ANZ Rewards Visa Credit Card Rewards

The ANZ Rewards Visa credit card rewards you for every dollar spent on your credit card, except for cash transactions such as ATM withdrawals, or cash-equivalent transactions such as purchasing traveller’s cheque or foreign currency.

ANZ Rewards Visa offers a wide selection of rewards, including shopping vouchers and gift cards, merchandise and gifts, frequent flyer points, travel and accommodation, and entertainment.

Here are the important figures for the ANZ Rewards Visa credit card:

• Interest rate on purchases of 18.74% p.a.
• Interest rate on cash advances of 19.99% p.a.
• Up to 44 days interest-free on purchases
• Minimum credit limit of $1,000
• Annual fee of $48

These are the main benefits of the ANZ Rewards Visa Rewards Programme:

• Earn one point for every $1 spent, excluding cash transactions
• Redeem points for a variety of rewards, such as shopping vouchers, gift cards, flight, travel, and merchandise
• Set up auto-redemption so that your chosen reward is automatically sent to you when you become eligible to receive it
• Rewards points never expire as long as your account remains open
• Variable Points Plus Pay option
• Book flights online with ANZ Holiday Rewards
• Visa entertainment provides you with access to special events, exclusive merchandise packages and home entertainment products

Variable Points Plus Pay option:

This option allows you to claim a merchandise reward before you have earned sufficient points. With variable Points Plus Pay on merchandise rewards you can decide how many reward points to redeem (a minimum of 2,000 in increments of 5) and then pay for the rest of the reward (a minimum $5) using your ANZ Rewards Visa credit card. This means you do not have to wait for too long to claim the goods you want or feel that you are being pushed into making extra purchases on your credit card just to boost your points.

Auto-Redemption:

When you’re ready to redeem your ANZ Rewards Visa points, you can choose from shopping vouchers and gift cards, merchandise and gifts, frequent flyer points, travel and accommodation, and entertainment offers. Shopping vouchers and gifts cards are available in denominations of $20, $50 and $100 to exchange at some of Australia’s leading retailers. You can also choose how you redeem your reward points, either via an auto-redemption or a manual option. With the auto-redemption option, there are three choices:

• Annual Auto-Redemption (once a year)
• Periodic Auto-Redemption (every 3, 6 or 12 months)
• Reward Value Auto-Redemption (whenever your Reward Points accumulate to the reward value of your choice)

With the manual option you can save up for as long as you want and make your choice whenever you please.

Related posts:

1. ANZ Rewards Program And Credit Cards – anzrewards.com
2. ANZ Balance Visa Rewards Program
3. ANZ Rewards Visa – Earn Rewards Points With An ANZ Rewards Credit Card
4. ANZ Credit Cards With Rewards Programs
5. Macquarie Bank Platinum Credit Card Rewards Program

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Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
Bankwest Lite MasterCard	Editor's Choice: Cheapest Credit Card The lowest stress mastercard, with Australia's lowest MasterCard purchase rate of just 9.99% p.a.	9.99%	20.99%	1.99% for 12 months	$59	55
St George Vertigo	Editor's Choice: Best Bank Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Citi Clear Platinum Visa	Editor's Choice: Low Interest An excellent low interest credit card offer with 11.49%interest on purchases and 0.99% for 6 months on balance transfers .	11.49%	20.99%	0.99% for 6 months	$49 (First Year, Save $50)	55
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