ANZ Balance Visa – 0% for 6 months balance transfer offer
Posted January 10th, 2010
and last modified April 11th, 2010
The ANZ Balance Visa card is the only credit card in Australia that offers the customer reward points for every dollar they pay down on their balance. Apply before 27 February 2010, and you will also secure a balance transfer rate of 0% p.a. for 6 months!
With the ANZ Balance Visa points are awarded for your repayments, whatever they cover: repayments on your regular credit card spending, interest charges, fees on your ANZ Balance Visa, and balance transfers from non-ANZ credit cards. You can even earn reward points for paying down debts on cash advances and cash-equivalent transactions such as purchasing foreign currency and travellers cheques. These points can then be exchanged for cashback, shopping vouchers or gift cards.
Cashback rewards are available in $20, $50 and $100 denominations and they can be used to reduce the balance on your ANZ Balance Visa account. This will appear as a credit on your credit card statement and will be deducted from your balance. You can also choose how you redeem your reward points, either via an auto-redemption or a manual option.
You will have peace of mind knowing that ANZ’s ‘Secure Falcon’ will keep your transactions online and offline credit card secure, with 24/7 security monitoring to flag any suspicious card transactions.
| Balance Transfer Rate |  |
0% p.a. for |
|---|---|---|
| Interest Rate | |
14.24% p.a. |
| Annual Fee | |
$79 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
21.49% p.a. |
| Card Type | |
Standard |
| Credit Card Type | |
Visa |
| Rewards Program | |
Yes |
Key Features for the ANZ First Visa:
As with every credit card, this one has features too. See what you get by switching:
- Earn 1 Reward Point for every $1 you repay to your balance
- 0% p.a. for 6 months on balance transfers
- Be rewarded with cashback, shopping vouchers and gift cards from some of Australia’s leading retailers
- Competitive interest rate on purchases of 14.24% p.a.
- 55 interest-free days on purchases
- Annual fee of $79
Required information to apply for an ANZ Balance Visa card:
Applying for the ANZ Balance Visa card should take no more than 10 to 15 minutes, and the following documents are required for you to make your application:
- Australian Driver’s licence, if applicable
- Employer’s address, as listed in the White Pages
- Accountant’s name and contact number, if you are self-employed
- Details of your income, assets and liabilities
- ANZ account number located on your statement, if you’re already an ANZ customer
Please note, for security reasons, if you leave your application unattended for more than 15 minutes it will be cancelled and any information entered will be lost. Once the application is complete you will receive a decision within 60 seconds.
Application criteria for an ANZ Balance Visa card:
The following eligibility criteria apply for an ANZ Balance Visa card:
- You must be over 18 years of age
- You must have a good credit rating
- You must be a permanent Australian resident and earn a minimum annual income of $15,000
- Non-permanent Australian residents must earn a minimum of $50,000
Click here to read the official terms and conditions
Related posts:
- ANZ First Visa – 7.99% On Balance Transfers for the first 6 Months
- ANZ Low Rate MasterCard Exclusive Offer – 0% p.a. for 6 months on balance transfers
- ANZ Credit Cards 2.9% For 12 Months Balance Transfer Promotion
- The ANZ Balance Visa is a unique balance transfer card that rewards you for making repayments
- ANZ Balance Visa Rewards Program
- ANZ Frequent Flyer Gold Balance Transfer Offer
- Citi Gold Credit Card Offer – 1.9% p.a. for 9 months on balance transfers
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