ANZ Frequent Flyer Gold Credit Card Review
Review of the ANZ Frequent Flyer Visa Gold
The ANZ Frequent Flyer Gold is no longer available for new applications. Consider either the current ANZ Frequent Flyer offers in market.
Why take just any gold card when you can have one by one of Australia’s biggest and most trusted credit card providers – ANZ. ANZ offers a gold card with a range of benefits that would make anyone smile. From frequent flyer points to discounts at premier retailers, this card has it all.
All About ANZ
ANZ’s history dates back over 170 years opening their doors as a business for the first time in 1835. It is now currently Australia’s second biggest credit card provider and is a respected global banking member. They are ranked as one of the top 50 banks in the world. Originally known as the Bank of Australasia, they keep their roots firmly grounded in Australia keeping the same headquarters in Melbourne as they first did in 1838.
All About ANZ Frequent Flyer Gold
With ANZ Frequent Flyer Gold, you can choose from a Visa or an American Express card. Or, you can make no choice at all and have both cards and link them to the same account! There are benefits to having two cards. This way you can accumulate your points even faster. Being called the ANZ Frequent Flyer Gold card, you know that you will receive frequent flyer rewards, however, there are a range of other benefits you may not be aware of. Here are some of the highlights of this excellent gold card.
- When you shop with your gold card, you receive points for each and every dollar you spend.
- Shop with ease knowing that you have protection with ANZ’s 90-day Purchase Security Insurance
- You can shop just about anywhere you’d like because of the convenience of having both the Visa and American Express cards
- Increase your savings and speed up your points rewards by shopping with ANZ’s numerous ‘bonus partners.’
- Both accounts are linked to the Qantas’ Frequent Flyer scheme.
- Pay off your balance in full because you have 55 days interest free to do so!
- You can add up to 9 additional cardholders to your account at no extra charge. This way you can earn and enjoy points faster than ever.
Interest Rates, Fees & Charges
| Interest Rate on Purchases |  |
% p.a. |
|---|---|---|
| Annual Fee | |
|
| Interest Free Period | |
up to |
| Cash Advance Rate | |
|
| Card Type | |
|
| Credit Card Type | |
|
| Rewards Program | |
No |
Other Benefits
Aside from receiving superior service through this gold card, you also have the convenience of shopping at over 29 million locations around the world. You can also benefit from receiving exclusive offers from American Express Selects and Visa Entertainment. This gives you access to certain special events, excellent merchandise and even home entertainment products.
Read the official terms and conditions
| Minimum Income | $50,000 | Minimum Age | 18 years of age |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $6,000 | Max Credit Limit | $50,000 |
| Annual Fee | $295 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | PurchaseDate |
| Late Payment Fee | $20 | Over Limit Fee | $20 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $0 | Foreign Currency Conversion Fee |
| Rewards Points per Dollar | AMEX:1.5 VISA: 0.5 Point(s) | Points needed for Syd/Mel Return Flight | 16667 |
| Points needed for $100 Voucher |
Does the Qantas frequent flyer account need to be in the name of the credit card account holder?
Hi Kristy
Thanks for your comment!
A cardholder may only earn points for one rewards account which must be in the same name as the corresponding Qantas Frequent Flyer account and the primary cardholder name.
Cheers,
Jeremy
can I transfer my ANZ ff card over to Visa Gold card?
Hi Marion
I would check with the provider of the Visa Gold card to check if you meet their application criteria.
Cheers
Jeremy