Aussie Credit Card
Aussie Credit Cards
Aussie credit cards have been competing in the market alongside the big banks since 2005. If you’re looking for a no-nonsense card with a low purchase rate and low annual fee take a look at the Aussie Classic and Platinum cards.
Aussie Classic Low Rate MasterCard
The Aussie Classic Low Rate MasterCard is designed for everyday use. It comes with a low purchase interest rate and up to 55 days interest free on purchases.Exclusive Offer to Credit Card Finder – Pay $0 annual fee for the first 12 months.
Key benefits:
- $0 p.a. annual fee* for the first year ($49 p.a. thereafter) annual fee
- 12.49% p.a. on purchases
- 5.99% p.a. for 5 months on balances transferred, reverting to the cash advance rate
- Cash Advance Rate of 20.99% p.a.
- Up to 55 days interest free on purchases
Read the Aussie Classic Low Rate MasterCard – terms and conditions.
Aussie Credit Card Comparison
How To Apply For An Aussie MasterCard Credit Card
It is not a difficult process to apply for a credit card with Aussie.
The documents required to apply for an Aussie MasterCard:
To apply for this credit card, you will need to gather together certain documents so Aussie can verify your identification and the state of your finances. These are:
- A driver’s licence – assuming you have one.
- Your employer’s address and contact number. For a self-employed person, you must provide your accountant’s name and contact number.
- Details of your income and assets, which may include any property or vehicles you own.
- Details of your liabilities- any loans you currently have and your current credit card limits
Complete an application online to apply for an Aussie Credit Card.
What happens next?
After you apply for a credit card with Aussie, Aussie will need to perform a check on your credit history to see if there are any problems.
If you are approved for the Aussie MasterCard, it may be necessary to carry out further identity checks. This is mandated by the government, and you will be sent an Aussie MasterCard Identity Verification Form, along with a letter explaining exactly how to proceed with it.
Once Aussie has possession of the ID form, provided everything checks out, you will receive your Aussie MasterCard within five working days.
It should not take longer than seven working days from start to finish. Additional cards can be requested at application and afterwards.
How To Transfer Your Existing Card Balance to An Aussie MasterCard Credit Card
Balance transfers over $500 can be made from any Australian credit or store card excluding Aussie Classic and Platinum Mastercard. You will need to provide Aussie with the following information:
- The name of the card provider with whom you have the debt.
- The account number of the account from which you want to transfer the debt.
- The amount you want to transfer.
Repayments after you transfer a balance:
There is no period within which you must repay your balance transfer amount, although the introductory rate only lasts so long. However, you must always pay the minimum payment amount, as you would with any credit card.
Restrictions when you transfer a balance:
There are certain restrictions on your ability to transfer a balance to an Aussie MasterCard. These are often standard of most balance transfers from financial providers. They include:
- The transfer cannot be from another Aussie Classic or Platinum Mastercard.
- You must not be defaulting on any other Aussie credit card you possess.
- You must not be defaulting on the credit or store card from which you want to transfer the debt.
Interview with Liam Janke
Senior Manager Consumer Products – Aussie Credit Cards
Terms and conditions.[*]
*Applications are subject to approval. Other fees and charges apply. Full conditions of use will be included in Aussie’ letter of offer. Offer only applies to new credit card applicants. Offer available for a limited time and can be withdrawn at any time at Aussie’s discretion. Offer is not available in conjunction with any other offer. The $0 annual fee applies to the first 12 months following card activation. At the end of the promotional period the annual fee will revert to the Classic or Platinum Low Rate annual fee, as applicable, currently $49 p.a. for Classic and $99 p.a. for Platinum. Interest rates and fees are subject to change. Credit services are provided by AHL Investments Pty Ltd ABN 27 105 265 861 Australian credit licence 246786 and its appointed credit representatives. The credit provider is Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945
Was this content helpful to you? No Yes
Credit card offers:
Learn about our information service| HSBC Credit Card | Bankwest Zero Platinum Credit Card | Virgin Flyer Credit Card | ANZ Low Rate |
![]() |
![]() |
![]() |
![]() |
0% p.a. for 6 months on balance transfers & no annual fee |
0% p.a. for 9 months on balance transfers & platinum benefits |
0% p.a. for 8 months |
0% p.a. for 9 months on balance transfers & low rate |
Subscribe to our newsletter and get "The Ultimate Guide to Balance Transfers"
If You Like This Post...
Get all the latest deals, guides and loopholes in Finder's free bi-monthly email. Don't miss out - join the thousands who get it emailed!



Balance transfer FAQs
Eligibility
The application process
How is a person assigned a credit limit?
Annual fee essentials
Cash advance essentials 



