Australia’s Top Rated Balance Transfer Card Wants Your Attention
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If you are searching for a good deal on a balance transfer card, then look no further. This article will show you a good card that has a great rate.
When you are shopping and comparing the different balance transfer card rates that are available to you within Australia, there are a lot of different options. One card that does stand out above many, known for its fair and satisfactory interest rates and benefits, is the St.George Vertigo MasterCard. The rate on this MasterCard is what draws a lot of people to it. With a low interest rate it makes up for its low amount of features. The card is for the average person who is looking for one that is suitable for their lifestyle. It is very simple and basic with a limited number of terms.
Balance transfer card of Australia – The St.George Vertigo MasterCard
On top of an already low interest rate, the St.George Vertigo MasterCard has a balance transfer credit card introductory deal. With the transfer of any balance from another credit card company you are given a 0% interest rate on the remaining balance for up to six months. This is only if you can keep up with the minimum payment that is required at the end of each month. If you are having trouble paying off a debt, the card known for it’s great balance transfer card rates, the St.George Vertigo MasterCard, may be just what you are looking for.
Vertigo MasterCard Review
Some of the main negative points against the St.George Vertigo MasterCard is that it has an annual fee. Not that the annual fee of 55 dollars is really high, but it is possible to find a low interest credit card with a non existent annual fee. The other negative point is that the credit card has a limited number of bonus features such as a points or rewards system. These are really not important if you are looking for a simple low rate card that will save you money.
Overview
This credit card is very well known throughout Australia, and with a low interest rate and simple basic features it is definitely chosen by many as their credit card of choice. The St.George Vertigo MasterCard has even won an award within the Australian credit card market. The card also has a pay no interest for 55 days policy which is a large appeal for many who enjoy low interest rates.
If you are looking for the best balance transfer card, then look no further than this one. It has been around for awhile because it is that good.
Read the St.George Vertigo terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $500 | |
| Max Credit Limit | $40,000 |
| Annual Fee | $0 p.a. annual fee for the first year ($55 p.a. thereafter) | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $9 | |
| Over Limit Fee | $9 | |
| Overseas Emergency Replacement | $52.50 | |
| Overseas ATM Balance check | $0 | |
| Overseas ATM Withdrawal | $2 | |
| Foreign Currency Conversion Fee | 3% | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $0 | |
| Number of Additional Cardholders | 1 |
Pros
- A low balance transfer rate of 2.99% p.a. for 6 months to help minimise interest repayments.
- A annual fee of just $0 for the first year ($55 thereafter).
- The interest rate on purchases is one of the lowest in the market.
Cons
- You cannot earn rewards for your spending.
Read the St.George Vertigo terms and conditions.
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