ANZ Frequent Flyer Rewards Programme

This is an ANZ rewards program dedicated to the frequent flyer. It is a companion credit card account where there are two cards on the one account.

Best ANZ Frequent Flyer Card

The ANZ Frequent Flyer will help you reach for the skys in no time at all as you get the benefit of 2 cards attached to the one Qantas Frequent Flyer account. With uncapped points and an earning rate of 1 point for every $1 you spend on your AMEX card and 1 point for every $2 you spend on your Visa card you will reach your destination sooner than you think.

• $95 annual fee
• 19.49% p.a. on purchases
• 2.9% p.a. for 12 months on balance transfers
• Cash Advance Rate of 20.74%
• 29 million locations worldwide using your Visa credit card.

Click here to read the ANZ Frequent Flyer – Balance Transfer Option terms and conditions

This means one account, one annual fee, and one credit card statement, but the benefits of two credit cards, one from Visa and the other from American Express. You will enjoy the widespread acceptance of Visa and all the benefits of American Express. Using your Amex credit card will gain you more points per dollar than using your Visa credit card, but you may be restricted on where it can be used because Amex is less widely accepted than Visa.

There are three levels of ANZ Frequent Flyer credit cards: standard, gold and platinum, where the more prestigious American Express cards earn more points per dollar, and greater perks are offered on both the Visa and Amex card.

Bonus points:

ANZ Frequent Flyer has a number of bonus partners and your ability to earn bonus points is not limited. This allows you to boost your Qantas Frequent Flyer points balance quickly and easily. The ANZ Frequent Flyer website details the latest Bonus Partners and their special offers.

Redeeming your points:

You don’t have to go to the trouble of converting your points with the ANZ Frequent Flyer credit cards. They will be automatically credited to your Qantas Frequent Flyer account.

Once there, your points can be used for not just flights, but for other travel features and at the Qantas Frequent Flyer shop.

The Qantas Frequent Flyer :

You should be aware that this ANZ rewards program requires that you be a member of the Qantas Frequent Flyer programme if you want to earn Qantas Frequent Flyer points. A joining fee will apply and membership is subject to Terms & Conditions. If you are not yet a member of the Qantas Frequent Flyer program, you can join online by visiting their website or calling Qantas on the telephone.

Points cannot be allocated to your Qantas Frequent Flyer account if you have not supplied ANZ with your Qantas Frequent Flyer number. To make this possible, the customer should call ANZ and provide this information. Qantas Frequent Flyer membership must be in the same name as the account holder on the credit card account.

Loyalty newsletter and guide:

To keep up to date with the latest news and changes on your ANZ Frequent Flyer Visa Reward Program, there is a newsletter than can be read online or downloaded.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0