Bank of South Australia Gold Low Rate Card – Details and Application
Posted May 19th, 2008 and last modified November 3rd, 2011
A low interest rate credit card, this offer from the Bank of South Australia is a hit among Australian consumers who generally are after a higher credit limit. Take advantage of the BankSA Gold Low Rate Credit card today, and receive more benefits including shopping and travel insurance.
- A low Gold card rate of 14.25% p.a for purchases and 18.25% for cash advances*
- Up to 55 interest free days on purchases*
- Annual fee of $79
- Higher credit limits – starting from $5,000.
- Comprehensive Insurance on Overseas Travel, Transit Accident, Extended Warranty and Purchase Cover.
- Up to 3 free additional cards for your friends or family, with all transactions on one statement.
- Linked access to your other BankSA accounts for the ease of one card banking.
- Instant discounts and added extras with BankSA Instant Benefits.


BankSA Gold Card Benefits
- Travel regularly and pay for your tickets on your credit card. You’ll get the benefits of travel insurance without paying extra.
- You don’t want to worry about tiered interest rates or different interest rates for different uses.
- If you want a Gold card without paying expensive interest rates.
Terms and Conditions
Things you should know: Any application for credit is subject to the Bank of South Australia’s prevailing lending criteria. Fees and charges apply to the credit card products mentioned. Full details of all applicable terms and conditions are available on request. These may be varied, or new terms and conditions introduced in the future. Rates cited are variable and subject to change.
* Interest rate is current as at 12/03/08 and is subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank’s prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
Check out today's featured offers:
| Westpac Low Rate | Citibank Clear Platinum | Qantas AMEX Discovery | ANZ Platinum |
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0% p.a. for 6 months on purchases & balance transfers |
2.9% p.a. for 12 months |
$0 annual fee Up to 10,000 Bonus QFF Points |
0% p.a. for 6 months on purchases & balance transfers |
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