ANZ Platinum Credit Card – Exclusive Offer

Information verified correct on September 30th, 2016
ANZ Platinum Credit Card - Exclusive Offer Find out more Go to site

Don't worry, by clicking "Go to site" this won't leave a mark on your credit file. An enquiry will only appear on your file once you have submitted a credit card application.

What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Enjoy $200 back to your ANZ Platinum when you spend $500 in the first 3 months, receive platinum perks including complimentary travel and purchase insurance.

Receive an exclusive offer of $200 back to your ANZ Platinum if you apply through finder.com.au and spend $500 on eligible purchases within the first 3 months from card approval. This low fee card also offers additional benefits such as overseas travel and medical insurance as well as extended warranty and purchase security insurance.
The savings continue with a $0 annual fee in the first year and complimentary insurance covers.

This offer is exclusive to finder.com.au only

As you know, it’s part of our on-going mission to find you a better deal as we continuously seek to provide you with the most competitive offers. Our exclusive offers are unique to the market and are only available if you apply online through finder.com.au

For more information about the application process and to see whether you’re eligible for this offer, see below.

Product NameANZ Platinum Credit Card - Exclusive Offer
Purchase rate (p.a.)19.74% p.a.
Annual fee$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.49% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Minimum Monthly Repayment2%
Minimum Income$35,000
Card TypeVisa
Late Payment Fee$20
Foreign Currency Conversion Fee (VISA)3% of transaction value
Complimentary Travel InsuranceYes
Complimentary Travel Insurance Cover6 months
Available To Temporary ResidentsNo
Joint ApplicationNo
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Annual Fee$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Minimum Repayment2%
Late Payment Fee$20
Over Limit Fee$20
Cash Advance FeeThe greater of 2% of the cash advance amount or minimum $0
Overseas Cash Advance FeeThe greater of 2% of the cash advance amount or minimum $4.00
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee (VISA)3% of transaction value
Gambling Transactions AllowedYes
Gambling Transactions Interest RateCash Advance Rate
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders9
BPAYYes
ChequeYes
Direct DebitYes
Australia PostNo
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes

Pros

  • There is $0 annual fee charged for the first year you have this card. It then reverts to a competitive $87 every year after that except if you spend over $500 then the annual fee is waived.
  • Receive $200 back to your ANZ Platinum when you spend $500 on eligible purchases in the first 3 months.
  • Take advantage of flexible repayment options offering discounted rates of interest for set periods of time. This is a great way to plan, budget and save.

Cons

  • There is no rewards program that comes with this card.

ANZ Platinum Credit Card review

Pay $0 annual fee in the first year you own the ANZ Platinum Credit Card. The annual fee is waived after that if you spend more than $20,000 on the card each year.

There are benefits for the traveller too. This card offers complimentary international travel and medical insurance, as well as flexible payment options for purchases like flights and holiday bookings. Plus, with up to 55 interest-free days on purchases, Apple Pay and Android Pay facilities and global acceptance with Visa, there are plenty of ways to use the card and save with convenience.

Benefits of the ANZ Platinum Credit Card

  • *$200 exclusive offer. New customers who apply through finder.com.au and spend $500 on eligible purchases in the first 3 months can receive $200 back to their ANZ Platinum.

    How can I make sure I receive the $200 back?

    This exclusive offer applies once only to new and approved applicants who apply for an ANZ Platinum credit card account through finder.com.au. Your application must be approved and you must activate the card and spend  on eligible purchases within the first 3 months of approval to receive the $200 back. Eligible purchases include purchases made on your account, but exclude Balance Transfers, cash advances, interest, fees, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes, transactions reversed and purchase refunds.
    This offer excludes applicants who have been approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months. The $200 back will be credited to your ANZ Platinum account within two months of the eligible spend criteria being met.
  • $0 annual fee in the first year. All new ANZ Platinum Credit Card holders get the annual fee waived in the first year, and $87 thereafter. You can also enjoy no annual fee in following years if your annual spend exceeds $20,000 on the ANZ Platinum Credit Card. The annual spend is calculated 12 months following your account’s ‘fee date’.
  • Complimentary insurance. ANZ Platinum credit card customers are covered under QBE complimentary overseas medical and travel insurance. There’s comprehensive cover for a range of events, including an unlimited benefit payable for overseas medical and dental. If you already have an ANZ Platinum Credit Card, you’re eligible for the insurance when you hold a return ticket to Australia and have purchased at least $250 of your prepaid travel expenses using the ANZ Platinum Credit Card. See the insurance terms and conditions for confirmation on the available cover.
  • Mobile payment technology. Apple Pay, Android Pay and ANZ Mobile Pay let you use your Apple or Android device to tap and pay with your eligible ANZ credit card.

Features of the ANZ Platinum Credit Card

  • $0 annual fee in the first year. The annual fee is waived in the first year. To continue receiving the annual fee waiver in each subsequent year, all you need to do is make purchases of $20,000 or more annually using your ANZ Platinum account. The annual fee is $87 thereafter if you don’t qualify for the waiver.
  • Up to 55 days interest-free on purchases. Pay your balance in full when your statement comes and you get up to 55 days interest-free on purchases made with the card. Interest-free days do not apply you’re carrying a balance from month to month (a balance transfer).
  • Insurance benefits. Complimentary international travel insurance is a benefit available to ANZ Platinum credit card holders who meet the policy activation requirements. This account also features car rental excess insurance, extended warranty insurance, 90-day purchase security insurance, best price guarantee insurance and interstate flight inconvenience insurance.
  • Additional cardholders. Up to 9 additional cardholders can be added to the account for $0.
  • Anti-fraud. ANZ credit cards are protected by ANZ Falcon, the anti-fraud monitoring system, which will monitor any suspicious activity on your account. Just be sure to let ANZ know if you plan to travel abroad. The Visa no liability guarantee will also apply if you’re a victim of fraud.
  • Visa card. As this is a Visa card, you can use this card wherever Visa is accepted, which is at millions of ATMs and merchants across the globe.

How to apply for the ANZ Platinum Credit Card

If you think this exclusive offer with ANZ Platinum Credit Card suits you, you can apply for the card online. Before you apply, though, make sure you’ve met the eligibility criteria and organised the necessary documents:

Eligibility criteria

  • Over 18 years old.
  • Have a good credit rating.
  • A permanent resident earning over $35,000.
  • Temporary residents can apply for the ANZ Platinum Credit Card. Special Category Visa holders — New Zealand citizens — can apply as well as business, investor or student Visa holders. More than nine months must be remaining on the Visa.

Required documents

  • Your Australian drivers licence (if applicable).
  • Details about your finances which include information about your income, expenses, assets and liabilities.
  • You will need to provide your accountant’s details if you’re self-employed.

Within a few minutes of completing the application, ANZ will be in contact (via email generally) to confirm whether your application has been approved, conditionally approved or declined.

Back to top
Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

453 Responses to ANZ Platinum Credit Card – Exclusive Offer

  1. Default Gravatar
    Om | September 29, 2016

    Hi Team,

    I read through the comments and I assume that this offer is still active if it has not been taken down from your site yet. Please confirm.
    Also, I had ANZ Frequent Flyer Platinum card last year which I canceled sometimes back. I had received FF points as joining reward but not any cashback. Would I still be eligible for this card?

    Thanks & Regards,
    Om

    • Staff
      May | September 30, 2016

      Hi Om,

      Thank you for your question.

      Yes, the exclusive offer of $200 cash back to this ANZ Platinum credit card is still being offered. If you have not held an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months, then you will be eligible for this $200 cash back offer.

      If you wish to apply for this card, please click on the “Go to site” button above and process your application via ANZ website.

      Cheers,
      May

  2. Default Gravatar
    IDC | September 24, 2016

    Hi,

    I currently have a home loan that comes with a ANZ platinum credit card as part of the breakfree package. Am I still eligible for the $200 back? thanks

    • Staff
      May | September 25, 2016

      Hi IDC,

      Thanks for your question.

      This one-time $200 cash back offer is only available to new and approved credit card applicants who apply for an ANZ Platinum credit card account. As stated in the fine prints, “not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or for customers who have been approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months.

      You may also get in touch with ANZ directly to verify your eligibility.

      Cheers,
      May

  3. Default Gravatar
    Steven | September 15, 2016

    So just to confirm this offer is not only for new customers the only condition is that you have not obtained a new reward credit or been issued a cashback or similar payment from ANZ within the last twelve months?

    • Staff
      Ysa | September 16, 2016

      Hi Steven,

      Thanks for your question.

      Yes, that is correct. To receive the exclusive offer, new customers must apply through finder.com.au and spend $500 on eligible purchases using their ANZ Platinum card in the first 3 months.
      This exclusive offer is not applicable to customers who have been approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months.

      I hope this helps.

      Cheers,
      Ysa

    • Default Gravatar
      Steven | September 16, 2016

      So is only for NEW ANZ customers OR can you be an existing customer who has NOT obtained a credit card, cash back or similar payment from ANZ within the previous twelve months?

    • Staff
      Sharon | September 21, 2016

      Hi Steven,

      Thanks for our response.

      Since you are currently holding an ANZ Low Rate card, then you are eligible to apply for this card. As per the ANZ terms and conditions, this offer is only “not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card within the previous twelve months.”

      Please note that in order to receive the exclusive offer, new customers must apply through finder.com.au and spend $500 on eligible purchases using their ANZ Platinum card in the first 3 months.

      I hope this helps.

      Sharon

  4. Default Gravatar
    Steven | September 15, 2016

    Hi just a quick question if i currently have a non rewards credit card (ANZ Low Rate credit card) and have had it for over 3 years will i still be eligible for this offer?

    • Staff
      Jonathan | September 20, 2016

      Hi Steven, thanks for your inquiry!

      You are eligible to apply for this offer since the terms only exclude cardholders who ‘are transferring from an existing ANZ credit card or have been approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months.’

      Cheers,

      Jonathan

  5. Default Gravatar
    Jordan | September 14, 2016

    Do tax payments to the ATO count towards the $500 spend criteria?

    • Staff
      Ally | September 21, 2016

      Hi Jordan,

      Kindly note that you have come through to finder.com.au, an Australian financial comparison website and general information service that does not represent any financial institute such as ANZ.

      Anyway, ATO payments are counted as eligible spend because it is not specified as an exclusion on the ANZ Credit Cards Conditions of Use, which I have emailed to you for your reference.

      However, it would still be best to directly confirm this matter with ANZ just to be sure.
      That said, I have included their contact details in my email for your reference as well.

      I hope this has helped.

      Cheers,
      Ally

  6. Default Gravatar
    Ted | September 13, 2016

    Can I pay spent credit amount(ex.$500) before getting $200?

    • Staff
      Ysa | September 20, 2016

      Hi Ted,

      Thanks for your question.

      To receive the $200 back offer, you’ll need to spend $500 on eligible purchases using your ANZ Platinum credit card within the first 3 months of approval.

      I hope this helps.

      Cheers,
      Ysa

  7. Default Gravatar
    Richard | September 13, 2016

    Hi,

    When I receive the $200 credit, can I withdraw this amount or will it only be credited against future purchases after the initial $500?

    Thanks

    • Staff
      Anndy | September 14, 2016

      Hi Richard,

      Thanks for your question.

      Based on the terms and conditions of the ANZ Platinum credit card cash back offer, the $200 does not constitute a payment but will be applied to your purchases balance. Conditions apply.

      Cheers,
      Anndy

  8. Default Gravatar
    David | September 11, 2016

    Does this card have a balance transfer offer:

    like 0% for 12 months or anything like that?

    • Staff
      May | September 11, 2016

      Hi David,

      Thank you for your question.

      Unfortunately, the balance transfer for ANZ Platinum Credit Card is not on promotion (i.e. 0% interest on a certain period). So this card charges 21.49% p.a. on standard balance transfers.

      Cheers,
      May

    • Staff
      May | September 11, 2016

      Hi David,

      Thank you for your question.

      Unfortunately, the balance transfer for ANZ Platinum Credit Card is not on promotion (i.e. 0% interest for a certain period). So this card charges 21.49% p.a. on standard balance transfers.

      Cheers,
      May

  9. Default Gravatar
    Rob | September 7, 2016

    This offer has ended if I just look on the ANZ website, if im claiming it through Finder, how does it work? does finder pay the $200 cashback or does ANZ pay it.

    • Staff
      Ysa | September 16, 2016

      Hi Rob,

      Thanks for your question.

      Please note that you have come through finder.com.au, an online comparison service, and does not represent any credit card issuer such as ANZ.

      However, we can confirm that you will still be able receive this $200 back exclusive offer if you apply through our website by clicking through the ‘Go to Site’ button, where you will be redirected to a secure application form from ANZ. Please keep in mind that the offers presented on this page are available for online applications only, and are not valid if you apply through a ANZ branch or phone.

      Your application will still be processed by ANZ and the $200 back will be credited to your account within two months of the eligible spend criteria being met.

      I hope this helps.

      Cheers,
      Ysa

  10. Default Gravatar
    Moh | September 2, 2016

    Is the complimentary travel insurance only available for 6 months

    • Staff
      May | September 5, 2016

      Hi Moh,

      Thanks for your question.

      Yes, the complimentary travel insurance attached to your ANZ Platinum Credit Card will cover up to 6 months of your trip. A guide to the complimentary travel insurance benefits of ANZ credit cards was outlined on this page.

      Hope this helps.

      Cheers,
      May

Credit Cards Comparison

Rates last updated September 30th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback