ANZ Business One – Low Rate – Review & Online Application
Related Products
Make use of a low rate credit card for all your business spending.
The ANZ Business One Low Rate credit card is designed with the savvy business owner in mind. It allows you to set different monthly spending limits for each cardholder. This will help you stay on top of your cash flow and know exactly how much is being spent on your business cards. It also has a number of insurance policies which come with the card, which can protect you in the event of fraud or other circumstances.
| Product Name | ANZ Business One Visa – Low Rate | |
|---|---|---|
| Interest Rate on Purchases | 13.26% p.a. | |
| Annual Fee | $150 p.a. (which is waived if annual spend is greater than $20,000) | |
| Interest Free Period | up to 0 days | |
| Interest Rate on Cash Advances | 15.41% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | Visa | |
| Late Payment Fee | $35 | |
| Complimentary Travel Insurance | No | |
| Available to Temporary Residents | No | |
| Joint Application | No |
The Business One Low Rate as its name suggests has a low purchase rate of 13.26% p.a. This means you can carry out your spending knowing your purchases won’t be racking up huge amounts of interest, which might be true if a higher interest rate card was used.
The Business One Low Rate has an annual fee of $150 and an additional cardholder fee of $30 usually applies, which is waived if annual spend is greater than $20,000.
This means if you made the minimum yearly spend you’d be able to get a low rate credit card for your business with minimal fees.
Other features
The Business One also offers cardholders benefits in the form of:
- ATM, internet and branch banking. This gives you the choice of where you handle your business’ finances.
- 24 million VISA locations to use your card at worldwide, giving you the ability to use your card wherever you are in the world.
- Company liability insurance, which insures your business against misuse of your cards up to $37,500 for each cardholder, and a total of $200,000 per year for the whole card account.
- Transit accident insurance, which pays up to $250,000 to the cardholder, their spouse and any dependent children in the event of an eligible accident while on a journey which was paid for using the card. This gives your employees added protection in the event that they must take a trip for work.
Complete your online application for the ANZ Business One Visa
The ANZ Business One Visa and all of its’ perks can be yours simply by making a phone call or logging on the ANZ web site. Contact the commercial cards service or your ANZ small business manager or specialist and they can get you set up with the perfect card for your business. You can also review your options on the ANZ web site under the commercial cards tab. Do not waste one more day or one more dollar on another card, get the one that gives your business back the most today.
Read the ANZ Business One Visa - Low Rate terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 |
| Annual Fee | $150 p.a. (which is waived if annual spend is greater than $20,000) | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $35 | |
| Over Limit Fee | $50 | |
| Overseas ATM Withdrawal | $1.50 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $0 |
Read the ANZ Business One Visa - Low Rate terms and conditions.
Was this content helpful to you? No Yes
Ask a Question About This Card
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
