ANZ Access Advantage Account
Posted March 26th, 2007 and last modified October 4th, 2011
ANZ Access Advantage
Unlimited ANZ Transactions for $5 per month
Switch to ANZ Access Advantage.. the everyday bank account that works harder for you.
The ANZ Transactional Banking account features
- Unlimited transactions via ANZ Internet Banking.
- Unlimited ANZ transactions via ANZ ATMs, ANZ Internet and Phone Banking, EFTPOS, Cheques and ANZ Branches for $5 a month1.
- You can deposit your salary, and set up direct deposits into your account.
- If you are aged under 18, or 60 and over, or are a full time student at an Australian educational institution, we can waive the monthly account service fee2.
ANZ Access Advantage with Visa Debit
The ANZ Access Advantage everyday bank account is a simple and straight forward bank account ideal for everyday savings and purchases. Also for a limited time you get a free Visa Debit Card linked to your account. Debit cards are a great way to spend your money while staying in total control of your money
Features:
- Unlimited everyday transactions for $5 a month
- Visa Debit Access which will allow you to use your own money overseas, over the phone or for online transactions
- Use your card for cash withdrawals and bill payments
- By pressing ‘credit’ you are given the added security of ANZ Falcon fraud monitoring
- Choose from 3 card colours
- Monthly account service fee may be waived if you meet eligibility requirements
- No credit history needed for application
- Apply online via a 100% secure application process
- Other fees may apply (including non-ANZ ATM operator fees, overseas ATM fees and overseas transaction fees). Terms and conditions apply.
- To receive this waiver, you may be required to visit an ANZ branch to show proof of eligibility. Students must be full time students at an Australian educational institution (annual renewal required).
ANZ Access Advantage Review – a Transparent Everyday Banking Account
The benefits of ANZ’s Access Advantage are outlined in this overview of how the system works. You will learn how to make the most of your money, see the benefits of this service and avoid unjustified fees.
Banking is something that is a part of nearly everyone’s lives. Anyone who works or has any amount of money will want a secure place to put their money. Stashing cash under the mattress is no longer the safest option! Some of the complaints that many customers grumble about are the hidden fees. Banks may advertise that they offer zero service fees but there are always fees concealed in the fine print.
Finding the Best Bang for Your Buck
When searching for the best banking account, people have certain criteria that they want to have met.
Will it be… Easy to use
Will I have… Easy access
I want… No hidden fees
There is a bank out there that meets all of this criteria and more. ANZ Bank offers a personal banking account that exceeds all expectations. ANZ calls it ANZ Access Advantage and here are some of the benefits they offer. For only $5 a month, you are entitled to unlimited everyday ANZ transactions. These transactions include:
- Unlimited use of ANZ ATMs
- Unlimited use of ANZ Phone and Internet Banking
- Unlimited access to branches
- Unlimited cheques
- Unlimited EFTPOS
They are also distinguishing themselves from the competition by describing it as “simple and transparent” banking. While most banks are content to hide their fees and play Russian roulette with their customer’s loyalty, ANZ has taken the higher road by putting all cards on the table.
Other fees:
Because ANZ characterises themselves as transparent, they are up front about the fees they do charge and there are some. There are only two conditions in which you will incur a fee with your ANZ Access Advantage account and that is when you overdraw the account or when you have any transactions that occur overseas. That IS pretty simple and more than fair.
Additional Benefits
ANZ also understand that people are on the go and not always close to a computer in order to check their account, so they are offering ANZ Mobile Phone Banking which will allow you to check your account balance by SMS. And, you can even register for alerts that will tell you if you are nearing zero balance and may possibly overdraw the account.
When other banks are still doing “business as usual”, ANZ understood what customers are really craving – honesty. For straightforward banking, the choice is simple – ANZ Access Advantage.
Related articles:
- Choosing a savings account [Fido.gov.au]
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