ANZ Rewards Visa Card – Details and Application

Special Offer! Apply for an ANZ Rewards account by 15 October 2010 any pay no Total Annual Fee for the first year.

With one of the most flexible reward programs in Australia, you choose the way you’re rewarded from over 500 choices including cash back and shopping vouchers. Open up a world of opportunity with the ANZ Rewards Credit Card.

Interest Rate		19.49% p.a.
Annual Fee		$0 for the first year ($89 thereafter)
Interest Free Period		up to 44 days
Cash Advance Rate		20.74% p.a.
Card Type		Standard
Credit Card Type		Visa/American Express
Rewards Program		Yes

• Redeem points for a huge selection of rewards including Shopping Vouchers, Gift Cards, Merchandise, Travel Options and much, much more
• Up to 44 days interest free credit on purchases
• Interest rate of 19.49% p.a. on purchases and 19.49% p.a. on cash advances
• Total Annual Fee of $0 for the first year ($89 thereafter) for new applicants

ANZ Rewards Visa Review

The ANZ Rewards Visa credit card rewards you for every dollar spent on your credit card, except for cash transactions such as ATM withdrawals, or cash-equivalent transactions such as purchasing traveller’s cheque or foreign currency.

ANZ Rewards Visa offers a wide selection of rewards, including shopping vouchers and gift cards, merchandise and gifts, frequent flyer points, travel and accommodation, and entertainment.

These are the main benefits of the ANZ Rewards Visa Rewards Program:

• Earn 2 Reward Points for every $1 spent on purchases using your ANZ Rewards American Express card
• Earn 1.5 Reward Points for every $1 spent on purchases using your ANZ Rewards Visa card
• Redeem points for a variety of rewards, such as shopping vouchers, gift cards, flight, travel, and merchandise
• Set up auto-redemption so that your chosen reward is automatically sent to you when you become eligible to receive it
• Rewards points never expire as long as your account remains open
• Variable Points Plus Pay option
• Book flights online with ANZ Holiday Rewards
• Visa entertainment provides you with access to special events, exclusive merchandise packages and home entertainment products

Variable Points Plus Pay option:

This option allows you to claim a merchandise reward before you have earned sufficient points. With variable Points Plus Pay on merchandise rewards you can decide how many reward points to redeem (a minimum of 2,000 in increments of 5) and then pay for the rest of the reward (a minimum $5) using your ANZ Rewards Visa credit card. This means you do not have to wait for too long to claim the goods you want or feel that you are being pushed into making extra purchases on your credit card just to boost your points.

Auto-Redemption:

When you’re ready to redeem yourANZ Rewards Visa points, you can choose from shopping vouchers and gift cards, merchandise and gifts, frequent flyer points, travel and accommodation, and entertainment offers. Shopping vouchers and gifts cards are available in denominations of $20, $50 and $100 to exchange at some of Australia’s leading retailers. You can also choose how you redeem your reward points, either via an auto-redemption or a manual option. With the auto-redemption option, there are three choices:

• Annual Auto-Redemption (once a year)
• Periodic Auto-Redemption (every 3, 6 or 12 months)
• Reward Value Auto-Redemption (whenever your Reward Points accumulate to the reward value of your choice)

With the manual option you can save up for as long as you want and make your choice whenever you please.

Click here to read the official terms and conditions

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4. ANZ Rewards Visa – Earn Rewards Points With An ANZ Rewards Credit Card
5. BankSA Amplify Rewards Credit Card – Details & Application
6. The ANZ Balance Visa is a unique balance transfer card that rewards you for making repayments
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• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0