ANZ Frequent Flyer – a great Reward Offer
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Earn up to 20,000 bonus Qantas Frequent Flyers plus earn reward point for all eligible purchases.
The ANZ Frequent Flyer card is offering another reward in addition to the range of items and travel perks you can redeem your Frequent Flyer points for. This allows you the ability to use your points for things such as free flights.
ANZ knows that their customers deserve to take a break and get away from it all, so they are offering an incredible deal on Frequent Flyer Points with Qantas Airlines.
ANZ Frequent Flyer interest rates and fees
| Product Name | ANZ Frequent Flyer | |
|---|---|---|
| Interest Rate on Purchases | 19.39% p.a. | |
| Offer end date | 30 June 2013 | |
| Annual Fee | $95 p.a. (which includes a $40 annual account fee and a $55 Rewards Program services fee) | |
| Interest Free Period | up to 44 days | |
| Interest Rate on Cash Advances | 20.99% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Max Credit Limit | $15,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | American Express/Visa | |
| Late Payment Fee | $20 | |
| Complimentary Travel Insurance | No | |
| Available to Temporary Residents | No | |
| Joint Application | No |
ANZ Frequent Flyer earn rate
The ANZ Frequent Flyer comes with two linked cards – an American Express and a Visa card. These cards are part of the same account, but are designed to give cardholders two benefits, a high earn rate and acceptance at the majority of merchants.
When you use the American Express for an eligible purchase, you’ll earn 1.00 Qantas Frequent Flyer point for every $1 spent.
If you instead pull out the VISA card, you’ll earn 0.50 Qantas Frequent Flyer point for every $1 you spend.
Make use of VISA and American Express to earn more points
VISA is a card that is welcomed at many of your favorite stores, while the American Express card will earn points at a higher rate. Using a combination of the two could help you build up the balance on your points very quickly. You can also make use of bonus partners that are teamed up with American Express or the Qantas Frequent Flyer program to accumulate even more points.
You will have the choice of using these points for the services or products that are redeemable, and there are over 1200 different rewards to choose from. You can also cash in these points for an Award flight on Qantas or one of its 25 other partner airlines. You will have the freedom to choose what you use your points for once you have used the card and have accumulated enough points to make a difference.
To find out more about the ANZ Frequent Flyer card or to apply, simply click the ‘find out more’ button on this page.
Read the ANZ Frequent Flyer terms and conditions.
| Minimum Income | $15,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 | |
| Max Credit Limit | $15,000 |
| Annual Fee | $95 p.a. (which includes a $40 annual account fee and a $55 Rewards Program services fee) | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $20 | |
| Over Limit Fee | $20 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $4 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $10 | |
| Number of Additional Cardholders | 3 |
Pros
- This credit account offers both Visa and American Express cards for customers to use in certain situations to maximise the amount of rewards they can earn on their everyday purchases.
- Points earning is uncapped.
Cons
- There are only 44 days interest free when you have paid you balance off in full and make a purchase on your card.
- The ANZ Rewards program requires that you become a member of the Qantas Frequent Flyer program in order to redeem rewards. Qantas Frequent Flyer membership costs $82.50.
- Even with the combined Visa and American Express accounts, the rate of $1 : 1.00 QFF point is lower than some of the other rewards cards in the market that have comparable annual fees.
Read the ANZ Frequent Flyer terms and conditions.
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