Aussie Balance Transfer
Now is the best time to apply for an Aussie balance transfer credit card. Take a look at the two different offers available from Aussie and start getting your debt paid off in a hurry.
There are two offers available for the Aussie balance transfer credit card that you should learn more about. You can save a lot of time and money by consolidating your credit card debts into one card with a low interest rate.
Balance transfer offer
This card is perfect for people that have a large debt and would like a year to be able to pay it off. The rate is a low 2.99% p.a. for 12 months p.a. and you can also take advantage of a 9.99% p.a. for 12 months (reverts to 13.29% p.a.) p.a. low interest rate on any of your purchases.
Balance transfer and purchase six month offer
When you get the Aussie balance transfer card you will be able to experience the best of both worlds with an offer that combines a low interest rate of 2.99% p.a. for 12 months p.a. for balance transfers 9.99% p.a. for 12 months (reverts to 13.29% p.a.) for purchases for the first six months. This combo offer is great for the individual that has a small balance that they need to pay off, but would like to make new purchases as well.
Benefits of an Aussie balance transfer credit card
Not only will you save an incredible amount of money by paying less interest on your balance, but you’ll also acquire some breathing space for making a dent into your large debt. You will be able to simplify your financial situation by only having one repayment to do on a monthly basis instead of having to juggle a lot of repayments and cards. It is also likely that you will not have to pay a lot of charges and fees if you are able to transfer all of your debt over from many cards.
Paperwork
When you apply for an Aussie balance transfer credit card most of the paperwork will be done for you. When you apply you need to let them know some of the details about your current accounts with other credit card issuers and the amount of the balance you want to get transferred. With the Aussie MasterCard you are able to transfer up to 95% of the credit limit that is available on your new card.
Other details
Once your card has been approved, the interest rate is only valid for the time limit specified. After the promotional period has expired your card will revert to the interest rate that is standard for purchases on the card. This means that you should get your debt fully paid off during the promotional period before the interest rate goes up.
The standard rate for purchases is currently 9.99% p.a. for 12 months (reverts to 13.29% p.a.), which is still a very good rate when you compare it to a lot of other cards. You may still save money if you cannot fully pay off your balance by switching over to this card.
The Aussie balance transfer credit card opens up unlimited opportunities for any cardholder that wants to stabilize their debt and get it back under control. Now is the time to make an application for this card and get the ball rolling.
Read the official terms and conditions
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | Max Credit Limit |
| Annual Fee | $49 | Balance Transfer Fee | |
| Minimum Repayment | Interest Charged From | Purchase Date | |
| Late Payment Fee | Over Limit Fee | ||
| Overseas Emergency Replacement | Overseas ATM Balance check | ||
| Overseas ATM Withdrawal | Foreign Currency Conversion Fee |
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