ANZ Frequent Flyer Platinum Credit Card – Details & Online Application
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Enjoy platinum benefits and accelerate your points earning with ANZ Frequent Flyer Platinum
Applying for an ANZ Frequent Flyer Platinum credit card could mean earning up to 1.50 points per $1 spent on purchases. Take advantage of this great offer and benefit from the exclusive privileges that only Platinum card holders can enjoy.
| Product Name | ANZ Frequent Flyer Platinum American Express/Visa | |
|---|---|---|
| Interest Rate on Purchases | 19.39% p.a. | |
| Offer end date | 30 June 2013 | |
| Annual Fee | $295 p.a. (which includes a $240 annual account fee and a $55 Rewards Program services fee) | |
| Interest Free Period | up to 55 days | |
| Interest Rate on Cash Advances | 20.99% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$6,000 | |
| Max Credit Limit | $50,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | American Express/Visa | |
| Late Payment Fee | $20 | |
| Complimentary Travel Insurance | Yes | |
| Available to Temporary Residents | No | |
| Joint Application | No |
Product Features:
When you apply for the ANZ Frequent Flyer Platinum credit card, you get access to the maximum Qantas Frequent Flyer earn rate and you will also enjoy exclusive platinum benefits such as your own dedicated concierge service, overseas travel & medical insurance, commission-free travellers cheques and much more
- Uncapped Qantas Frequent Flyer points earning
- Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month
- Overseas Travel and Medical Insurance
- Up to 55 days interest free credit on purchases
- Complimentary Qantas Frequent Flyer membership8
- Dedicated concierge service
- Extended Warranty on purchases and 90-day Purchase Security Insurance
- Commission-free travellers cheques through ANZ Branches in Australia
- Annual Fee of $295 p.a. (which includes a $240 annual account fee and a $55 Rewards Program services fee) for new applicants
- Receive a minimum credit limit of $6,000
- Interest rate of 19.39% p.a. on purchases
- 20.99% p.a. on cash advances
- Earn even more points by shopping at any of ANZ’s Bonus Partners
Reward Program of ANZ Frequent Flyer Platinum Card
Credit cards such as the ANZ Frequent Flyer Platinum Card are not on your everyday card menu. In fact, only a small portion of the population would be in possession of such a prestige card because of the benefit and costs associated.
If the idea of paying $80 annually for a card is alien to you, then this card will definitely not be your cup of tea. Accompanied with a healthy $295 p.a. (which includes a $240 annual account fee and a $55 Rewards Program services fee) annual card fee, the ANZ Frequent Flyer Platinum Credit Card is suitable for high-fliers who appreciate great service, out-of-this-world benefits and of course a double-whammy of Qantas Frequent Flyer points when they are shopping.
The Visa-branded half of this unbeatable card duo will see your card accepted in over 29 million of locations around the world. You will never find yourself lost without enough funds.
Earn points faster with two cards, one account and only one total annual fee:
The ANZ Frequent Flyer Platinum credit card account gives you combined earning power of two cards on one account.
- Use your ANZ Frequent Flyer American Express® Platinum card whenever you can to pay for purchases like groceries, petrol and movies to earn the most points possible.
- Use your ANZ Frequent Flyer Visa Platinum card everywhere else – accepted in 29 million locations worldwide.
What is the earn rate?
| Card: | Amount Spent: | You Earn: |
|---|---|---|
| American Express Card | $1 dollar | 1.50 Qantas Frequent Flyer points |
| Visa Card | $1 dollar | 0.50 Qantas Frequent Flyer point |
You can also receive up to 2 Bonus Points for every dollar spent at ANZ Bonus Partners.
Additional Platinum extras:
Extended Warranty on purchases: when you make an entire purchase of goods on your ANZ Frequent Flyer Platinum credit card account this offer doubles the manufacturer’s expressed Australian warranty (by up to 12 months).
90-day Purchase Security Insurance – Insurance against loss, theft or breakage over a range of new personal items when the purchase is charged to your ANZ Frequent Flyer Platinum credit card.
Apply online for an ANZ Frequent Flyer Platinum credit card account. You don’t need to be an ANZ customer to apply for an ANZ Frequent Flyer credit card account.
ANZ Visa Platinum or American Express Platinum
Applicants approved for an ANZ Frequent Flyer Platinum credit card will receive a Platinum Visa card with a minimum credit limit of $6,000 and automatically receive a linked American Express Platinum credit card as part of the same account.
Platinum customers have the convenience of one account, one annual fee, with both cards sharing the same credit limit and the same statement, but you have the flexibility of having two different cards that can be used at millions of locations world-wide.
Frequent Flyer Points
Card holders are given the opportunity of earning 1.50 points per $1 spent on purchases using your American Express card and 0.50 point per $1 spent on your Visa card, it’s easy to accumulate points quickly. Your Frequent Flyer points won’t expire, so if there’s a special holiday you’ve always wanted to take, you can save your points until you have enough to redeem them for flights, accommodation, car hire and other great travel services.
Simply use your card to pay for purchases through ANZ’s Bonus Partners and you could accumulate Frequent Flyer points faster than you thought possible.
Exclusive Platinum Card Privileges
ANZ Frequent Flyer Platinum card holders can benefit from receiving Exclusive Platinum offers and benefits that include overseas travel and medical insurance as well as enjoying commission-free traveller’s cheques through any ANZ branch across Australia.
Other great offers and privileges include discounts on tickets and packages to theatre, films, music, concerts and events. You may also be invited to exclusive special VIP events and showcase evenings and receive great discounts on travel packages and accommodation.
Add to these features the benefit of enjoying up to 55 days interest free on purchases and it’s clear to see why the ANZ Frequent Flyer Platinum credit cards are a cut above the rest.
With this credit card you should never find yourself in a tight spot while travelling the world. To see whether you’ve got what it takes to be in possession of an ANZ Frequent Flyer Platinum Credit Card click below to find out.
Read the ANZ Frequent Flyer Platinum American Express/Visa terms and conditions.
| Minimum Income | $50,000 | |
|---|---|---|
| Minimum Age | 18 years of age | |
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 | |
| Max Credit Limit | $50,000 |
| Annual Fee | $295 p.a. (which includes a $240 annual account fee and a $55 Rewards Program services fee) | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $20 | |
| Over Limit Fee | $20 | |
| Overseas Emergency Replacement | $0 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $4 | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $10 | |
| Number of Additional Cardholders | 9 |
Pros
- Multiple earn-rates let you choose between an American Express and Visa card to earn the maximum points possible depending on where you're shopping.
- This card is rich with platinum benefits and other credit card perks.
Cons
- This card comes with an annual fee of $295. This coupled with purchase rates of interest of 19.39% makes this an expensive card to use and maintain.
Read the ANZ Frequent Flyer Platinum American Express/Visa terms and conditions.
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42 Responses to ANZ Frequent Flyer Platinum Credit Card – Details & Online Application
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Can you also get additional cards connected to the same account for your partner?
Hi,
Thanks for the question, according to the ANZ terms and conditions: “. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account.”
Cheers,
Jeremy
We are looking at a credit card to help with cash flow in our small business. We don’t have financials for the last two years I am getting them done but it’s taking longer than I thought. We are a small building company and I have 3 contracts signed for this year One more next week and one the week after. with the 3 signed we will have an income of Gross $197K I can show copies of the signed contracts. We have 4 more houses for next year however haven’t got contracts on them at this stage. I would like to transfer all of our business accounts over to the one bank with business cheque accounts, overdraft or business loan and CC. I am hoping that ANZ can help with the contracts
Hi Claire. It sounds like you need to speak to business relationship manager at the lender of your choice. Here is a comparison of business credit cards. Jacob.
Hi,
I’m in Australia on a 457 Business Sponsorship Visa. I’ll be in Australia for the next 3-4 years. Can I apply for a card?
Thank you,
Pascal
Hi Pascal
With a 457 Business Sponsorship Visa you are probably best to make your enquiry at an ANZ branch as they’ll have the best advice in helping you get a card.
Cheers
Jeremy
We are looking for business credit card that has Qantas frequent flyer points attached. As the application for the credit card will be in both owners names, are both applicants able to have access to redeem the points for booking air tickets ?
Or should the account be in their business name?
eg. The business is owned by John Smith & Peter Brown can either partner book airline tickets from the frequent flyer account linked to the credit card?
Hi Linda,
Thanks for your question. This will depend on the type of card you apply for. Business credit cards usually allow a series of additional card holders that accrue points to the main account when used for business and everyday spending. For a list of cards and their linked rewards programs, please visit our business credit card comparison page here – http://www.creditcardfinder.com.au/business-credit-cards Cheers.
Jeremy
Is there a overseas transaction fee?
Hi Harry. Yes, ANZ charge a cross currency conversion fee for international transactions. For a comparison of travel money cards, check our comparison page. The foreign currency conversion fee is a fee charged by your lender when you use your card, which is linked to your Australian bank account with Australia dollars, to make a purchase in a foreign country in a foreign currency. This is a fee of 3% of the total transaction. Hope this helps.
Hi There
Am I able to get multiple supplementary cards and will those cards link to the one account? If so, will each of the supplementary cards have a unique number that allows me to distinguish them on the statement?
Hello Tony,
thanks for the question!
If you’re asking if you can get multiple cards to give to other cardholders so they can earn points, then yes, this card allows up to 9 additional cardholders, at a fee of $10 each per year, plus a membership fee of $55 a year. Each additional cardholder will have a different number to distinguish them by on the statement each month.
I hope this helps,
Marc.
Spend Required for $100 Reward $9,000
Please advise what this refers to? I can’t find the details listed.
Thanks
Hi Sonya. The figure is based on the amount of money you would have to spend on your card to earn $100 in rewards value. This along with the rewards points needed for a SYD-MEL flight is a good indicator for judging the value of a rewards program. Hope this has helped.
Do all the benefits of the Platinum ANZ Frequent Flyer Visa Card (like extended warranty, overseas travel & medical insurance, car rental cover etc automatically extend to the American Express card that goes with it?
Hi Madison. Thanks for your question. Yes, both the cards are linked to the one account.
Does this card give the privilege of access to the Qantas lounges?
Hi Lesley. Thanks for your question. The ANZ Frequent Flyer Platinum Card does not offer complimentary access to Qantas lounges. In order to get access to the Qantas lounges, cardholders must hold a oneworld membership with an Emerald or Sapphire status.
hi just wondering if this card comes with any travel insurance if flights are purchased on the card
HI Stephen. This card comes with complimentary travel insurance and a range of purchase covers. According to the terms and conditions: ‘To be eligible for Platinum Overseas Travel and Medical Insurance, you must be a permanent resident of Australia, pay at least $250 worth of your overseas travel arrangements using your Platinum card account prior to departing Australia, have a return ticket to Australia within 6 months of departure and be 80 years of age or under. Please refer to the ANZ Platinum Cards Insurance booklet for terms and conditions.’ Thanks for your question.
Is there a cap on the amount of frequent flyer points that you can earn in a 12 month period?
Hi Jo. Thanks for your question. A feature of this product is uncapped Qantas Frequent Flyer points earning. Cheers.
Can I obtain this card for a business I am setting up using my current full time income to meet the requirements until such time as the business is profitable? If so will this be on my personal credit record and thus effect my borrowing capacity when I go to buy a house?
Hi Clayt. Thanks for your question. The card will be under your name, thus you will be liable for any credit misadventures on that account. If you’ve pay the card on time there will be no negative implications when you go to get a home loan. in important consideration: when you apply for a home loan the lender will look at your total credit limit when assessing your liabilities, not just what you have spent. Cheers.
Can I purchase travel on the visa card and get travel insurance or do I have to purchase the travel on the amex card to be applicable for insurance?
Hi. Thanks for your question. It does not matter which card you use to make the purchase as they are both linked to the one account. Thanks.
I have an Equity Manager account with ANZ, am I entitled to a free credit card?
Hi Kim. I believe the ANZ Breakfree Home Loan Package is the loan that offers an ANZ credit card with a discounted annual fee. Cheers.
1.I am confused re reward accumulation. Do I receive reward points when I use my credit card to pay bills?
2. I have 2 ANZ Frequent Flyer cards, but have not to my knowledge paid any fee. Is the fee for American Express card only charged if I use the card?
Thank you
Hello Dr Bailey,
thanks for the questions!
You will receive points when using a credit card to pay for bills with the Frequent Flyer Platinum, including for BPAY transactions. This is provided the biller is treating the bill as a purchase and not a cash advance. If this isn’t the case and the bill is classified as a cash advance no points will be earned, so check with the merchant first.
In regards to the second part of your comment, this card should have a total annual fee of $95, which is made up of $40 annual fee and $35 for the rewards program, regardless of if the linked American Express card is used or not. If the card account is older the fees you pay could be different, so it may be helpful to call ANZ directly to discuss the matter.
I hope this helps,
Marc.
What is the conversion rate to frequent flyer points?
Hi Caron. Great question. See this page for information on transferring ANZ Rewards Points to frequent flyer programs. Let us know if you need any more information. Jacob.
Hi there, most Amex or all Amex only award .5 points per dollar for payments to the Aust Tax Office. I cannot see where this card follows suite. Would you still get 1.5 points for ATO payments.
Thanks
Hi Preston. Great question. This card is issued by ANZ and is subject to their rewards policy. I’ve sent the information to your email if you would like to have a further look, but point 7 page 13 states, ‘You will not earn Reward Points on interest charges; premiums paid for ANZ Credit Card Insurance; government charges; bank fees; cash advances (as defined in the ANZ Credit Cards Conditions of Use) and card account adjustments resulting from disputed transactions.’ As you said, American Express cards will earn points on government charges and utilities. Compare American Express cards here. Jacob.
I currently hold an ANZ Platinum Card and spend $5,000 – $8,000 per month with it. Many other cards are offering 1 to 1.25 FF points per dollar, have similar benefits and have much lower annual fee. (CB Gold, Citibank Platinum, Bankwest, CUA). Will you match these, or do I change providers?
Hi Wayne. Thanks for your question and great to see that you have done your homework. We are not the bank, so we can’t provide you with special offers other than the current offers listed on the site, including the exclusive offers found on the exclusive deals page. Please contact ANZ to see if they can do anything with your request, in my experience people have been unsuccessful asking banks to match another banks credit card offer; however, it can’t hurt to ask. Jacob.
To earn the 40,000 bonus Qantas points, do I need to make my first purchase from Qantas or just any purchase?
Hi Kate. According to the terms and conditions, ‘Your application must be approved and you must activate the card and make your first eligible purchase (excluding cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within ninety days of approval to receive the Bonus Qantas Frequent Flyer points, which will be credited to your account within three months of your first eligible purchase. If you transfer or cancel your new ANZ credit card account before the introductory Bonus Points are processed to your account, you may become ineligible for these Bonus Points.’ Jacob.
Can I get a second set of cards for my wife and if so how much will it cost
Can I also transfer from my current gold cards
Thanking you
Michel
Hi Michael. You’re welcome!
You can have up to nine additional cardholders for an annual fee of $10 each. If you’re looking to transfer a balance at a promotional rate, it has to be from non-ANZ store, credit or charge cards. If you’re looking for more information on balance transfers, please check this video.
Jacob.
how do I find out how many points I have on my anz visa/amex?
HI Graham. Thanks for your question. Please log on to the ANZ Rewards Website. If you’ve registered, you can check your balance and redeem points through their site. Jacob.