ANZ Balance Transfer Credit Cards

Best ANZ Balance Transfer Card

The ANZ Balance Visa is the best card to do a short-term balance transfer on. This is because it rewards you for reducing your balance. You can then redeem these points for rewards with some of Australia’s leading retailers

• $79 annual fee
• 14.24% p.a. on purchases
• 0% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.49%
• Apply now and receive a response within 60 seconds

Click here to read the ANZ Balance Visa terms and conditions

The ANZ balance transfer program gives you the opportunity to pay off outstanding credit card debt at a reduced or free interest rate.

The value of this option is that you transfer your balance, or the amount you owe, from another card to your ANZ card. This allows you to forgo the high interest rates charged by the old card saving money. In most cases the goal is to pay the complete balance of your transfer within the promotional period. It is one of the most convenient ways to get relief from credit card debt. There are a few things you should be aware of before your begin make a balance transfer.

Important facts about an ANZ balance transfer:

• You can make a balance transfer from any non ANZ credit or store card.
• An ANZ balance transfer can be processed by completing the balance transfer section on your application. If you currently have an ANZ credit card you can go on line to request your balance transfer. Following these avenues ensure that your balance transfer goes through without hassles.
• Those who currently have ANZ credit cards will be charged 1% of the amount of their transfer for the service. Balance transfers done at the time of application are not subject to a fee.
• You can find out your current interest rate by looking on your credit card bill or by contacting your credit company. Once you know this rate you can use the balance transfer calculator to see how much you would save.
• The balance transfer calculator figures out how much you would spend on interest at your current rate compared to what you would spend with your ANZ balance transfer card.

Card options for an ANZ balance transfer:

• ANZ First Visa – This is considered a no frills credit card. It offers 7.99% p.a. for 6 months. on balance transfers. The purchase interest rate is 18.99% p.a. and the annual fee is $0 for the first year ($30 p.a. after). There are 44 interest free days on purchases.
• ANZ Low Rate MasterCard – There is zero interest on this card for balance transfers for six months. Purchases have a 13.24% interest rate and there is a $58 annual fee. This card offers up to 55 days interest free.
• ANZ Gold – Balance transfers on this card have only a 7.99% p.a. for 6 months interest rate. The interest rate for purchases is 18.99% and the annual fee is $87. There are 55 interest free days.

An ANZ balance transfer is an easy way to save a lot of money. You do have to be diligent in paying your bill each month as the offers are usually dependent on timely payments. Once you have repaid your credit card debt you are on your way to financial security. There is probably no worse feeling then being bogged down with bills and no better feeling then finally breaking free of it. A balance transfer card is just the way to get you back on your feet.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0