St George Vertigo MasterCard Review – August’s Best Credit Card

Rarely does a credit card in the Australian market reinvent itself as frequently as St George’s Vertigo MasterCard. If another offer becomes more competitive, it doesn’t take long for the Vertigo to jump back with another offer to stand above the rest.

With a 5 Star Credit Card Award from Cannex, Money Magazine’s ‘Cheapest Credit Card’ 2008 and ‘Best Balance Transfer Credit Card’ 2009, the Vertigo frequently graces the awards of credit card authorities across Australia.

What type of credit card is the St. George Vertigo MasterCard?

The Vertigo is in essence, a low interest rate credit card. This means it foregoes reward programs and extensive cardholder benefits in return for a cost effective credit card which allows you to pay less in interest and fees.

What are the features?

The St George Vertigo MasterCard offers:

• 12.49% p.a. on purchases and 12.49% p.a. on cash advances
• A modest $55 annual account fee
• 2.99% p.a. for 6 months on balance transfers
• Complimentary access to St George ‘Instant Benefits’.

What is the the ‘Instant Benefits’ program?

Some credit cards offer reward programs which require you to spend money on your credit card to earn and redeem reward points.

The Vertigo instead offers ‘Instant Benefits’, a catalogue of discounted entertainment, shopping, vouchers, lifestyle and more.

You can view the Instant Benefits programme here. All you have to do is own the Vertigo credit card for automatic and free access to the program.

Who is the Vertigo ideal for?

The St George Vertigo is best for somebody who:

• Enjoys a low rate to pay the minimum on the interest repayments
• Doesn’t have to worry about reward points, but can access automatic discounts when they please
• Appreciates banking with one of Australia’s most reputable banks
• Would like to consolidate their other credit card and personal loan debts into one single low rate with the 2.99% p.a. for 6 months balance transfer offer.
• Click here for the official St George Bank Vertigo product page with access to terms, conditions and an online application form.

Click here to read the official terms and conditions

Related posts:

1. St.George Vertigo MasterCard Credit Card Review
2. St. George Vertigo MasterCard Review
3. What St.George Bank Has To Say About The Vertigo MasterCard
4. How To Apply For a St.George Vertigo MasterCard
5. Master Your Finances With A st. George Vertigo MasterCard Balance Transfer
6. St. George Vertigo MasterCard – 2.99% Balance Transfer Offer & Low Ongoing Rate On Purchases
7. St.George Vertigo MasterCard – Among The Best Credit Cards In Australia

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0