The Aussie MasterCard isn’t your typical credit card - no high interest rates, no high annual fees, no meaningless reward schemes and other expensive features you’ll unnecessarily be paying for. The only thing typical is the service and quality you would expect from Aussie.
- Low interest rate of 11.99% p.a. on purchases (excludes cash advances)

- 55 days interest free credit on purchases
- 0% p.a. interest rate on balance transfers for the first 6 months.*
- A very generous 15.99% p.a. interest rate on cash advances.
- Online Shopping security guaranteed with MasterCard Securecode ™
- Get an online response in 60 seconds
- You don’t need to be an Aussie customer to apply.
Key Features
- A low interest rate of 11.99% p.a.* on purchases.
- Up to 55 days interest free credit on purchases.
- Fast 60 second response to your application.
- Competitive balance transfer rate of 0% p.a. for the first 6 months*.
- Credit limit up to $15,000.
- 24 hour call centre assistance - at home and overseas.
- Shop safely Online with MasterCard SecureCode™.
- A low 15.99% p.a. on cash advances*.
- And you don’t have to be an Aussie customer to apply.

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Comparison of Top 9 Credit Card Offers
| Credit
Card |
Card
Details |
Purchase Rate |
Cash Advance Rate |
Balance
Transfer Rate |
Annual
fee |
Interest
free days |
|
St George Vertigo |
11.89% p.a. on purchases. Winner of Money Magazine’s Award for Cheapest Credit Card. |
11.89%
 |
20.49% |
0% for 6 months |
$45 |
55 |
|
Aussie MasterCard |
0% p.a. balance transfer for 6
months. |
11.99% |
15.99% |
0% for 6 months |
$49 |
55 |
|
Citibank Clear Card |
11.99% p.a. on purchases. |
11.99% |
20.74% |
0% p.a. for 6
months |
$65 |
55 |
|
ANZ Low Rate MasterCard |
0% p.a. balance transfer for 6
months. |
12.99% |
18.24% |
0% for 6 months |
$58 |
55 |
|
St.George Starts Low 12.99% Stays Low Credit Card |
0% p.a. balance transfer for 6
months. |
12.99% |
12.99% |
0% for 6 months |
$59 |
55 |
|
Commonwealth
Bank Low Rate Card |
5.99% p.a. balance transfer for
5 months. |
13.24% |
13.24% |
5.99% for 5 months |
$48 |
55 |
|
ANZ Balance Visa Card |
1 Reward Point for every $1 you repay to your balance. |
13.99% |
20.99% |
0% for 6 months |
$57 |
55 |
|
Citibank BP - MasterCard |
5% off your petrol and and everything
else you buy at BP. 1% off everything else you buy anywhere. |
19.89% |
19.89% |
2.90% for 12 months |
$79 |
55 |
|
GE Money eco MasterCard
|
0% p.a. balance transfer for 6 months. Every dollar spent contributes to reforestation, renewable energy, and other environmental initiatives. |
18.49% |
19.99% |
0% p.a. for 6
months |
$49 |
55 |