BankSA Amplify Rewards Credit Card – Details & Application
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BankSA Amplify Rewards Credit Card
The BankSA Amplify credit card is a credit card giving you a chance to choose between two rewards programs to super-boost your lifestyle choices. While some consumers prefer the flights by acquiring Qantas Frequent Flyer Points, others prefer a good bottle of wine or a gadget to bling up their home.
The Amplify card from BankSA allows you to earn points for shopping and link the card to the Amplify Qantas or the Amplify Rewards program. Both bring a selection of freebies to the table and in the end you should choose the one that promises you the best rewards overall.
How many points do I earn?
- Link your card to Amplify Rewards: $1 = 1 Amplify point
- Link tour card to Amplify Qantas: $2 = 1 Qantas frequent flyer point
With the Qantas Rewards option you’ll also receive complimentary membership to the Qantas Frequent Flyer program. This offer is valid for non-members only and will not last.
| Product Name | BankSA Amplify | |
|---|---|---|
| Balance Transfer Rate | 0.99% p.a. for 6 months | |
| Interest Rate on Purchases | 18.74% p.a. | |
| Annual Fee | $79 p.a. | |
| Interest Free Period | up to 55 days | |
| Interest Rate on Cash Advances | 20.74% p.a. | |
| Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
|
$1,000 | |
| Minimum Monthly Repayment | 2% | |
| Credit Card Type | Visa | |
| Late Payment Fee | $9 | |
| Complimentary Travel Insurance | No | |
| Available to Temporary Residents | No | |
| Joint Application | Yes |
Features of the BankSA Amplify Rewards Credit Card
- Up to 55 days interest free shopping on purchases. As usual, conditions apply.
- $79 p.a. annual card fee
- A balance transfer rate of 0.99% for 6 months
- 18.74% on purchases
- 20.74% on cash advances
- VISA Protection and Security. As always with a VISA card, the Amplify Rewards card from BankSA does not differ from the others when it comes to security and safety.
- Fraud protection. Be safe thanks to the Falcon Fraud system. It provides 24×7 monitoring and detection of suspicious transactions, be protected against unauthorised transactions. As long as you treat your card responsibly that is and if you believe a fraudulent transaction has been made on your account, notify BankSA immediately
- Free, secure online shopping service. Safe online shopping, verified by Visa is a free service that utilises a password to validate your transaction and you need to register for BankSA Internet Banking to enjoy safe online shopping
How to redeem your BankSA Amplify points
Once you collect enough points and are ready to redeem them you can do so by selecting from a range of offers. With the Amplify Qantas Rewards you can redeem them for an extensive range of products and services. This includes Classic Award flights, plus over 2,400 products, experiences and vouchers from the Qantas Frequent Flyer online store. To redeem points from the Amplify Rewards program you get to choose from a range of options such as merchandise, wine, home wares, electrical goods, gift vouchers, travel services through Amplify Travel and more. You can also get a second card for free for a family member of friend.
Pros and cons of the BankSA Amplify points
- Save the joining fee with complimentary Qantas Frequent Flyer membership if you don’t have one already
- Balance transfer offer – save on interest
- You can choose to link you car with Amplify Rewards, or Amplify Qantas
- Earn bonus points with you shop with partners
- $79 Annual fee
- 3% Foreign fee
- $9 Late payment fee
- Fees will apply for card replacements and statements
How to apply
To applying for a BankSA Amplify credit, click the Apply now button below and you’ll be transferred safely to the Bank’s application page in seconds. Alternatively, if you have a question about this credit card please click Ask a question or you can use our live chat service. Please allow up to 10-15 minutes for your application and you will need the following: drivers license, weekly income, details of any assets and the repayment amounts owing to any liabilities.
Read the BankSA Amplify terms and conditions.
| Minimum Age | 18 years of age | |
|---|---|---|
| Available to Temporary Residents | No | |
| Credit Rating Requirement | Good | |
| Min Credit Limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $1,000 |
| Annual Fee | $79 p.a. | |
|---|---|---|
| Minimum Repayment | 2% | |
| Late Payment Fee | $9 | |
| Over Limit Fee | $9 | |
| Overseas Emergency Replacement | $52.50 | |
| Gambling Transactions Allowed | No | |
| Additional Cardholder Fee | $0 | |
| Number of Additional Cardholders | 1 |
Pros
- The BankSA Amplify Rewards Credit Card lets you choose between two different rewards programs. Cardholders can choose between the Qantas Frequent Flyer program and Amplify Rewards.
- 0.99% on balance transfers for the first 6 months is a competitive rate.
- For new cardholders who wish to accrue Qantas Frequent Flyer points instead of Amplify Rewards, the Amplify Qantas joining fee will be waived. This is a saving of approximately $80. This offer is limited to one membership per account.
Cons
- The Amplify Qantas option only lets you earn 0.50 Qantas Frequent Flyer Point per $1 spent, which is uncompetitive when compared to the average among other cards of 1: 1.
- Average interest rates on purchases at 18.74% p.a is quite high.
Read the BankSA Amplify terms and conditions.
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Is the amounts of points capped per year that I can accrue Thank you
Hello Lynne,
thanks for the question!
There is no point cap associated with this card.
Cheers,
Marc.