ANZ Debt Consolidation Using A Balance Transfer Or Personal Loan
Posted February 10th, 2010 and last modified November 8th, 2011If you are looking to get out of financial woes and ANZ debt consolidation should be your first stop. Using a personal loan you can reduce the amount of money you will spend on interest. You might even be able to pay your debt off faster, which saves even more money.
An ANZ debt consolidation is intended to save you money and help pay off your debts. You will save money on interest and simplify your monthly payments. If you are ready to follow through on your New Years resolution to get out of debt then this is the time to look at debt consolidation options.
ANZ Debt Consolidation Options:
- ANZ Personal Loans – A personal loan is another great ANZ debt consolidation offer, especially if you do not want or need a credit card and want to deal with your long term debt.
- Personal loans offer many different repayment options and competitive interest rates.
- Depending on your budget you can set your repayments up from just one year to spread over seven years.
- Instead of having many credit card payments, you will have just one that can be direct debited from your account every month. No more worries about late payments or the penalty charges associated with them.
- You will have a goal to work at knowing that you have a date of when your debts will be completely paid off.
Of course, with any ANZ debt consolidation you have to run the numbers and exercise restraint to really save money. If you do a balance transfer you should avoid using that card for purchases until the balance is paid in full. This way you avoid the excess interest that purchases gain. Equally if you do a personal loan you must run the numbers to make sure you will be saving once you add in and fees and the interest rate.
You may also wish to consider the below Personal Loan Options:
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
GE Money Personal Loan |
Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your count in as little as 24 hours. | 13.99% | 15.00% | $4000 | 2 years | $250 |   |
Aussie Personal Loan |
Consolidate your multiple debts (credit cards, car loans, student loans and other personal loans) in to one low interest loan. | 13.90% | 14.84% | $3000 | 1 year | $199 | |
ANZ Fixed Rate Personal Loan |
A flexible loan option allowing you to take out a loan to pay off your debt, buy a car, fix up your house, or travel – paying for your next holiday. | 13.95% | 17.07% | $5000 | 1 year | $150 | |
ANZ Variable Rate Personal Loan |
Pay off your loan faster and save money with the freedom to increase your repayments at any time. | 14.90% | 18.01% | $5000 | 1 year | $150 | |
Sugar Money Personal Loan |
Consolidate your debts or fund a new car purchase with a fixed rate personal loan. Apply and get a decision within 1 hour. | 13.99% | 15.00% | $3000 | 2 years | $250 | |
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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