ANZ Business One – Interest Free Days – Review & Online Application
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Managing Cash Flow With The ANZ Business One – Interest Free Days
When you run a business keeping a good handle on your cash flow is key to success. An ANZ Business One Visa can help you do this by providing one more way to manage your bills and control spending. Just by using your Visa for certain expenses you automatically qualify for insurance which will help you remain safe in the event of fraudulent use of the card, or even when travelling overseas for work. Running a business is unpredictable, therefore having a card that can be flexible and secure enough to meet the bends along the way may prove to be handy.
| Product Name | ANZ Business One Visa – Interest Free Days | |
|---|---|---|
| Interest Rate on Purchases | 17.99% p.a. | |
| Annual Fee | $150 p.a. | |
| Interest Free Period | up to 55 days | |
| Interest Rate on Cash Advances | 19.24% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | Visa | |
| Late Payment Fee | $35 | |
| Complimentary Travel Insurance | Yes | |
| Available to Temporary Residents | No | |
| Joint Application | No |
Cash flow benefits
- Monthly cardholder caps – Each of your employees can have their own card with a predetermined spending limit. That means there is zero risk of overspending.
- Cash out limits - You can restrict cash access to some or even all of your cards.
- Transaction limits – Another way to control employee spending is by limiting their per transaction spending amount. There is no chance they can make sizable purchases without your permission.
- Up to 55 interest free days – Make big purchases and have all of this time to hold on to your cash or use it in another manner without being charged any interest on the debt.
- Company liability insurance - Should an employee misuse a card you may be protected for up to $37,500 per card and up to $200,000 per facility.
- Transit Accident Insurance – Book your travel with the ANZ Business One Visa and the cardholder their spouse and dependents are covered for up to $250,000 in the event of an eligible transit accident.
- One statement - Each cardholder account is sorted individually but then summarised on one statement that includes all fees, charges, and payments. You can even opt for eco-friendly e-statements instead of traditional paper statements.
- Online and phone banking – Save time and money by doing your banking when it is convenient for you.
- Multi payment option – You can set up your ANZ account to make payments or transfers to several bills with only one debit to your ANZ business account.
- Card design - Further market your business by having a card designed with your logo or business image. You can choose different designs for different cardholders for a cost of just $50 per card.
Read the ANZ Business One Visa - Interest Free Days terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 |
| Annual Fee | $150 p.a. | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $35 | |
| Over Limit Fee | $50 | |
| Overseas ATM Withdrawal | $1.50 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $30 |
Read the ANZ Business One Visa - Interest Free Days terms and conditions.
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