ANZ Business One Visa – Rewards
Posted April 26th, 2012 and last modified March 5th, 2013Regardless of what type of business you have, the one thing that is common to all businesses is that they are set up for making profits. This is what sets a business apart from a social service organisation or other types of establishments. There is a lot of hard work involved in this pursuit of profits. Not only do business owners often have to burn the midnight oil in order to get their products or services out to their customers, but they always have to do so with one eye on their financials.
A business owner has to wear many hats at once and take care of all these tasks that any kind of business entails. However all the sweat and hard work comes to fruition when the profits start rolling in, so how great would it be if along with your business profits you could get rewards from your credit card too? With a credit card such as the ANZ Business One Visa Rewards your business could profit you in more ways than one.
All about ANZ Business One Visa – Rewards
The ANZ Business One Visa Rewards credit card is a unique card that gives various rewards to its owners. When you use this credit card to make any kind of purchases for your business, you will be given a certain number of reward points. Hence, whenever you use the credit card for the regular payments and purchases that are a part of your daily business, you will see that reward points are credited into your credit card account. These reward points can then be redeemed for various products and services, which can ultimately save your business a great deal of money.
To qualify to receive the reward points, you can use your credit card wherever you want. unlike some other cards there are no stipulations or restrictions in terms of specific stores or outlets where you have to use your credit card. Hence, if you are using the card to pay for a business lunch at your favourite eatery, or you are using the credit card to make a payment for office supplies – you can be eligible to get reward points for all such spends that have been made through your ANZ Business One Visa rewards credit card.
Please note: ANZ has reserved the rights to establish, change and modify the means of earning rewards points, delete and limit any and/or all the means currently recognised to earn rewards points at its sole discretion.
Here are some of the other features and benefits of the rewards program attached to the ANZ Business One Visa credit card:
- No maximum cap on receiving reward points: Many credit card companies that offer reward points on credit card usage often place a cap on the number of points that can be accumulated within a given month or year. However, with the ANZ Business One Visa – rewards are not limited to any number. Therefore, you can keep accumulating reward points on the credit card as you wish. No matter how often you use the credit card or how large the purchases made with the card are – you can get reward points for every successful credit card transaction.
- Multiple avenues for redeeming reward points: Reward points don’t seem like much of a reward when the credit card restricts the redemption options for the reward points. Hence, if you were told that you could redeem your reward points in a store that does not stock any materials or supplies that your business requires, then such reward points would be an absolute waste for you. However, the ANZ Business One Visa rewards have multiple options for redeeming reward points that can be useful to all kinds of businesses. In fact, these reward points can also be used to buy frequent flyer points from Singapore KrisFlyer, Virgin Velocity, Qantas Frequent Flyer, Cathay Pacific Asia Miles and Air New Zealand Airpoints Dollars. The reward points can be redeemed for tickets not just for the credit card owner, but also for employees and partners of the business.
- Protection against unauthorised usage: ANZ does not bill a business for any unauthorised transactions that may have occurred on the business credit card, as long as they are notified immediately. This offers immense protection to business owners in case their credit card gets lost or is stolen. You will however not be given any reward points for such transactions.
The ANZ Business One Visa rewards thus come as great news for business owners who are constantly looking for new ways to add to their bottom line.
| Product Name | ANZ Business One Visa – Rewards | |
|---|---|---|
| Interest Rate on Purchases | 19.50% p.a. | |
| Annual Fee | $150 p.a. | |
| Interest Free Period | up to 40 days | |
| Interest Rate on Cash Advances | 20.34% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | Visa | |
| Late Payment Fee | $35 | |
| Complimentary Travel Insurance | Yes | |
| Available to Temporary Residents | No | |
| Joint Application | No |
Read the ANZ Business One Visa – Rewards terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 |
Read the ANZ Business One Visa – Rewards terms and conditions.
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