ANZ Visa Credit Cards

Featured ANZ Credit Card

The ANZ Balance Visa is the only card in Australia which rewards you with rewards points for reducing the balance on your card. These points can then be exchanged for rewards with some of Australia’s leading retailers

• $79 annual fee
• 14.24% p.a. on purchases
• 0% p.a. for 6 months on balance transfers
• Cash Advance Rate of 21.49%
• Apply now and receive a response within 60 seconds

Click here to read the ANZ Balance Visa terms and conditions

You can be confident when you apply for an ANZ Visa credit card that you are dealing with two highly reputable companies. ANZ provides a great range of credit cards, catering to the needs of most people, and their products are highly-rated by credit card comparison sites.

These are the ANZ Visa credit cards currently available for application, and some of the benefits of using each one. Your own personal research is always advised to make sure that offers have not been withdrawn or introduced, or that certain other conditions have not recently changed.

ANZ First Visa card – This is a simple credit card with a zero annual fee. It currently has 7.99% p.a. for 6 months p.a. on balance transfers for six months, and a 18.99% p.a ongoing rate for purchases.

ANZ Balance Visa card – This is the only credit card in Australia that actually rewards you for doing what you must do anyway, namely repaying the balance on your card. This is a great encouragement to make your repayments on time, and as quickly as possible. For every dollar you repay, you earn one reward point. These points can then be exchanged for cashback, shopping vouchers or gift cards. There is currently a 0% p.a. for 6 months on balance transfers, which is the usual period for 0% at the moment. The interest rate for purchases is 14.24%.

ANZ Gold card – This ANZ Visa credit card has a credit limit up to $25 000. It includes ninety days cover on any purchases, ensuring peace of mind if your goods are stolen, lost or damaged within the first three months. This card offers up to nine additional cardholders free of charge.

ANZ Visa Reward – This card offers a choice of 500 different rewards, including cashback, shopping vouchers or gift cards. You are also entitled to discounts on numerous entertainment centres across Australia.

ANZ Visa Reward Gold – Similar to the above credit card, but for those with higher earnings. A credit limit up to $50,000 and no cap on your rewards points so you can gain maximum advantage from your spending.

There are also three versions of the ANZ Visa Frequent Flyer card – Classic, Gold and Platinum – with fees of $95, $195 and $295.00 respectively.

Whichever ANZ Visa credit card you choose, you need to make sure you have matched your own requirements and financial situation very carefully to it, so that the card can work with you and your spending habits.

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0