ANZ Credit Cards

Below is a list of credit cards from the Australian New Zealand bank. You can apply online for ANZ credit cards by browsing through the links below and clicking apply on the card of your choice. Most ANZ credit cards come with an online debit facility, rewards program and online access to your statements.

Best ANZ Credit Card*

The ANZ Low Rate MasterCard is the ideal credit card for cutting down your interest repayments. Take advantage of 0% p.a. on balances transferred for 6 months which then reverts to a low 12.49% p.a. on purchases.

• $58 annual fee
• 12.74% p.a. on purchases
• 20.99% p.a. on cash advances
• 0% p.a. for 6 months on balance transfers
• ANZ Falcon Security – have peace of mind knowing your transactions are being monitored and protected around the clock.

Click here to read the ANZ Low Rate MasterCard terms and conditions

ANZ Credit Card Comparison

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
ANZ Low Rate MasterCard	Save with low interest rate on purchases and enjoy 0% p.a. on balance transfers for the first 6 months.	12.74%	20.99%	0% for 6 months	$58	55
ANZ First Visa Credit Card	No annual fee for 12 months, followed by a standard $30. Ideal for students as it has a low annual fee and easy approval.	18.49%	20.24%	7.99% for 6 months	$30	44
ANZ Balance Visa Credit Card	The ANZ Balance Visa Credit Card is unique rewards credit card where you can actually earn rewards points for paying back any money you owe on your credit card.	13.74%	20.99%	0% for 6 months	$79	50
ANZ Rewards Visa Card	Choose over 500 rewards with the ANZ Rewards program. Earn rewards in over 24 million locations around the world with the access of Visa.	18.99%	20.24%	N/A	$48	44
ANZ Rewards Gold Credit Card	Similar to the ANZ Rewards Visa, but with extra features. Additional features include 11 interest free days bonus, a balance transfer offer and increased reward opportunities.	18.99%	20.24%	N/A	$79	55
ANZ Gold Visa Card	High levels of purchase security and insurance cover. Includes comprehensive travel insurance.	18.49%	20.24%	N/A	$87	55
ANZ Frequent Flyer American Express/Visa	Earn 1 Frequent Flyer point for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa. Uncapped Frequent Flyer earnings. Both cards linked to same account with one annual fee, credit limit and statement.	18.99%	20.24%	N/A	$95	44
ANZ Frequent Flyer Gold American Express/Visa	Earn 1.25 Frequent Flyer points for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa. Uncapped Frequent Flyer earnings. Both cards linked to same account with one annual fee, credit limit and statement. $5000 Minimum credit limit.	18.99%	20.24%	N/A	$195	55
ANZ Frequent Flyer Platinum American Express/Visa	Earn 1.5 Frequent Flyer points for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa. Uncapped Frequent Flyer earnings. Complimentary International travel & medical insurance. Both cards linked to same account with one annual fee, credit limit and statement. $12,000 Minimum credit limit.	18.99%	20.24%	N/A	$295.00	55

Discover how ANZ credit cards can cater to your every need. Find the perfect credit card in the ANZ range by making a comparison of what's on offer.

In your search for credit cards, ANZ credit cards should figure highly. Founded in 1830 in Melbourne and first known as the Australasian Bank, the modern ANZ Bank has a convoluted and prestigious history. ANZ Australia is the Australian arm of the Australia and New Zealand Banking Group Limited, which is the fourth largest bank in Australia and is considered amongst the top 50 banks in the world. Its Australian operations make up the largest part of ANZ's business, with most of this activity in the commercial and retail banking sectors. They have assets in excess of AUD$392 billion and they have operations in thirty countries around the world.

ANZ offers many different credit cards to customers, both for personal and business use. The ANZ Balance Visa is the only credit card in Australia that rewards customers for paying down their balance, and there are always plenty of balance transfer deals on their credit cards. The ANZ Business One credit card offers a low interest rate, and features to help you cope with your monthly expenditures. You can also grab a low annual fee card or a low interest rate card, such as the ANZ Low Rate MasterCard. If you want, you can even design your own credit card by uploading your favourite photo to the site.

There is plenty on offer for the avid traveller with various ANZ frequent flyer credit cards, such as the ANZ Gold Frequent Flyer Card and the American Express Blue Sky Credit Card. You can also enjoy all the perks and benefits of the gold and platinum ANZ credit cards, including travel and medical insurance, and purchase protection. With credit cards from Visa, MasterCard and American Express, you will always be accepted around the world, whether making purchases or withdrawing funds from ATMs.

How does ANZ Bank match up to other financial providers for credit cards?

There are certainly quality offers on board for ANZ. For Frequent Flyer points, the Best Debit Card*, and one of the Best General Rewards Programs*, they are candidates for 1st place in the eyes of Credit Card Finder. Recently when ANZ lowered their rates again, the ANZ Low Rate MasterCard become one of the top 3 low interest card offers in Australia with a low 11.99% rate.

What are some the reward program benefits from ANZ reward cards?

A few benefits out of many included in the reward programs of certain ANZ cards include:

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.

• ANZ’s Approach To Corporate Responsibility
  

  Best Low Interest Rate Credit Card
  The ANZ Low Rate MasterCard is the ideal credit card for cutting down your interest repayments. Take advantage of 0% p.a. on balances transferred for 6 months which then reverts to a low 12.49% p.a. on purchases.

  $58 annual fee
  12.74% p.a. on purchases
  20.99% p.a. on cash advances
  0% p.a. for 6 months [...]



• ANZ Fraud Protection
  

  Best Low Interest Rate Online Shopping Credit Card
  The ANZ Low Rate MasterCard is the ideal credit card for shopping online securely. Take advantage of 0% p.a. on balances transferred for 6 months which then reverts to a low 12.49% p.a. on purchases.

  $58 annual fee
  12.74% p.a. on purchases
  20.99% p.a. on cash advances
  0% p.a. for 6 months [...]



• ANZ Frequent Flyer Bonus Qantas Freqent Flyer Points Offer
  

  Earn 1 bonus Qantas Frequent Flyer point for every $1 you spend on an ANZ Frequent Flyer credit card
  If you are a frequent flyer with Qantas Airlines, then you should read more about the fantastic ANZ Frequent Flyer points bonus system that is being offered right now. There has never been a better time to [...]



• ANZ Velocity Rewards – Earn Velocity Rewards Points With ANZ Credit Cards
  

  Did you know that you can transfer any ANZ rewards points over to Velocity Rewards? This article shows you how to transfer your ANZ rewards points over to your Velocity membership account in exchange for flights and other discount benefits.



• Earn 10,000 Bonus Frequent Flyer Points With ANZ Frequent Flyer Credit Cards
  

  Checkout the latest ANZ Frequent Flyer Credit Card special offer. If you apply for this card before the 28th of February 2010, you can earn 10,000 bonus points. This means you could be leaving for your holiday in no time at all! Read more about the ANZ Frequent Flyer points card special offer here.



• ANZ Business Visa One Velocity Rewards Credit Card
  

  ANZ Business Visa One Velocity Rewards Credit Card allows you to transfer your ANZ rewards points to your Velocity Account. You can earn 1 velocity point for every ANZ Reward Point you transfer. Once you accumulate enough Velocity points you can book flights with Virgin Blue, V Australia, Pacific Blue and Polynesian Blue airlines.



• Credit Card 0 With ANZ Low Rate MasterCard
  

  Considering applying for an ANZ Low Rate MasterCard? If so the last thing you want it to get knocked back by the bank with an application disapproval. To help you out we have provided details of the criteria you need to satisfy in order to receive an ANZ Low Rate MasterCard. This should have you getting approved in no time.



• ANZ Credit Cards
  

  If you are currently on the lookout for a new credit card then an ANZ credit card may be suitable for you. The ANZ credit card range covers many people’s different types of needs wheather it’s a low interest rate, rewards, or balance transfer type of credit card you are after. Find out more about ANZ as a company and the credit card solutions it has.



• ANZ Removing 27 Fees Across Personal Accounts
  

  For those of you who don’t already know, ANZ account fees are changing. The ANZ bank are changing the structure of their account fees in an effort to pay attention to the desires of their customers and remove many of their fees. If you are an ANZ customer then this could affect you.



• Interview with Antonia Kidman
  

  We interview Antonia Kidman regarding her involvement with the fantastic new FebuSave initiative from ANZ and the ‘Be Money Confident’ program.



• Australian Open Tennis Championships 2010
  

  ANZ are an official Associate Sponsor of the Australian Open



• DesignMyCard.com.au – Create Your Own Custom Designed ANZ Credit Card
  

  Your credit card is something you pull out regularly so you might as well make a good first impression by expressing yourself with a custom designed credit card. Find out which 3 ANZ credit card allow you to print your own design here.



• ANZ Rewards Program And Credit Cards – anzrewards.com
  

  If you are interesting in applying for an ANZ credit card with a rewards program, ANZRewards.com has information on their rewards program. Read our guide to ANZ Rewards Program Credit Cards.



• Women Are Not Saving For ‘Rainy Days’
  

  ANZ is helping Australian women become money confident with their new initiative, FebuSave, encouraging women to save money in the month of February.



• ANZ Frequent Flyer Credit Card – 2.9% p.a. on balance transfers for 12 months
  

  Take advantage of one of the longest balance transfer offers on a Frequent Flyer credit card with the latest promotion from ANZ on the ANZ Frequent Flyer. Earn more points faster to go on your next holiday sooner with the ANZ Frequent Flyer, and if you apply before 27 February 2010 you will be able to take advantage of the 2.9% for 12 months balance transfer offer!



• ANZ Balance Visa – 2.9% for 12 months balance transfer offer
  

  Find out why the ANZ Balance Visa card is unique in Australia because it rewards you for paying down your balance. Learn about its other great benefits, including a generous 2.9% on balance transfers for a whole year.



• ANZ First Visa – 2.9% On Balance Transfers for the first 12 Months
  

  Simply transfer your non-ANZ credit card balance to a new ANZ First Visa Credit Card before 27th February 2010 to take advantage of their 2.9% balance transfer rate for 12 months offer.



• ANZ Low Rate MasterCard – 2.9% on Balance Transfers for 12 months
  

  For a limited time only, you can transfer your existing credit card balance to the ANZ Low Rate MasterCard and pay only 2.9% p.a. interest for 12 months! Read our review of this offer and apply via our website to get exclusive access to this credit card deal.



• ANZ Credit Cards 2.9% For 12 Months Balance Transfer Promotion
  

  ANZ have launched a brand new balance transfer promotion, offering 2.9% for 12 months interest on your existing credit card balance if you apply before 27th February 2010. The following credit cards are included on the promotion: ANZ Low Rate MasterCard, ANZ First Visa, ANZ Balance Visa, ANZ Frequent Flyer.



• ANZ Low Rate MasterCard Exclusive Offer – 2.9% p.a. for 12 months on balance transfers
  

  Finding Christmas presents can be difficult. How you pay for them should be simple: ANZ Low Rate MasterCard. It has no unnecessary extra features, just a great low rate. And if you apply before the 28 December 2009, you’ll get an even lower rate of 4.9% p.a. on purchases for the first 12 months. So you could enjoy your holidays even more.





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Best Balance Transfer Credit Card Offer

The Bankwest Lite MasterCard is Australia's cheapest credit card offer, giving you the lowest MasterCard purchase rate of just 9.99% p.a. as well as a long balance transfer offer on your existing credit card balance at 1.99% p.a. for 12 months!






Click here to access the Bankwest Lite MasterCard terms & conditions.

Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Editor's Choice: Cheapest Credit Card The lowest stress mastercard, with Australia's lowest MasterCard purchase rate of just 9.99% p.a.	9.99%	20.99%	1.99% for 12 months	$59	55
St George Vertigo	Editor's Choice: Best Bank Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Citi Clear Platinum Visa	Editor's Choice: Low Interest An excellent low interest credit card offer with 11.49%interest on purchases and 0.99% for 6 months on balance transfers .	11.49%	20.99%	0.99% for 6 months	$49 (First Year, Save $50)	55
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 12 months on balance transfers	15.99%	15.99%	1.99% for 12 months	$0	55