Stop Delaying – Apply For A Credit Card In Your Lunch Break!

Applying for a new credit card is as easy as the 4-step method outlined in this article. You can use your lunch break to do this and before your day has come to an end you’ll have the answer of your bank.

Follow the 4-step approach to apply for a credit card in your lunch break:

Step 1: First you need to commit 15 minutes of your lunch break to complete a credit card application. This is possible even for the busiest of workers. It means you cut your lunch short for the one day during your week and the sooner you dedicate some time to this, the quicker your new card will arrive in the mail.

Step 2: Get your information ready for your application. You’ll need the following handy before you start. Please note that the requirements vary from provider to provider:

To be eligible for an Australian credit card, you must be:

• Over 18 years of age.
• Have a good credit rating.
• Have a permanent Australian residency
• Earn a minimum of $15,000; or
• If you are a non-permanent Australian resident you must earn a minimum of $50,000.

Documents you may need to complete an application:

• Driver’s licence (if applicable).
• Your employer’s address and contact number (as listed in the White Pages).
• If self-employed, your accountant’s name and contact number.
• Details of your income (often past pay slips or proof of income letter), assets and liabilities.

Step 3: Choose a credit card. You can choose from a credit card from the following guides:

• Low balance transfer card.
• Low interest rate credit card.
• Rewards program credit card.
• No annual fee credit card.
• Or simply the best of the best credit card.

Step 4: Apply and save money with the right card! The great thing about online credit card applications is that you will most likely hear back from your bank (or the provider you applied with,) before your lunch break is over. This makes the whole process straightforward, easy and quick.

What are you waiting for? Apply for an Australian credit card now!

Related posts:

1. ANZ Credit Card Application – Apply for ANZ Credit Cards online
2. Apply For Credit Cards Online
3. Apply now for a Woolworths Everyday Money Credit Card
4. How To Apply For Your First Credit Card
5. How you can Stop your Credit Card Application being Rejected
6. Apply For An Instant Online Approval Credit Card
7. Step By Step Guide To The Credit Card Application Process

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55