ANZ Rewards Program And Credit Cards – anzrewards.com
Posted January 14th, 2010 and last modified December 28th, 2011Learn how you can create an individual ANZ credit card by choosing your own image as a background. Find out what sort of image will be acceptable, and which may be rejected. Make an application for a new ANZ credit card by first designing how you would like it to look.
Find out what ANZ Rewards cards are available. Learn how the ANZ rewards system works and the great choice of rewards you can redeem points for.
There are several ANZ Rewards cards to choose from, at the standard level and at gold and platinum levels. The credit cards at the standard level, from which you may be able to upgrade, are:

Featured ANZ Rewards Credit Card
The ANZ Rewards Visa is a flexible rewards credit card that allows you to turn your everyday purchases into everyday rewards such as gift cards, frequent flyer points, travel & accommodation, entertainment and much more
- $89 annual fee
- 19.74% p.a. on purchases
- Cash Advance Rate of 20.99% p.a.
- 44 days interest free
- Minimum Income Requirement of $15,000 p.a.
- Two cards on one account, with one statement and one annual fee
- Earn 1 point per dollar spent using your ANZ Frequent Flyer American Express credit card
- Earn 1 point per two dollars spent using your ANZ Frequent Flyer Visa credit card
- Earn reward points on everyday purchases
- Redeem rewards points for vouchers and merchandise
Benefits of ANZ Rewards cards:
- Earn one point for every $1 spent, excluding cash transactions
- Redeem points for different rewards, including shopping vouchers, gift cards, flight, travel, and merchandise
- Set up auto-redemption so your chosen reward is sent to you automatically when you become eligible to receive it
- Option of Variable Points Plus Pay
- Your rewards points do not expire as long as your account remains open
- Book flights online with ANZ Holiday Rewards
- Visa entertainment provides access to special events, exclusive merchandise packages and home entertainment products
Variable Points Plus Pay option:
This allows you to claim a merchandise reward before you have earned enough points, and to decide how many reward points to redeem, although it must be a minimum of 2,000 in increments of 5. You can then pay for the rest of the reward using your ANZ Rewards card, with a minimum of $5. This means you do not have to wait for too long to claim the goods you want.
Auto-Redemption:
When you are ready to redeem your points earned on your ANZ Rewards card, you can choose from shopping vouchers and gift cards, merchandise and gifts, frequent flyer points, travel and accommodation, and entertainment offers. Shopping vouchers and gifts cards are available in $20, $50 and $100 denominations and can be exchanged at some of Australia’s leading retailers. You can even choose how you redeem your reward points, either via an auto-redemption or a manual option. With the manual option you can save up for as long as you want and make your choice whenever you like. With the auto-redemption option there are three choices:
- Annual Auto-Redemption (once a year)
- Periodic Auto-Redemption (every 3, 6 or 12 months)
- Reward Value Auto-Redemption (whenever your Reward Points accumulate to the reward value of your choice)
ANZ has a separate site dedicated to its ANZ Rewards cards so you can check out what’s on offer, and once you have your card you can use it to manage and redeem your points.
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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