ANZ First Visa Card – Details and Application
The ANZ First Visa offers plenty of benefits and security for cardholders. This can mean you’ll still have access to the convenience of credit card payments without the high associated cost of annual fees.
This card has a low $30 annual fee, or $26 if linked to an ANZ Access account.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
0% p.a. for 3 months |
|---|---|---|
| Interest Rate on Purchases | |
0% p.a. for 3 months (reverts to 19.24% p.a.) |
| Annual Fee | |
$30 |
| Interest Free Period | |
up to 44 days |
| Cash Advance Rate | |
20.99% p.a. |
| Card Type | |
Standard |
| Minimum Income Requirement | |
$15,000 p.a. |
| Credit Card Type | |
Visa |
| Rewards Program | |
No |
- Low annual fee of $30 discounted to $26 if linked to an ANZ Access Account
- Up to 44 days interest free credit on purchases
- 0% p.a. for 3 months (reverts to 19.24% p.a.) on purchases and 20.99% p.a. on cash advances
- 24/7 ANZ Falcon security protection
- Design your card by simply loading your favourite image or choose from a library of images
- Visa card acceptance at over 24 million locations worldwide
- Extended Warranty and 90-day Purchase Security Insurance+
- Online security guarantee means you won’t be liable for unauthorized fraudulent internet purchases
- Three additional cardholders at no extra cost
- Visa Entertainment providing you with access to special events, exclusive merchandise packages and home entertainment products
- 0% p.a. for 3 months on credit balance transfers from a non-ANZ credit card, store card, etc. to the ANZ First Visa. New applications only.
Who is the ANZ First Visa Card Right For?
If you’re the type of customer who only uses credit cards for emergencies or only rarely, then this could be the ideal card for you. It allows you the convenience of paying by Visa when you need it most and then by repaying the balance before the statement due date, you could be accessing credit for up to 44 days without being charged any interest.
Customers who regularly repay their balance each month in full could also benefit from the low annual fee of the ANZ First Visa credit card, although if you use your credit card regularly, you might also consider choosing a Rewards Program linked to a credit card to make the most of your frequent use.
Once approved you will usually receive your card within five business days.
All applications subject to ANZ’s credit approval criteria. Terms and conditions available on application. Fees and charges apply.
Read the official terms and conditions
| Minimum Income | $15,000 | Minimum Age | 18 years of age |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $1,000 | Max Credit Limit | $15,000 |
| Annual Fee | $30 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $20 | Over Limit Fee | $20 |
| Overseas Emergency Replacement | Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $4 | Foreign Currency Conversion Fee |
I used to be an ANZ customer but I changed over the Westpac. Although this credit card is making me think I should go back!