BankSA Credit Cards

BankSA, or the Bank of South Australia, is owned by St George. Thus, all their products are identical to St George’s, yet available for South Australians to apply online for.

Best BankSA Credit Card

The Bank of South Australia’s Vertigo MasterCard is 'Money Magazine's Best Balance Transfer Credit Card of 2009'.

The ideal credit card for Australian’s who love shopping with a low rate on purchases

• $55 annual fee
• 2.99% for 6 months p.a. on purchases
• 20.74% p.a. on cash advances
• 2.99% p.a. for 6 months on balance transfers
• An additional card for a friend or family member, with all transactions on one statement
• Linked access to your other BankSA accounts, for the ease of one card banking
• Instant discounts with BankSA Instant Benefits

Click here to read the BankSA Vertigo MasterCard terms and conditions

Comparison of BankSA Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
BankSA Vertigo MasterCard	One of the cheapest low rate credit card available in South Australia.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
BankSA Platinum Card	Five-star Cannex credit card award. The cheapest Platinum credit card in South Australia.	15.24%	20.74%	3.99% for 6 months	$89	55

Best St. George Credit Card

The St. George Vertigo MasterCard offer has re-launched, now featuring 2.99% for up to 6 months on both purchases and balance transfers, combined with a standard purchase interest rate at the end of 6 months of just 11.74%. The St. George Vertigo is an excellent card to consider from one of Australias most respected banks.

• $55 annual fee
• 2.99% for 6 months p.a. on purchases
• 20.74% p.a. on cash advances
• 2.99% p.a. for 6 months on balance transfers
• 2.99% on purchases for first 6 months

Click here to read the St George Vertigo terms and conditions

Why is St George marketed as BankSA in South Australia?

When BankSA collapsed in 1992, it was bought out by St George. To maintain brand recognition of the ‘Bank of South Australia’, St George decided to market their products under the BankSA name.

Check out the great range of BankSA credit cards. Discover a credit card that is ideally suited to your needs, whether you are a personal or business customer.

BankSA offers a wide range of credit cards, namely the Vertigo Credit Card, Platinum Credit Card, Gold Low Rate Credit Card, No Annual Fee Credit Card, Visa Business Credit Card, and BankSA Instant Benefits credit card. T

BankSA opened its first bank in South Australia in 1848 and has been established there ever since. In fact, BankSA is the largest financial institution in South Australia and is also the State's main provider of housing, personal finance and rural banking services. BankSA sponsors major State events and makes donations through its BankSA & Staff Charitable Fund to approximately 100 South Australian and Northern Territory-based charities every year.

Apart from its BankSA credit cards, BankSA allows you to own your first home, pay off your home loan faster, protect your assets, earn a good rate on your investments, and plan your retirement. BankSA is committed to helping South Australians get the most from their money, allowing them to enjoy their lives with the least amount of financial worry.

BankSA also caters to customers in commercial and rural businesses, offering a full range of lending and investment products, merchant card services and EFTPOS, finance services for import and export, and leasing. They also provide an array of services in funds management, life and general insurance, and superannuation and investment.

Choosing a BankSA credit card, you can be confident that you will always be at the cutting edge, as BankSA prides itself on being a leading innovator, being the first South Australian bank to provide banking services to customers over the internet.

BankSA has the largest network of branches and ATMs in South Australia, boasting more than 120 branches in metropolitan and rural South Australia, as well as branches in the Northern Territory.

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from. ‘Best and ‘Top’ are ratings which are subject to our consideration and is not rated against all Australian credit cards. We recommend you take this information into account when comparing credit cards.

• Bank of South Australia Vertigo Mastercard – Details and Application
  

  If you need to use a balance transfer to pay off credit debt the Bank of South Australia Vertigo Mastercard is an excellent choice. This card won Money Magazine’s best balance transfer credit card for 2009. It has a 2.99% p.a. balance transfer rate for 6 months.



• Bank of South Australia Platinum Card – Details and Application
  

  For frequent shoppers and travellers the BankSA Platinum Credit Card offers a great package. Purchases have a lot 14.25% interest rate. It also offers insurance for travel that are typical of more costly credit cards.



• Bank of South Australia Gold Low Rate Card – Details and Application
  

  A low interest rate credit card, this offer from the Bank of South Australia is a hit among Australian consumers who generally are after a higher credit limit. Take advantage of the BankSA Gold Low Rate Credit card today, and receive more benefits including shopping and travel insurance.

  A low Gold card rate of 14.25% p.a [...]



• Bank of South Australia No Annual Fee Card – Details and Application
  

  

  Have the security of credit when you need it without an annual fee. Welcome in the Bank of South Australia No Annual Fee Credit Card.

  • $0 annual fee.
  • 18.75% p.a. on purchases and cash advances.
  • Up to 3 additional cards for friends or family.
  • Linked access to your other Bank of South Australia. accounts for the ease of one card banking
  • Instant discounts and added extras with Bank of South Australia Instant Benefits.

  

  Click here for the official BankSA No Annual Fee card offer.
  







Editor's Choice: Our Top Credit Cards




Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	Editor's Choice: Low Interest Low 2.99% for 6 months (reverts to 11.99%) p.a. interest rate and balance transfer rate, from one of Australia's most respected banks.	2.99% for 6 months (reverts to 11.99%)	20.74%	2.99% for 6 months	$55	55
Coles Group Source MasterCard	The Coles Group Source MasterCard has no annual fee, a 0% p.a. balance transfer offer for 6 months, with a rewards program including savings on fuel and FlyBuys Points	19.74%	21.99%	0% for 6 months	$0	62
Bankwest Zero Platinum MasterCard	Editor's Choice: No Annual Fee Excellent introductory offer with a $0 annual fee for the life of the credit card and a 1.99% p.a. for 9 months on balance transfers	16.99%	16.99%	1.99% for 9 months	$0	55