary Virgin Blue domestic economy return flight every year. 0% for 6 months (reverts to 20.74% ) $149 Apply Now For The American Express Platinum Edge Credit Card Read More About The American Express Platinum Edge Credit Card
American Express Qantas Discovery Card
American Express Qantas Discovery Card
Earn Qantas Frequent Flyer points, plus take advantage of the no annual fee offer. 20.74% $0 20.74% Apply Now For The American Express Qantas Discovery Card Read More About The American Express Qantas Discovery Card
American Express Qantas Ultimate Card
American Express Qantas Ultimate Card
Receive up to 30,000 bonus Qantas Frequent Flyer points after you make your first purchase on your credit card, and 2,500 after your first spend in Australia on selected Qantas Services. 20.74% $250 annual fee for the first year ($450 thereafter) 20.99% Apply Now For The American Express Qantas Ultimate Card Read More About The American Express Qantas Ultimate Card
American Express Velocity Platinum Card
American Express Velocity Platinum Card
The flagship card from the new American Express Velocity range. 2 for 1 Business Class Flexi Fares with V Australia, Complimentary Virgin Australia Domestic Flight Every Year, 3 Velocity Points per $1 spent with the Virgin Australia group of Airlines. 20.74% $349 Apply Now For The American Express Velocity Platinum Card Read More About The American Express Velocity Platinum Card
American Express Velocity Gold Card
American Express Velocity Gold Card
20,000 bonus Velocity Rewards points if you spend $500 within the first 3 months. 20.74% $199 Apply Now For The American Express Velocity Gold Card Read More About The American Express Velocity Gold Card
American Express Velocity Business Card
American Express Velocity Business Card
A truly dedicated business rewards credit card. Download all your card expenses in a format readable by Quicken, MYOB, Microsoft Excel and more, helping you simplify your quarterly BAS reporting. % $249 Apply Now For The American Express Velocity Business Card Read More About The American Express Velocity Business Card
American Express Gold Ascent Card
American Express Gold Ascent Card
Enjoy the benefits of earning Membership Rewards Points without having to pay an annual fee. No points capping or expiry as long as your account is active. 0% for 6 months (reverts to 20.74% ) $0 Apply Now For The American Express Gold Ascent Card Read More About The American Express Gold Ascent Card
American Express Platinum Card
American Express Platinum Card
Receive 75,000 Membership Rewards Bonus Points when you spend $500 on your card – that is enough points for a return flight from Sydney to Hong Kong! % $900 Apply Now For The American Express Platinum Card Read More About The American Express Platinum Card
American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card
Receive a complimentary domestic or international return flight every year OR choose to receive a Complimentary 1 night stay at one of the selected luxury hotels in Australia. 0% for 6 months (reverts to 20.74% ) $395 Apply Now For The American Express Platinum Reserve Credit Card Read More About The American Express Platinum Reserve Credit Card
American Express Qantas Premium Card
American Express Qantas Premium Card
Earn up to 17,500 bonus Qantas Frequent Flyer points, plus 1.25 Qantas Frequent Flyer points for every $1 you spend, or 2.25 QFF points for every dollar you spend on selected Qantas services. 20.74% $249 20.99% Apply Now For The American Express Qantas Premium Card Read More About The American Express Qantas Premium Card
American Express Gold Business Card
American Express Gold Business Card
Keep track of your business expenses with a dedicated business credit card. Your account details can be uploaded in to MYOB, Excel or Quicken to help with BAS reporting. % $169 Apply Now For The American Express Gold Business Card Read More About The American Express Gold Business Card
American Express Business Accelerator  Credit Card
American Express Business Accelerator Credit Card
Receive 2 Membership Rewards points for every $1 dollar spent 20.74% $160 Apply Now For The American Express Business Accelerator  Credit Card Read More About The American Express Business Accelerator  Credit Card
American Express Qantas Business Card
American Express Qantas Business Card
Earn 2 points for every dollar spent on selected Qantas Products & services % $299 Apply Now For The American Express Qantas Business Card Read More About The American Express Qantas Business Card
American Express Platinum Business Card
American Express Platinum Business Card
Provides easy tracking and management of business expenses – reporting meets ATO requirements. Dedicated Platinum Business Concierge to assist you day-to-day. % $1200 Apply Now For The American Express Platinum Business Card Read More About The American Express Platinum Business Card
ANZ Frequent Flyer
ANZ Frequent Flyer
Earn 1 Frequent Flyer point for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa.

Uncapped Frequent Flyer earnings. Both cards linked to same account with one annual fee, credit limit and statement.

19.74% $95 20.99% Apply Now For The ANZ Frequent Flyer Read More About The ANZ Frequent Flyer
NAB Qantas Gold Card
NAB Qantas Gold Card
Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry. 20.24% 4.99% for 6 months $145.50 21.74% Apply Now For The NAB Qantas Gold Card Read More About The NAB Qantas Gold Card
NAB Qantas Platinum Card
NAB Qantas Platinum Card
Comes with a Visa and American Express card, both linked to one account and annual fee. No point expiry. No points cap. 20.24% 4.99% for 6 months $290 21.74% Apply Now For The NAB Qantas Platinum Card Read More About The NAB Qantas Platinum Card
NAB Velocity Standard Card
NAB Velocity Standard Card
Gain velocity reward points and redeem for rewards.

You gain both an Amex and Visa card which are linked to one single account and annual fee.

20.24% 4.99% for 6 months $65 21.74% Apply Now For The NAB Velocity Standard Card Read More About The NAB Velocity Standard Card
NAB Velocity Gold Card
NAB Velocity Gold Card
Gain velocity reward points and redeem for rewards. 20.24% 4.99% for 6 months $150 21.74% Apply Now For The NAB Velocity Gold Card Read More About The NAB Velocity Gold Card
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
Earn up to 50,000 points per year. Online security guarantee. Cash back and Frequent Flyer Awards system, including Bonus Partner Reward Offers. Earn 1.5 Awards points for every $1 spent with a Commonwealth Bank American Express Card Enjoy worldwide acceptance at over 29 million places with MasterCard One account. Two cards. Expect more. 20.74% 5.99% for 5 months $89 ($59 for qualifying customers) 21.74% Apply Now For The Commonwealth Bank Awards Credit Card Read More About The Commonwealth Bank Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
Earn up to 125,000 points per year. Complimentary international travel insurance. Points exchangeable for Frequent Flyer Points. Earn 2 Awards points for every $1 spent with a Commonwealth Bank American Express Card and enjoy acceptance at 29 million locations with MasterCard One account. Two cards. Expect more. 20.74% 5.99% for 5 months $144 ($114 for qualifying customers) 21.74% Apply Now For The Commonwealth Bank Gold Awards Credit Card Read More About The Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
Earn up to 150,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards. Earn 3 Awards points for every $1 spent with a Commonwealth Bank American Express Card and enjoy acceptance at 29 million locations with MasterCard One account. Two cards. Expect more. 20.74% 5.99% for 5 months $280 ( $250 for qualifying customers) 21.74% Apply Now For The Commonwealth Bank Platinum Awards Credit Card Read More About The Commonwealth Bank Platinum Awards Credit Card
ANZ Rewards Credit Card
ANZ Rewards Credit Card
Uncapped points earning allows you to redeem points for a huge selection of rewards 19.74% $89 20.99% Apply Now For The ANZ Rewards Credit Card Read More About The ANZ Rewards Credit Card
ANZ Rewards Platinum Credit Card
ANZ Rewards Platinum Credit Card
Enjoy accelerated points earning and great Platinum features with ANZ Rewards Platinum. 19.74% $149 20.99% Apply Now For The ANZ Rewards Platinum Credit Card Read More About The ANZ Rewards Platinum Credit Card
NAB Qantas Card
NAB Qantas Card
Earn low balance transfer rate 0.99% p.a. for 9 months. Apply by 31 August 2011. 20.24% 4.99% for 6 months $65 21.74% Apply Now For The NAB Qantas Card Read More About The NAB Qantas Card
Westpac Earth Classic
Westpac Earth Classic
The Westpac Earth credit card has consistently been one of the best Qantas Frequent Flyer direct earn credit cards in the Australian market. 19.99% 0.99% for 6 months $75 21.49% Apply Now For The Westpac Earth Classic Read More About The Westpac Earth Classic
Westpac Earth Gold Card
Westpac Earth Gold Card
Greater point conversion rates than the Standard Earth card. Complimentary travel insurance and benefits. 19.99% 0.99% for 6 months $125 21.49% Apply Now For The Westpac Earth Gold Card Read More About The Westpac Earth Gold Card
Westpac Earth Platinum Cards
Westpac Earth Platinum Cards
Greater introductory point offers and better conversion rate than Earth Gold. Plenty of travel insurance/benefits. 19.99% 0.99% for 6 months $250 21.49% Apply Now For The Westpac Earth Platinum Cards Read More About The Westpac Earth Platinum Cards
Westpac Singapore Airlines Gold
Westpac Singapore Airlines Gold
The Singapore Airlines Westpac Gold Card will allow you to maximise your KrisFlyer miles earning potential on your purchases. Also includes complimentary insurance: overseas travel, purchase security, extended warranty insurance cover. 19.49% 0.99% for 6 months $125 20.74% Apply Now For The Westpac Singapore Airlines Gold Read More About The Westpac Singapore Airlines Gold
Westpac Singapore Airlines Platinum
Westpac Singapore Airlines Platinum
All the perks of the Gold card and more. Receive 10,000 KrisFlyer miles after your first purchase on either for your new credit cards. Earn double points when you spend at singaporeair.com.au 19.49% 0.99% for 6 months $250 20.74% Apply Now For The Westpac Singapore Airlines Platinum Read More About The Westpac Singapore Airlines Platinum
Westpac Altitude Card
Westpac Altitude Card
Redeem Altitude points for flights on any of the world's major airlines. Earn up to 3 bonus points for every dollar spent. 19.99% 3.99% for 6 months $100 21.59% Apply Now For The Westpac Altitude Card Read More About The Westpac Altitude Card
Westpac Altitude Gold Cards
Westpac Altitude Gold Cards
Redeem Altitude points for flights on any of the world's major airlines. Receive 10,000 points when your card is first used. Free insurance and travel benefits. Everything included in the Standard Altitude, + More. 19.99% 3.99% for 6 months $150 21.59% Apply Now For The Westpac Altitude Gold Cards Read More About The Westpac Altitude Gold Cards
Westpac Altitude Platinum Cards
Westpac Altitude Platinum Cards
Redeem Altitude points for flights on any of the world's major airlines. Receive 15,000 points when your card is first used. lots of Platinum benefits and privileges. Everything included in the Gold Altitude, + More. 19.99% 3.99% for 6 months $295 21.59% Apply Now For The Westpac Altitude Platinum Cards Read More About The Westpac Altitude Platinum Cards
ANZ Frequent Flyer Platinum American Express/Visa
ANZ Frequent Flyer Platinum American Express/Visa
The ANZ Frequent Flyer Platinum Credit Card is like your own personal lifestyle concierge with access to Visa Platinum Concierge and Visa Platinum privileges. 19.74% $295 20.99% Apply Now For The ANZ Frequent Flyer Platinum American Express/Visa Read More About The ANZ Frequent Flyer Platinum American Express/Visa

The Various Partners Participating In The Program

American Express has partners ranging from Thai Airways International to David Jones to Hilton Hotels. Whether you want to travel, shop or rest, you will be able to find a partner that will meet your needs.

When you choose to redeem with the airline rewards program, you have access to nearly 1,000 agents who are ready to assist you with your travel plans. You can also opt to use the travel booking service that is available online. There are many travel partners and you can even receive assistance in getting currency for the country you are travelling to.

For travelling, here are some of the top partners you are able to redeem with:

If shopping is more your style, you will be able to pick from all of the top brands. You can find the latest innovations in technology, gift options, housewares, wines from all over the world and even gear for sports.

And, if you don’t find just what you are looking for, take heart because the options are changed and updated each month. With thousands of items to choose from there are yet thousands more that will be added and updated.

You can also use a gift card from over 50 of our partners. This makes it easier and provides you with flexibility to shop when you want.

Food And Entertainment Rewards

There is no shortage of food and entertainment options with the American Express rewards program. You will be able to dine at the finest restaurants courtesy of your rewards program.

You also have the opportunity to take part in the entertainment awards. You can receive passes to exclusive events and concerts. There are excellent choices at your disposal and with them you are able to spend time creating memories with family and friends.

Car Hire And Hotel Options

If you are travelling abroad, most likely, you will need a car hire service and a place to stay. Both needs are covered with your American Express Rewards card. You can stay at any number of the participating partners.

Here are a few you can enjoy:

Your membership and rewards program grants you access to some of the premier hotels across the world.

When you are ready for your car hire, you will be able to choose from a number of different partners.

Here are just a couple that are featured:

Earning Your Points

Earning points with your rewards card is actually quite simple. Each time you spend on your card, you are earning points. Buy the things that you would normally buy every day and watch the points in your program go up with each purchase.

If you want to accumulate points even faster, you can choose to shop with our Bonus Partners. When you shop at these participating partners with your Amex card, you will earn even more points than with other purchases.

Earning points can also be achieved by adding additional members to your card. You can add supplementary cards to your account and that allows you to earn points even faster. Other card members will spend and rack up more points in the process.

Easy Tips To Earn Points Faster

If you want to earn points quickly, there are some simple steps that you can take in order to acquire as many points as possible.

  • Use your card for purchases that you would make anyway - If you are going to the petrol station to fill up your car, use your American Express card for the purchase. Buying groceries can also help you earn points quickly. Use your card at the grocery store and watch your points soar.
  • Use your card for major purchases - If you are planning a wedding, holiday or purchase of a major appliance, use your card and you will receive a large number of points at once.
  • Shop at the participating Bonus Partners – These purchases will provide with your regular amount of points plus bonus points by virtue of the exclusive partnership.
  • Add more cardholders to your account – You can add your spouse, partner, family member or close friend to your account so you can earn additional points. Also, the cardholder will be able to take advantage of all of the benefits and services that American Express offers.

Featured Bonus Points Offered

If you are motivated to earn as many points in short order then you should take advantage of the many participating bonus partners who are ready to provide you with regular rewards points in addition to bonus points.

Here are just a few of the offers that are currently available:

BP Petrol Stations

If you make a purchase at any BP station, you will be able to earn 5 extra bonus points for every dollar you spend. You can find these service stations at over 1,300 locations throughout the metropolitan and rural areas of Australia. In addition to getting the best in quality fuel, you will also be able to fuel yourself up at over 100 Wild Been Cafes that are located in some of the BP stores. Get a great cup of coffee while your car is getting filled up.

Harvey Norman Computers

If you shop at any Harvey Norman Computers and Electrical stores you will be able to earn 5 extra bonus points for every dollar you spend in the store. They have the largest array of computers, technology and communications devices and accessories in one place than any other technology store. You can find software, cameras and equipment from all of the leading manufacturers.

AAMI

AAMI is offering a huge number of points for purchases made with them. If you take out an insurance policy with AAMI, you will receive 10 additional bonus points for every dollar you spend. That’s 10 times the normal amount you regularly earn! If your insurance premium costs you $500 then you will earn a massive total of 5,000 points! They provide a wide range of products from policies on your home, car, possessions, business and travel. Just use your American Express and you will earn maximum points.

Bob Jane T-Marts

Bob Jane T-Marts is ready to help you earn more points. They have the widest range of tyres, wheels and batteries for your car in all of Australia. You will find quality names like BFGoodrich, Pirelli and Michelin just to name a few. For every dollar you spend at Bob Jane T-Marts, they will match you will one bonus point. Not only do you earn extra points when you purchase products but you can also earn extra points when you purchase services.

APIA

You can maximise some serious points when you make a purchase at APIA. They make it nearly impossible not to give them a try. In fact, in addition to maximising your points at a whopping 10 times the normal amount, you can also be eligible to win a terrific getaway to London or a car by Nissan – the new Micra 1. Even if you just come in for a quote, you are still able to win the trip or car. The quotes are valid for up to twelve months so acting quickly is in your best interest in order to keep prices low.

iPrimus

You can always have better internet service and iPrimus knows this. They are ready to provide you with one extra bonus point for every dollar you spend with them. In addition, if you sign up for a new contract that lasts for 24 months, you will earn an extra 7,500 bonus points. You receive super fast connections and they can service your home phone and mobile phone plans, as well. It’s nice to have everything settled in one place.

Avis

When you plan your next holiday, you may need the services of Avis car hire. If you want your trip to be hassle-free then Avis is the place. They are one of the most well-known car hire
brands in the world and can offer a great number different types of vehicles. With so many to choose from, you will without a doubt be able to find something that suits your comfort and needs. You will find cars with airbags, power steering and all of the amenities that come standard plus much more.

Buying Points To Top Up

If you are getting close to the amount you need to reach a certain reward (one you are interested in obtaining), you are able to ‘top up’ your balance by buying points. The points can be purchased for $22.00 for every 1,000 points if you are planning to redeem them towards your “Non-Frequent Traveller Rewards.”

Tips For Redeeming Your Points

Redeeming points is quite simple. All you need to do is go online at the membership rewards site and search for the reward you are interested in and then click on ‘redeem.’ You will need to sign in and go through and fill in all of the necessary information to complete the redemption process.

If you have not enrolled on the website and want to follow and manage your account information online, you can do so by visiting the website and signing up. You can also call 1300 363 276 and ask to speak to a service representative who would be happy to help you.

Choosing The Right Rewards Program

Not sure about what to choose? There are many different types of rewards to choose from. If you want to travel, you can opt for the travel rewards prizes or you can find many different items with the shopping rewards program. There are all of the major brands represented making it possible for to find something you will like. Entertainment and dining is also very popular.

If you choose the travel program, there are nearly 1,000 travel agents ready and waiting to help you with your travel plans. You can also use the booking service that is available online. There are over 20 hotel partners. You have more options for travelling than any other rewards program.

When it comes to shopping, you will not find more brands available anywhere. You will find the latest in technology, premier gifts, items for your home, premium wines and even sporting goods. You can even redeem your points for gift cards that can be used at over 50 partners. This allows you to have more flexibility to shop when you want and even give your cards as gifts.

If you want to have a wonderful meal, you can with your rewards points. There are countless food, wine and entertainment options. In fact, you can have a meal, a bottle of wine and see a show all as part of your rewards card! There are many unique events that are available exclusively for you as a card member.

Transferring Your Points

If you want to transfer points it is quite simple. You can transfer to the Airline Rewards or Frequent Guest program very easily.

Before transferring your points, you must register your number for membership. You will have to go online and log into the account and connect your number with the partner that you want to transfer to. For example, link your Velocity number to your regular Rewards account. Once you have done this then your information will be in the system and you will be able to transfer rewards points to a variety of partners. When you are ready to redeem, then you can contact the hotel or airline and set up your arrangements for travel.

You can even receive bonus points by transferring your points. There are some programs that offer promotions for transferring points. The partners program are usually free to register. If you want to know offers before anyone else, you should sign up to have a newsletter sent to you that provides all information about the latest offers.

Frequently Asked Questions

1. I made several purchases during my billing cycle but my Membership Rewards statement doesn’t reflect the points accumulated from those purchases. Why is this?

All of the points you have accumulated will not be reflected on your Rewards statement because the Rewards statement cycle ends approximately 4-6 days before your card statement cycle. The purchases that you made during those 4-6 days will be accurately reflected on your next statement. However, you can always go online to check your most current balance.

2. I have two Rewards cards. Is it possible to add them together so I can combine my rewards points into one pool?

Unfortunately, no. The only accounts that you can combine are the ones that are enrolled in the same program.

3. Is it possible for me to enrol my Corporate Card into the Rewards program?

This is possible if your company will allow you to do it. Companies are not eligible to participate in the program but if your company allows you to participate as an individual member, there is no problem with that. You will earn points just like any individual member.

Utilising Your Membership Rewards

American Express works hard to make it possible for its card members to utilise their Membership Rewards in a variety of ways. Card members are able to enjoy a touch of luxury with regularity when they take advantage of the wide variety of rewards including shopping with world-class merchandise, travel and accommodations in domestic and foreign destinations, and a vast selection of other benefits as well.

American Express is dedicated to the idea of adding luxury, innovation, and entertainment to the every day life of its card members. Not only is the American Express card itself accepted at the finest retailers and locations in the world, but simply using the card for any purchase can add significant points to a members account.

This opens up opportunities with gift cards, earned merchandise, or stylish goods selected for oneself or as a cherished gift for someone special. There are more than 50 selected partners for redeeming the American Express gift cards, meaning that you will find an array of options that are sure to suit any one’s taste.

American Express members who opt to use their accrued points to choose merchandise from the vast selection of goods that are available will find that this can be a challenging task. You can select from more than 1500 outstanding choices out of a broad selection of categories, ranging from cutting edge electronics, to fashion and beauty, to entertainment, sports and leisure… and even more.

In addition, you will find that many American Express card members choose to make the most of the extensive and exciting travel opportunities available through their accrued points. Many savvy members will opt to make their travel arrangements directly with “American Express Travel,” relying on the excellent customer service and attentive care that they receive in managing all of the details for their upcoming trips. Of course, since the points are directly from American Express, there is no difficulty at all in using these points to book travel in this manner.

Other members, however, may elect to simply transfer their points to another one of the frequently used travel companies that partner directly with American Express. This is another simple and quick solution for many people’s travel needs. Some travel agencies are partnered directly with American Express, and you will also note that airlines such as WebJet will allow American Express card members to book travel over the internet with their points. Finally, if you are traveling overseas, you can use your points to obtain foreign currencies for the ultimate in travel convenience.

The American Express Choices Membership Rewards Programme

All of the above options are available if you join the Choices program with American Express Membership Rewards. With this exciting program you will find that you are able to choose the aforementioned merchandise from selections that are updated each and every month to keep things interesting for members. Members with Choices are able to book their points-based travel with more than 1000 travel agencies, as well as selecting from more than twenty hotel chains that will accept American Express points for travel accommodations.

The simple fact is that American Express Choices members have the most options and benefits for travel in the industry, and there are always intriguing and creative ways for you to take advantage of them.

First rate entertainment is a key concept for members of the Choices program, and there are outstanding choices for wines, fine dining, passes and vouchers for shows, and a myriad of other ways for you to enjoy memorable times with a valued client, or with the people who are closest to you. For those interested in exciting outdoor activities, there is also the Ultimate Choice membership option. Check with your American Express Choices representative for more details.

There is a yearly fee of $40 for the addition of this excellent program to your business or personal American Express account, and the agreement follows the conditions and terms set forth by Membership Rewards. The Choices program is not available for those who have corporate American Express cards.

The American Express Ascent Membership Rewards Programme

Another Membership Rewards option for American Express card members is the Ascent program, which adds an additional array of rewards for your points. Once again, you are able to select top quality merchandise from more than 1500 goods that are selected each month. These include luxury gifts, technological marvels, sporting goods, foods, wines and a vast selection of other items. Gift cards are also available on the Ascent program, with more than fifty stores selected as partners.

Ascent offers members the opportunity to transfer points to one of seven industry-leading airline reward programs, and allows for amazing flexibility in using your points in the manner that suits you best… from shopping to booking travel with an airline or partner travel agent offering special benefits for Ascent members, to arranging for travel accommodations and car hire, you cannot go wrong with this Membership Rewards option.

The annual fee for Ascent membership is $80 added to your business card, your personal or charge card, your Blue or Gold Card. If you are a Platinum Card member, whether Platinum Charge, Platinum Credit, or Platinum Business, the Ascent program membership is included with your card. Corporate Card members are eligible for membership, and may choose to add the Ascent program for an annual fee of $89 (alternatively 13,350 points). Again, this program is operated under the required conditions and terms outlined in the overall Membership Rewards scheme.

The American Express Ascent Premium Membership Rewards Programme

The Ascent Premium Membership Rewards scheme is not universally available to American Express card members. It is a special program that is limited to members who hold the Platinum Business, Platinum Charge, or Rewards Advantage Cards. This option allows members to choose their merchandise rewards from an online selection of amazing, high-class goods.

These options are updated each and every month to offer members the best selections available, ranging from excellent foods and wines to the most up to date electronics and technological breakthroughs. Others may be interested in high fashion and the very finest in beauty products, while still others may want to try out the latest and greatest in sports equipment. With over 1500 goods to choose from each month, there is truly something for everyone.

Gift cards are an exciting option for many Ascent Premium members, with more than 50 store chains working with American Express as gift card partners, while others may wish to opt for a direct transfer of cash from accrued points to be spent as desired.

Travel rewards abound for Ascent Premium members, with online booking options with airline partners such as WebJet, and American Express’ own internet service for booking travels. The program for partnered airline rewards is expanded for Ascent Premium members to include eight options, as well as four popular “Frequent Guest” programs. Other travel benefits include point redemption for foreign currencies when traveling overseas, as well as partnerships with more than 1000 travel agencies and 20 chains of excellent hotels around the world.

The heart-pounding “Unique Experience” options are also available for Ascent Premium members who crave something new and exciting, but this program is not currently open for Corporate Card members. The program is operated under the conditions and terms of Membership Rewards.

The American Express Spirit Membership Rewards Programme

The Spirit program has been developed specifically for members who have a Qantas Corporate Card, Qantas Business Card, or another approved Corporate Card with American Express. This program offers merchandise of the highest quality through online selection of over 1500 items, which is updated each and every month to assure prime selection.

Gift cards are available at more than fifty exciting retail partners, providing excellent shopping and gift options, and of course the points can also be transferred easily to Qantas Airlines frequent flyer benefits. Other frequent guest plans are also available through partnership agreements, as well.

Entertainment including tickets and passes to shows, fine dining, great wines, and memorable “Unique Experience” rewards allow for unparalleled entertainment options, as befits an American Express Membership Rewards client.

It is important to note that, due to the corporate and business card accounts that are required for Spirit membership, it is not possible to transfer points for additional credit or travel rewards that may be available through other similar programs.

The yearly fee for the Spirit program is $89 (alternatively 13,350 points) with a Corporate Card, or $59 with a Business Card. The Spirit program operates under the conditions and terms inherent to the American Express Membership Rewards.

American Express offers the comprehensive rewards program than any other card. You can see the world, taste the finest wines and enjoy the latest technology all with one card. No other card can boast that.


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ANZ Platinum Credit Card
ANZ Platinum Credit Card
An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.0% for 6 months (reverts to 19.24% )0% for 6 months$0 annual fee for the first year ($87 thereafter)20.99%Apply Now For The ANZ Platinum Credit Card Read More About The ANZ Platinum Credit Card