AMEX Platinum Card
Although every credit card provider has at least one Platinum credit card in its repertoire, the AMEX Platinum Card is the genuine article. This is the original American Express platinum credit card, and thus enjoys the kind of respect and kudos other platinum cards can only dream of.
Anyone who presents an AMEX Platinum Card for payment knows that they are making a statement. It tells the merchant that you are a high-earner (at least $100,000 to apply) whose spending has not been restricted in any way by American Express, because the AMEX Platinum card does not have a credit limit. As long as you can afford to pay off your bill, the sky’s the limit.
Speaking of which, you will also gain access to Ascent Premium, the top tier of rewards offered by American Express. This allows you to redeem your points for airline rewards, and for many other travel and retail products.
AMEX Platinum Card holders also benefit from a Concierge service that operates 24/7. This allows you to track down anything you want at any time of the day or night, no matter where you are in the world. Just make a call to the Concierge service and an expert will provide a personalised service to answer all your requests. You may be searching for the perfect gift in an unfamiliar city, or looking to book a table in the best restaurant in town; whatever you want, you will not be left puzzling on your own with the Platinum Concierge service at your disposal.
If that wasn’t enough, here is an overview of the main benefits of carrying an AMEX Platinum Card:
AMEX Platinum Card key features
- Unlimited spending power, thanks to the absence of a credit limit
- Travel expertise and preferential treatment from Platinum Travel. Travel arrangements, savings on first or business class airfares and upgrades, special deals on hotels, cruises, car hire, etc.
- Free insurance coverage that includes unlimited overseas medical emergency expenses, travel inconveniences, loss of income cover, purchase protection and more
- Free Platinum Credit Card – the card below the Platinum Card, but still boasting a host of perks, such as a free domestic economy return flight on Qantas, or a night’s stay at a hotel once a year
- Fine Dining privileges to help you with reservations at the most prestigious restaurants
- “By Invitation Only” programs that provide special access to sporting, theatrical and social events
- Earn points with Ascent Premium, the best Amex rewards; 1.5 points for every dollar spent up to $200,000 per year; 1 point per dollar thereafter
- Redeem your points for airline rewards, or use them for other travel, accommodation or retail rewards
- Fraud Protection Guarantee waives your liability should unauthorised charges occur online
- Four free additional cards, plus the cardholder is provided with a second card so it’s easier to differentiate between personal and business expenses
- Online account access 24 hours a day
- $900 annual card fee
Not everyone can apply for the AMEX Platinum Card , but that’s all the more reason to do so if you are eligible. There are few better indicators of a person’s social and financial status than a genuine platinum credit card of this type.
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | Max Credit Limit |
| Annual Fee | Balance Transfer Fee | ||
| Minimum Repayment | Interest Charged From | ||
| Late Payment Fee | Over Limit Fee | ||
| Overseas Emergency Replacement | Overseas ATM Balance check | ||
| Overseas ATM Withdrawal | Foreign Currency Conversion Fee |
Ask A Question About This Card