ANZ Low Rate MasterCard – Purchase Offer
The ANZ Low Rate MasterCard will give you a low interest rate of just 0% p.a. for 3 months (reverts to 13.24% p.a.)
combined with a competitive annual fee making it a genuinely great value credit card.
The ANZ Low Rate MasterCard is a no-frills credit card, offering genuine value with it’s low interest rate on purchases. Stop paying for unnecessary credit card features you don’t use or need, and save with a low 0% p.a. for 3 months (reverts to 13.24% p.a.) interest rate on purchases this Christmas. Best of all, you don’t need to be an ANZ customer to apply!
You will have peace of mind knowing that ANZ’s ‘Secure Falcon’ will keep your transactions online and offline credit card secure, with 24/7 security monitoring to flag any suspicious card transactions.
Interest Rates, Fees & Charges
| Balance Transfer Rate |
0% p.a. for 3 months |
|
|---|---|---|
| Interest Rate on Purchases | 0% p.a. for 3 months (reverts to 13.24% p.a.) | |
| Annual Fee | $58 | |
| Interest Free Period | up to 55 days | |
| Cash Advance Rate | 21.49% p.a. | |
| Card Type | Standard | |
| Minimum Income Requirement | $15,000 p.a. | |
| Credit Card Type | MasterCard | |
| Rewards Program | No |
Key Features for the ANZ Low Rate MasterCard:
- Low interest rate of just 0% p.a. for 3 months (reverts to 13.24% p.a.) p.a. on purchases
- Up to 55 interest free days on purchases
- Low annual fee of just $58 with up to 3 additional cardholders at no extra cost
- Up to 3 additional credit card holders at no extra cost
- Online shopping guarantee
- MasterCard applause – be entertained with exclusive tickets to theatre, dance, musicals and sporting events.
- MasterCard Travel Exclusives – special offers and great deals, simply for being a MasterCard cardholder.
- MasterCard Global Service – putting you in touch with a representative – 24 hours a day, 365 days a year.
- ANZ Falcon – provides advanced around the clock monitoring for suspicious transactions
Read the official terms and conditions
| Minimum Income | $15,000 | Minimum Age | 18 years of age |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | $1,000 | Max Credit Limit | $15,000 |
| Annual Fee | $58 | Balance Transfer Fee | |
| Minimum Repayment | 2% | Interest Charged From | Purchase Date |
| Late Payment Fee | $20 | Over Limit Fee | $0 |
| Overseas Emergency Replacement | $0 | Overseas ATM Balance check | $0 |
| Overseas ATM Withdrawal | $4 | Foreign Currency Conversion Fee |










[...] ANZ Low Rate MasterCard, ANZ Balance Visa Credit Card and Citibank Clear Platinum, are offering 0% for 6 months. [...]
Hi I was wondering if the balance transfer is available for personal loans?
Hey
If i transferred would i be signing up for more than 12 months? or is there a minimum?
thanks
Stacey
Hi Stacey
Thanks for your comment
There is no minimum contract period for the ANZ Low Rate MasterCard.
Cheers
Jeremy