Can I Balance Transfer a Credit Card from my Partner?

Information verified correct on October 1st, 2016
couple-250x250

Looking to consolidate a joint debt or alleviate your partner’s debt? Discover which providers allow joint balance transfers below.

Transferring a balance from your existing credit card or cards to a new credit card with a low promotional interest rate is a common way to deal with debt. What’s less common, though, is getting a balance transfer for a partner or family member’s debt.

Not all credit card providers allow this process, but there are many that do give you the option to move another person’s debt or a joint debt to your own credit card. As with any loan or credit card application, you need to meet the eligibility criteria before you’re approved for the balance transfer.

This guide outlines the different options you have, banks that allow joint balance transfers and the steps you can take to transfer a credit card debt from your partner so that you can work out the best approach when dealing with shared debts.

What are the ways to get a balance transfer for someone else’s debt?

Financial institutions have two main options if you want to transfer the balance of your partner or someone else’s account to your own. They are:

  • Transferring the balance between two people’s names
    In this instance, you would transfer the debt from your partner’s credit card to your own credit card. Their name would be taken off the debt and yours would be placed on it, meaning you would be the only person legally responsible for the balance. In some cases, credit card issuers will require you to add your partner as an ‘additional cardholder’ before their debt can be transferred to the new credit card. At other times, you may simply be able to transfer the balance from any person’s account to your own.

single-to-single

  • Joint accounts for the debt
    Some credit cards and other loans will allow you and your partner to apply for a joint account. This option means that you and your partner would share the legal responsibility for the account and any balance that you transfer onto it.
    To get a joint credit card account, both of you would provide your details when applying for the balance transfer credit card. Depending on the issuer, you may also request that your partner is added as a joint account holder after you have applied for the card.

singles-to-joint

The process of transferring your partner’s balance to a new card will vary depending on which of these two options you choose, as well as the specific credit card you want use for the balance transfer. Use the below table as a guide to which banks offer these two balance transfer options for partners.

Back to top

Which banks offer joint balance transfers?

 Bank/InstitutionBalance transfer between two people’s names? Joint primary cardholders
amex-logoNoNo
ANZ_logoYesNo
bank-australia-logo(Bankmecu)YesNo
bankwest-logoYes, but not from an existing Bankwest branded credit card.No
bank-of-melbourne-logoYes, but not from Westpac Group (BankSA, Bank of Melbourne, St.George)Yes, account is the same but individual cards
BankSA-logoYes, but not from Westpac Group (BankSA, Bank of Melbourne, St.George)Yes
citi-logoNoNo
community-first-logoJudged on a case by case basisYes
commonwealthbankprovider-logo250x250NoNo
cua-logo1YesNo
ge-moneyNoNo
heritage-bank-logoYou can transfer between any two people’s namesYes
hsbcprovider-logo250x250YesNo
jetstar-mastercard-credit-card1You can transfer between any two people’s namesNo
Macquarie-BankYou can transfer between any two people’s namesNo
NAB LogoYou can transfer between any two people’s namesNo
st.georgeprovider-logo250x250Yes, but not from an existing Westpac Group card (BankSA, Bank of Melbourne, St.George)Yes
suncorp-bank-logoNoNo
virgin-money-logoNoNo
westpac-logoNoNo
woolworths-logoYesNo
Rates last updated October 1st, 2016
$
% p.a.

Your search criteria didn't return any products. Click to reset your filter options and search again
Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Offers 0% p.a. interest rate on balance transfers for 18 months to help you manage your existing credit card balance with a reduced annual fee in the first year.
0% p.a. for 18 months 20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
Westpac 55 Day credit card
Enjoy a balance transfer offer of 0% p.a. for 16 months, an introductory purchase rate of 1% p.a. for up to 12 months, plus a waived annual fee for the first year if applied by 11 October 2016.
0% p.a. for 16 months 1% p.a. for 12 months (reverts to 19.84% p.a.) $0 p.a. annual fee for the first year ($30 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0% p.a. for 15 months 19.99% p.a. $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months with a one off 2% balance transfer fee 0% p.a. for 15 months (reverts to 13.99% p.a.) $59 p.a. Go to site More info
ANZ First Visa Credit Card - Exclusive Offer
Take advantage of this exclusive offer and enjoy 0% p.a. for the first 12 months on balance transfers and 0% p.a. for the first 3 months on purchases.
0% p.a. for 12 months 0% p.a. for 3 months (reverts to 19.74% p.a.) $30 p.a. Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months with a one off 2% balance transfer fee 0% p.a. for 15 months (reverts to 19.74% p.a.) $30 p.a. Go to site More info
Westpac Low Rate Card
A no frills credit card with an introductory rate of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.49% p.a.) $59 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
Virgin No Annual Fee Credit Card
Enjoy a long term balance transfer plus a $100 cashback offer (spend criteria applies) and never pay an annual fee for this card.
0% p.a. for 18 months with 2% balance transfer fee 18.99% p.a. $0 p.a. Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for up to 12 months on purchases.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
0% p.a. for 12 months with 1% balance transfer fee 14.99% p.a. $0 p.a. Go to site More info
Citi Rewards Credit Card - Platinum Card
A long term balance transfer offer with the Citi Rewards Platinum Card. Earn extra points on overseas spend and includes travel insurance.
0% p.a. for 24 months with 1.5% balance transfer fee 20.99% p.a. $199 p.a. annual fee for the first year ($249 p.a. thereafter) Go to site More info
American Express Explorer Credit Card
Receive 100,000 Membership Rewards Bonus Points on eligible spend within the first 2 months of Card Membership. Also enjoy a $400 travel voucher and two complimentary airline passes per year.
0% p.a. for 12 months with 1% balance transfer fee 20.74% p.a. $395 p.a. Go to site More info

If you need more information about balance transfers see here

Back to top

Can I transfer the balance from my partner’s name?

Video transcript

Good day. My name is Jacob. I work for finder.com.au in the Editorial Department, and I’m going to answer the most popular question on the Internet. “Can I transfer the balance from my wife’s credit card to my own credit card, taking advantage of a low promotional balance transfer rate of interest?”

Good question. Now that really depends on the card you have. First of all, ANZ, Bank Australia, BankSA, Heritage Bank, HSBC, Jetstar, Macquarie Bank, and NAB all let you transfer a balance from another credit card in another person’s name to a credit card in your own name, taking advantage of that low promotional balance transfer rate of interest.

Now, Bank of Melbourne do let you do this as well. However, the credit card you’re transferring from cannot be in the Westpac Group. That’s Westpac and St. George.

Now, Bankwest, Commonwealth Bank, and Virgin all let you do this if the primary card holder on the credit card that you’re transferring from is a signatory on the credit card that you’re transferring to. A signatory is just basically a fancy word for additional cardholder.

Now, if you have a Community First credit card, they judge this on a case by case basis. So you take it up with them.

Now, if you’re transferring from Citibank, CUA, Latitude Financial Services, St. George, Suncorp, Westpac, Woolworths, they don’t let you do this. So you’re going to have to get the person who has the debt to sign off a credit card in their own name if you want to get a bit of interest rate relief.

Now, just quickly I’ll talk to you on joint account credit cards as well. So which credit cards allow you to have a joint or two primary cardholders, which is a joint account essentially? Now, Bank of Melbourne, Community First, CUA, Heritage Bank, St. George Bank, all let you do this. Everybody else won’t. Just a word on this. If you are going for a joint account credit card, it does mean that the minimum income requirement is halved.

However, the liability is also shared. So just be aware of that.

Back to top

How to transfer a balance from your partner’s account to your credit card

As most credit card issuers only allow one primary cardholder, transferring the debt from your partner’s debt to your credit card is probably the most likely option.

While the requirements and process you take can vary between credit card providers, the following steps can be used as a guide when transferring someone else’s debt to a balance transfer credit card in your name.

  1. Compare credit cards. Compare balance transfer credit cards to find a one that has a competitive interest rate and promotional period to suit your needs.
  2. Check the balance transfer terms and conditions. Make sure the credit card allows balance transfers between different account names, and whether or not your partner will need to be a secondary cardholder. For cards not listed on this page, you can check the card product disclosure statement or call the issuer for more information.
  3. Apply for the credit card. You will need to provide details including your full name, address, drivers licence or passport number and employment.
  4. Include details of the balance transfer. You will need to provide details of the account including the name and details of the primary account holder (i.e. your partner), the account number, the financial institution’s name, the BSB (where relevant) and the amount of debt to be transferred to the new card.
  5. Include details of secondary cardholders. If the issuer requires your partner to be a secondary cardholder in order to process the balance transfer from their account to your new credit card, make sure you fill out this section of the application with your partner.
  6. Submit the application. You should get an initial response within a few minutes. If you get conditional approval, follow the steps outlined by the issuer to complete the application process and finalise the balance transfer.

Once this process is successfully completed, you should receive your new credit card within 5-10 working days, although it could take up to 21 days in some cases. After you activate the new card, the issuer will finalise the balance transfer process.

Make sure you stay in touch with the new issuer and be ready to answer any questions or provide supporting documentation as requested to help the process run as smoothly as possible.

Back to top

How can I complete a balance transfer to a joint primary cardholder with my partner?

With some credit cards, it is possible to transfer a balance from a joint account you currently share, or to transfer your partner’s credit card debt to a new joint credit card account. The important thing to remember is that not all credit cards or issuers allow you to have a joint credit card account, so you will need to make sure you have chosen a card that does offer this feature before going ahead.

  • To transfer a balance from an existing joint account
    Apply for the credit card as usual and include details of the balance transfer request, including all the names of the joint account holders, as well as the account number, financial institution and the amount of debt you want to transfer.
    You can go through this process with an individual credit card in your name, or apply for a credit card that offers joint account status for you and your partner.

joint-to-joint

  • To transfer a balance from your partner’s account to a new joint credit card account
    Find a credit card issuer that allows ‘joint primary cardholders’ and compare their balance transfer credit cards.
    Depending on the issuer you will either be able to apply and get joint account status straight away, or apply as an individual and then have your partner request and fill out an additional application to be added as a joint primary cardholder.

single-to-joint

Back to top

What is the difference between joint-primary cardholder accounts and secondary cardholders?

It’s important to understand both of these terms when you plan on sharing a credit card account with your partner or someone else, as it can have an impact on the balance transfer options as well as your legal rights.

Joint-primary cardholder accountsPrimary cardholder accounts with secondary cardholders
Two persons have applied for a credit card under cardholder’s name and both have complete access to the account One person has applied for a credit card in their name but wants to share the account with a partner (without joint account status)
Both have the ability to change credit limits, request account freezes or close the accountPrimary cardholder can request to add a secondary or additional cardholder but only the primary cardholder has control over credit limit changes, account freezes or account closure
Both partners have regular sources of income and good credit historiesOnly the primary cardholder has a regular source of income and a good credit history
Both parties remain liable for all transactions and payments made on the cardPrimary cardholder remains liable for all transactions and payments made on the card, even if a balance has been transferred from an account held by the secondary cardholder
If the closure of an account is the result of a divorce or a separation, both partners might have to pay half of the debt each, no matter who made which purchase.In the event of a separation or a divorce, know that you, as the primary cardholder, would be liable to make repayments towards the entire account.
Back to top

Mistakes to avoid when transferring a balance from someone else’s card

Whether it is your own debt or your partner’s, balance transfer credit cards can be a convenient way to save money on interests and pay down the balance faster but there are also some risks involved in this process. Being aware of the following mistakes will help you make an informed decision about balance transfers for your and your partner when you want to consolidate credit card debt.

  • Applying for a card that doesn’t allow balance transfers from someone else’s account. Not all credit cards let you transfer another person’s credit card debt to a new card in your name. Make sure you check these details before you apply to make sure you get the right credit card for your needs.
  • Not discussing payments with your partner. If your partner becomes a secondary cardholder on your account, or if you apply for joint account status, it’s important to be clear on how and when you will both make payments towards the balance of the credit card. Discussing this before you apply for a new card or balance transfer will reduce the risk of confusion or other issues down the track.
  • Not checking the revert rate. The low balance transfer interest rate is only available during the introductory period on the card. When this period ends, any outstanding debt from a balance transfer will attract a higher standard interest rate until it is paid off in full.
  • Balance transfer fees. You might have to pay a balance transfer fee for the balance transfer to take effect, and this fee can vary from one card provider to the next.

While it is hard to find information about transferring a balance from your partner’s accounts to a new credit card, it is possible under some circumstances. Understanding the different options available and the varying conditions of credit card issuers means you can now find a balance transfer credit card that fits the needs of both you and your partner when you want to deal with debt.

Back to top

Frequently asked questions

Is there is minimum and maximum limit to how much I can transfer?

Yes, credit card providers tend to have minimum and maximum limits when it comes to balance transfers. While the minimum is usually around $200 to $500, the maximum normally limits to 80% of your card’s credit limit.

What details do I have to provide to initiate a balance transfer request?

You would have to provide the name of the account holder, the account number, the amount you wish to transfer, and the name of the credit card provider.

How much time does the balance transfer request take?

This depends on the card you’re using and can take anywhere in between one to 10 business days.

Back to top
Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

34 Responses to Can I Balance Transfer a Credit Card from my Partner?

  1. Default Gravatar
    Paul | August 18, 2016

    Hi, Just after a little clarification.

    My partner currently has a Westpac CC and I wish to transfer this to my name possibly to a new ANZ account. Some the information above (Jacob’s video) and in the tables contradicts each other.
    Jacob states that Westpac do not allow a CC debt to be transferred to another card but putting Westpac as the provider into your above table displays several options for doing this.

    Are you able to confirm which is correct?

    • Staff
      Anndy | August 18, 2016

      Hi Paul,

      Thanks for your comment.

      In the video, it was mentioned that ANZ along with other banks (as also listed in the table above) let you transfer a balance from another credit card in another person’s name to a credit card in your own name.

      Jacob also mentioned that Bank of Melbourne lets you do this as well. “However, the credit card you’re transferring from cannot be in the Westpac Group. That’s Westpac and St. George.” This was also clearly reflected in our table.

      So if you are transferring your partner’s Westpac credit card balance to a new ANZ credit card in your name, you can do so.

      Cheers,
      Anndy

  2. Default Gravatar
    Keven | February 24, 2016

    My wife and have separated and we have a joint credit card account. I would like to transfer the outstanding balance to take advantage of 0% balance transfers. With the financial settlement I am responsible for all debt on credit cards. Can I apply for a balance transfer for the full amount owing on the credit card in joint names

    • Staff
      Jonathan | February 25, 2016

      Hi Keven, thanks for your inquiry!

      You can transfer from a joint-account to a single cardholder account. It is important to note that certain joint-accounts require both signatories in order to close the account.

      Cheers,

      Jonathan

  3. Default Gravatar
    rocketcat | January 29, 2016

    I have a joint Citibank credit card with my wife. Can I balance transfer that to a St George credit card if the new card is only under my own name?

    • Staff
      Jonathan | February 1, 2016

      Hi Rocketcat, thanks for your inquiry!

      Joint-account balance transfers must be completed to another joint-account. As a result you will have to apply for a joint-account with St.George to complete this process. A full list of banks which allow joint-accounts and balance transfer credit cards are available on this page.

      Cheers,

      Jonathan

  4. Default Gravatar
    Sam | September 25, 2015

    Hi
    I have NAB credit card and I want to transfer balance to my friend’s CC (Westpac) as I owe him money.
    Is this possible?

    • Staff
      Sally | September 28, 2015

      Hi Sam,

      Thanks for your question.

      Just to confirm, a balance transfer refers to the process in which a cardholder transfers an existing debt to a new card at a promotional interest rate. By doing so, they can then repay their debt quicker and at a lower interest rate.

      Also, you can generally only transfer balances that will be under the same name as the existing account.

      You may need to consider using your debit card to directly transfer funds to your friend to repay the debt.

      I hope this has helped.

      Thanks,

      Sally

  5. Default Gravatar
    Mark | July 14, 2015

    Hi

    So I want to do a balance transfer from someone else’s name into my name. I was wondering what kind of authority do they need to provide for me to do this?

    I am the additional card holder on the account however I don’t think this will be sufficient to authorize a balance transfer without their approval. A representative of heritage said that it would have to be coming from a joint account for me to do this and on the table the Virgin card says I need to just be an additional card holder of the account that the debt is being transferred from.

    Please help!

    Thanks !

    • Staff
      Sally | July 16, 2015

      Hi Mark,

      Thank you for your question.

      Heritage Bank lets you transfer a balance from another credit card in another person’s name to a credit card in your own name, taking advantage of that low promotional balance transfer rate of interest while Virgin lets you do this if the primary card holder on the credit card that you’re transferring from is a signatory on the credit card that you’re transferring to. A signatory is basically just a fancy word for additional cardholder.

      For more information, you can check this page.

      I hope this has helped.

      Thanks,

      Sally

  6. Default Gravatar
    Pat | July 7, 2015

    Hi, my question is in terms of business credit cards.
    Can I transfer the balance owing on a business credit card (under two primary card holder names) to a personal credit card?

    Thanks

    • Staff
      Jonathan | July 8, 2015

      Hi Pat, thanks for your inquiry!

      For a balance transfer process, if the balance owing/ outstanding on a credit card is from a joint-account/ two primary cardholder names the destination credit card must be a joint-account with the same cardholder names. Please refer to the following link for a further explanation on this process for joint-account balance transfers and the eligibility requirements.

      Cheers,

      Jonathan

  7. Default Gravatar
    Angela | May 12, 2015

    Hi

    Thanks for your post. It is really helpful for my scenario. However, to ensure that I understand it correctly, can I ask you a question about it?

    The scenario is that I am going to apply for a interest free balance transfer credit card with Bank of Melbourne. I will use it to pay off my husband’s CBA debt and I am not an additional cardholder for that card. So technically we are 2 separate primary cardholders.

    Based on what I understand, Bank of Melbourne allows me to transfer the balance to my husband’s CBA card, does not it? and also my husband’s CBA does allow as well, right?

    I hope I’ve made it clear and thanks for your help. I am really appreciated.

    • Staff
      Jonathan | May 16, 2015

      Hi Angela, thanks for your inquiry!

      That is correct, balance transfers can be made from other credit card accounts as long as the account is in good standing and the balance transfer amount falls within the balance transfer limit of the bank. If the accounts are joint-account types please refer to this page.

      Cheers,

      Jonathan

  8. Default Gravatar
    Anisha | April 13, 2015

    Hi there, My partner and I were considering opening a new credit card account to transfer his outstanding credit card balance onto it – to save on interest and due to better interest rates being offered. His current card is with Coles (Latitude Financial Services) – and I’m just a bit confused as to my next step. His bank (Suncorp) said they wouldn’t approve his new credit card (due to income limitations) and that they wouldn’t transfer his card balance to my name (though I have the ability to obtain the card on my own, should I require it). Will Latitude Financial Services let him transfer his outstanding balance onto a new card under my name or under both our names (which would also be with a different bank – possibly my bank -CBA- or ANZ, NAB or Heritage Bank)?

    I hope I’ve made sense!

  9. Default Gravatar
    Stu | February 11, 2015

    Hi, thanks for the information but I’m still not clear on this issue.

    In my particular scenario my partner has credit card balances with Latitude, AMEX and CBA. Is it possible for me to balance transfer some/all of her balances onto a new Citibank or Virgin application.

    Your assistance would be greatly appreciated before I make a decision.

    • Staff
      Jonathan | February 11, 2015

      Hi Stu, thanks for your inquiry!

      If the balance transfer is from Latitude Financial Services, AMEX and CBA going to a Citibank or Virgin Money Credit Card this would be fine. However the amount being balance transferred would be defined by the credit limit on the new credit card. Citibank may limit balance transfers in the individual’s account to a proportion of their credit limit, subject to their credit criteria. Virgin Money’s Balance Transfer may not exceed 80% of your maximum available Credit Limit.

      Cheers,

      Jonathan

    • Default Gravatar
      | February 11, 2015

      Thanks Johnathan, just clarifying is that still the case even if the Citibank or Virgin credit card is in my name not my partners?

      Cheers.

    • Staff
      Jonathan | February 11, 2015

      Hi Stu, thanks for your inquiry!

      Depending on whether the cards you are balance transferring from are in your partners name and whether you are signing up for the card will be important to note. Balance transfers between partners and between two separate people’s names are only supported by certain lenders. For a list of lenders who allow joint-account balance transfers, and lenders who allow balance transferring between two peoples names please see this page.

      Cheers,

      Jonathan

  10. Default Gravatar
    Rebekah | February 5, 2015

    Hi, all very good info… however the box with Bank Of Queensland is noticeably blank. I the primary cardholder with BOQ, my partner enquired at his bank (Westpac) as to whether he could do a balance transfer from my card.. the answer was no. I’m thinking that in the financial times today, there must be somewhere who will let us do this! I got the card originally almost 6 years ago when I was a working single parent, however I’m now a partnered stay at home mum and as such not eligible for a card from anyone (which is stupid.. I have to afford the one I have now!!) We are just trying to find a way out of debt without having to go to a personal loan, which is all Westpac offered us. Any advice would be fantastic.

    • Staff
      Jonathan | February 5, 2015

      Hi Rebekah, thanks for your inquiry!

      Please see this page for a list of lenders who allow balance transfers between two separate names and joint accounts.

      I hope this helped.

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated October 1st, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Enjoy a 0% p.a. balance transfer offer for 18 months and also earn 2 bonus Velocity Points in the first 3 months on everyday spend.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ME Bank frank Credit Card
Enjoy a low and consistent interest rate on purchases and cash advances, combined with no annual fee.
11.99% p.a. $0 p.a. Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
19.99% p.a. 0% p.a. for 15 months $149 p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
feedback