BankSA Amplify Platinum Credit Card – Rates and Fees

Information verified correct on September 27th, 2016
BankSA Amplify Platinum Find out more Go to site

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  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Take advantage of the promotional offer that gives you 0% p.a. for balance transfers made within the first 18 months and an annual fee waiver in the first year, when you apply for the Amplify Platinum Credit Card by 29 September 2016.

BankSA gives you an introductory interest rate of 0% p.a. for balance transfers valid for 18 months and 1% for 12 months on purchases. You’ll also enjoy no annual fee in the first year, plus access to two reward programs and these are: Amplify Rewards and Amplify Qantas.

Product NameBankSA Amplify Platinum
Rewards ProgramAmplify Rewards
Balance transfer rate (p.a.)0% p.a. for 18 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (19.49% p.a.)
Balance Transfer Limit95% of available credit limit
Purchase rate (p.a.)1% p.a. for 12 months (reverts to 19.49% p.a.)
Offer end date29 September 2016
Annual fee$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)20.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Minimum Monthly Repayment2%
Minimum Income$35,000
Card TypeVisa
Late Payment Fee$9
Foreign Currency Conversion Fee (VISA)3% of transaction value
Complimentary Travel InsuranceYes
Complimentary Travel Insurance Cover3 months
Available To Temporary ResidentsNo
Joint ApplicationNo
Minimum Income$35,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$80,000
Annual Fee$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Minimum Repayment2%
Late Payment Fee$9
Over Limit Fee$9
Cash Advance Fee2% of each cash advance amount and all transfers or minimum of $2
Overseas Cash Advance Fee2% of each cash advance amount and all transfers or minimum of $2
Overseas Emergency Replacement$52.50
Overseas ATM Withdrawal Fee$5
Foreign Currency Conversion Fee (VISA)3% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$0 p.a.
Number of Additional Cardholders1
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Rewards ProgramAmplify Rewards
Rewards Points per $ (VISA/MC)1
Rewards Points per $ (VISA/MC) CapUncapped
Rewards Points per $ (AMEX) CapN/A
Points ExpiryNever

BankSA Amplify Platinum Credit Card review

The BankSA Amplify Platinum Credit Card has a special promotional offer for purchases and balance transfers combined with $0 annual fee for the first year. These are valid for applicants who apply for this credit card before 29 September 2016.

You also get to choose the type of reward program you wish to enroll for between Amplify Rewards and Amplify Qantas.

Benefits of BankSA Amplify Platinum Credit Card

  • Annual fee. The credit card is available for an annual fee of $99. However, this will be waived for the first year if you apply by 29 September 2016.
  • Promotional balance transfer rate. You can access a promotional interest rate of 0% p.a. for a duration of 18 months. This rate is accessible when you apply for the credit card between 24 June 2016 and 29 September 2016. There are limits on the amount of balances you can transfer. The minimum limit you can transfer is $200 and you cannot transfer more than 95% of the approved credit limit.
  • Purchase rate. This credit card comes with an introductory interest rate of 1% for 12 months on purchases. Offer ends on 29 September 2016.
  • Amplify rewards. If you link your credit card to earn Amplify Rewards, you’ll gain 1 Amplify Point for each eligible dollar spent at an Australian retailer and 2 Amplify Points for every $1 spent on an overseas merchant. You can also enjoy bonus Amplify rewards courtesy of the Amplify Rewards Bonus Partners. Please note that this is only available for eligible purchases.
  • Amplify Qantas rewards. With Amplify Qantas rewards, you gain 0.5 Qantas Points for every $1 spent made at Australian merchants and 1 Qantas Point per eligible dollar spent on an overseas merchant. You also earn double Qantas Points under the Qantas Frequent Flyer Program. These rewards go to your credit card and the partner program.
  • Reward points limit. There is no limit on the number of reward points you can earn.
  • Redeeming points. Redeem your accumulated points for a wide range of products including flights. You get both domestic and international flights through Amplify Travel, flight upgrades with Qantas flights, gift cards, vouchers and other rewards.
  • Interest-free purchases. Purchases also get to enjoy an interest-free period of 55 days. This is however only applicable to card holders who fully pay off their closing balance by due date. If you don’t pay off your balance in full, the rate will remain as 19.49% p.a.

BankSA Amplify Platinum Credit Card features

Besides the promotional interest rate offers, there are other brilliant features that you can access courtesy of this credit card. These are:

  • Reward programs. Both Amplify Qantas and Amplify Reward programs offered. The credit card holder gets to choose which of the two programs to use. If you are not a Qantas Frequent Flyer member, you can save on membership application with Amplify Qantas.
  • Additional cardholder. You can add 1 additional card holder to your account without extra charges.
  • Interest rates. The credit card interest rates are as follows: cash advances 20.24% p.a. and 19.49% p.a. for purchases.
  • Annual fee. BankSA Amplify Platinum Credit Card attracts an annual fee of $99.
  • payWave. Credit card holders can benefit from contactless transactions with Visa payWave and this is limited to transactions below $100.
  • Card replacement. You can have your credit card replaced within Australia and internationally as well. A card replacement fee of $15 applies for replacement requests within Australia and $52.50 outside the country.
  • Phone and online banking. You can access your credit card through phone and online banking.
  • Credit limits. A minimum credit limit of $6,000, maximum credit limit subject to status..

How to apply for the BankSA Amplify Platinum Credit Card

A comprehensive list of the application criteria can be found in the table below. Application takes only 60 seconds. You don’t have to complete your application in one sitting. You can save and submit it within 30 days.

Eligibility criteria

Before you can start applying for this credit card, you must meet following eligibility requirements:

  • Minimum age limit of 18 years
  • You must be a permanent resident of Australia

Required documents

The following information is required:

  • Your driver’s licence number
  • Weekly income
  • List of assets, investment and savings
  • Balances and repayment amounts going towards liabilities such as store accounts and credit cards.
  • Tax details if self-employed

Give yourself at least 15 minutes to complete this application. Existing customers need not fill out the application form entirely. Simply log in to your online banking account to access the application. Personal details are already available with the bank.

Enjoy interest-free promotional periods on balance transfers with the BankSA Amplify Platinum credit card.

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Rates last updated September 27th, 2016
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