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American Express Gold Business Card

Posted December 14th, 2009 and last modified August 18th, 2011

Why should I apply for the American Express Gold Business Card?

The American Express Gold Business Card is the ideal business partner for business owners looking to have ample funds (provided they also have the income) at hand for recurring expenses.

It doesn’t stop there though. This Amex credit card comes feature packed:

  • You get to enjoy up to 51 credit free days: This can help you increase your business cash flow giving you peace of mind without having to worry about money all the time.
  • Earn Membership Rewards points on your business expenses: Every time you use the American Express Gold Business Card you accumulate rewards points and with the 20,000 free points you get to redeem them in 1,400 ways including merchandise, travel and more.
  • Put all your expenses on one statement: One convenient statement can be downloaded into your favourite financial software; Quicken, MYOB©, Microsoft® Excel and more.
  • No pre-set spending limit: There will be no limit to your purchasing power. You can be worry-free knowing money is at hand when you need it.

All in all, the American Express Gold Business Card offers business owners a convenient freedom to run the financial side of their business without having to worry about loans, etc.

To be able to qualify for the Amex Express Gold Business Card you must reside in Australia, be 18 years of age or over and earn a minimum of $24,000 per annum.

Minimum Income $24,000 Minimum Age 18 years of age
Residency Permanent Australian Resident Credit Rating Requirement Good
Min Credit Limit Max Credit Limit
Annual Fee $169 Balance Transfer Fee
Minimum Repayment 100% Interest Charged From Purchase Date
Late Payment Fee $20 Over Limit Fee $0
Overseas Emergency Replacement Overseas ATM Balance check
Overseas ATM Withdrawal Foreign Currency Conversion Fee
Rewards Points per Dollar 1 Point(s) Points needed for Syd/Mel Return Flight 0
Points needed for $100 Voucher 13500

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