Bank of Melbourne Amplify Signature Credit Card

• Eligible balance transfer debt. If you are planning to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from Australian store, charge or credit cards not issued by St.George, Bank of Melbourne or BankSA.
• Age. You must be at least 18 years old to apply.

Required documents

• Personal details. This includes your full name, date of birth, email address, phone number, residential address, marital status and number of dependents. You also need to provide valid ID, such as your driver's licence, passport or Medicare card.
• Employment details. You need to provide details of your current employment status including your job title, length of employment, employer's contact details and your salary. You may also need to provide recent payslips, bank statements or payment summaries to verify your income.
• Financial details. This covers any other forms of income – such as pensions or government payments – as well as savings and other assets. You also need to share details of your existing debts, loans and credit cards, as well as estimates of your regular household expenses such as rent, mortgage payments, bills and groceries.
• Balance transfer details. If you want to take advantage of the balance transfer offer on this card, you need to provide details of the debt you want to move to the new account. This includes the total transfer amount, the account name, number and BSB.

• Balance transfer offer. New customers who apply by 31 July 2024 can take advantage of a 0% p.a. interest rate for the first 24 months on balance transfers (with a one-time 1% balance transfer fee). After the promotional period, any balance remaining will be charged at the variable cash advance rate, currently 21.49% p.a.
• Amplify Rewards program. The Amplify Signature earns 1.5 points for every $1 spent on eligible purchases in Australia and overseas, with no points cap. Eligible purchases cover most everyday spending categories, including groceries, petrol, dining and travel. Transactions that are not eligible to earn points include BPAY payments, a purchase from or payment to a government or government related agency, account fees and cash advances.
• Birthday bonus points. To celebrate your birthday each year, you'll get an extra 10% of the points you earned in the last 12 months. As an example, if you earned 20,000 points on your everyday spending during the 12-month calculation period, you'd get a birthday bonus of 2,000 points. These points are credited to your account within 4 weeks of your birthday and don't include any other bonus points you may have earned during the year.
• Airport lounge passes. Receive 2 complimentary Priority Pass lounge visits per year when you enroll online at prioritypass.com/amplifysignature.
• Complimentary travel insurance. Get access to complimentary, comprehensive travel insurance when you use this card for at least $500 of your prepaid travel costs – such as flights and accommodation – and when you have a return ticket for your overseas trip. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. It is also available for your eligible spouse and dependent children when they are travelling with you and meet the eligibility requirements.
• Complimentary insurance for shopping. The Bank of Melbourne Amplify Signature card offers complimentary purchase security insurance, extended warranty insurance and price guarantee cover when you use it to pay for eligible items.

• Interest-free days. When you pay your monthly payment balance in full, which excludes current balance transfers, listed on your statement by the payment due date, you will receive up to 55 days interest-free on new purchases. Note that interest-free days are separate from any longer-term interest rate promotions.
• Cash advance rate. The variable cash advance rate is 21.49% p.a.
• Foreign transaction fee. If you use this card overseas or online with businesses that process payments overseas, you will be charged a 3% foreign currency conversion fee.
• Additional cardholder. Add an additional cardholder for $0.