St George Vertigo MasterCard Review – August’s Best Credit Card

Best Introductory Offer Credit Card
The St. George Vertigo MasterCard offer has re-launched, now featuring a great rate for up to 6 months on both
purchases and balance transfers. The St. George Vertigo is an excellent card to consider from one of Australias most respected banks.
- $55 annual fee
- 2.99% for 6 months p.a. on purchases
- 20.74% p.a. on cash advances
- 2.99% p.a. for 6 months on balance transfers
- Cannex 5 star rated credit card
Rarely does a credit card in the Australian market reinvent itself as frequently as St George’s Vertigo MasterCard. If another offer becomes more competitive, it doesn’t take long for the Vertigo to jump back with another offer to stand above the rest.
With a 5 Star Credit Card Award from Cannex, Money Magazine’s ‘Cheapest Credit Card’ 2008 and ‘Best Balance Transfer Credit Card’ 2009, the Vertigo frequently graces the awards of credit card authorities across Australia.
What type of credit card is the St. George Vertigo MasterCard?
The Vertigo is in essence, a low interest rate credit card. This means it foregoes reward programs and extensive cardholder benefits in return for a cost effective credit card which allows you to pay less in interest and fees.
What are the features?
The St George Vertigo MasterCard offers:
- 2.99% for 6 months (reverts to 11.99%) p.a. on purchases and 2.99% for 6 months (reverts to 11.99%) p.a. on cash advances
- A modest $55 annual account fee
- 2.99% p.a. for 6 months on balance transfers
- Complimentary access to St George ‘Instant Benefits’.

What is the the ‘Instant Benefits’ program?
Some credit cards offer reward programs which require you to spend money on your credit card to earn and redeem reward points.
The Vertigo instead offers ‘Instant Benefits’, a catalogue of discounted entertainment, shopping, vouchers, lifestyle and more.
You can view the Instant Benefits programme here. All you have to do is own the Vertigo credit card for automatic and free access to the program.
Who is the Vertigo ideal for?
The St George Vertigo is best for somebody who:
- Enjoys a low rate to pay the minimum on the interest repayments
- Doesn’t have to worry about reward points, but can access automatic discounts when they please
- Appreciates banking with one of Australia’s most reputable banks
- Would like to consolidate their other credit card and personal loan debts into one single low rate with the 2.99% p.a. for 6 month balance transfer offer.
- Click here for the official St George Bank Vertigo product page with access to terms, conditions and an online application form.
Related posts:
- St. George Vertigo MasterCard Review
- St. George Vertigo MasterCard – 2.99% balance transfer offer & 2.99% on purchases
- St.George Vertigo MasterCard – How To Apply For A Free Additional Card
- St.George Vertigo MasterCard Security
- What St.George Bank Has To Say About The Vertigo MasterCard
- How To Apply For a St.George Vertigo MasterCard
- How To Do a St.George Vertigo MasterCard Application
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Editor's Choice: Our Top Credit Cards
St George Vertigo
Low Interest
Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.
Coles Group Source MasterCard
Bankwest Zero Platinum MasterCard
No Annual Fee
Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers