BankSA Gold Low Rate – Details & Application
BankSA Gold Low Rate Credit Card Review
If you want all the prestige of a Gold card, but also want a low rate of interest, then the choice would naturally be the BankSA Gold Low Rate credit card. Usually Gold cards charge a substantial interest rate and annual fee in order to offer a level of service that is superior to regular cards. The BankSA Gold Low Rate card gives this service at an affordable rate.
Interest Rates, Fees & Charges
| Balance Transfer Rate |  |
1.99% p.a. for 9 months |
|---|---|---|
| Interest Rate on Purchases | |
1.99% p.a. for 9 months (reverts to 15.99% p.a.) |
| Annual Fee | |
$79 |
| Interest Free Period | |
up to 55 days |
| Cash Advance Rate | |
20.24% p.a. |
| Card Type | |
Gold |
| Credit Card Type | |
MasterCard |
| Rewards Program | |
No |
BankSA Gold Low Rate Credit Card
This card is a perfect match for people that don’t want to pay outrageous service charges in order to own a prestigious card. The BankSA Gold Low Rate card offers a rate that is competitive with regular credit cards and also gives a guarantee of a low rate for the long-term. When compared to other rates on Gold cards that are available on the market nowadays, it is truly a competitive rate of interest.
Annual fee
When compared to other Gold cards, the BankSA Gold Low Rate credit card offers a competitive annual fee of only $79. You can also add three additional complementary cards for friends and family members.
Features
If you purchase your travel ticket with this BankSA card you will be offered many benefits that cannot be found on a regular card. You will receive overseas travel insurance for free that covers cancellations and and delayed departures f.or both the cardholder and family members.
This card also offers insurance for transit accidents, which covers injury or accidental death when using public transportation. You will also receive an extended warranty on personal items purchased with the card for 12 months. These goods must have an expressed Australian warranty offered by the manufacturer.
Credit limit
The credit limit for the BankSA Gold Low Rate credit card begins at $5000 like other major Gold cards. It is offered by BankSA, which is a part of the Westpac group and a strong South Australian regional bank. BankSA has its own products and services offered such as the BankSA Instant Benefits program. Also, as the cardholder, you can link your card to your other accounts at the bank.
The BankSA Gold Low Rate credit card is a flexible gold card that offers the benefits and features of a premium card without a heavy price. If you want the best of both worlds, choose this card to be your own.
| Minimum Income | Minimum Age | 18 years of age | |
| Residency | Permanent Australian Resident | Credit Rating Requirement | Good |
| Min Credit Limit | Max Credit Limit |
| Annual Fee | $79 | Balance Transfer Fee | |
| Minimum Repayment | 2.00% | Interest Charged From | PurchaseDate |
| Late Payment Fee | $9 | Over Limit Fee | $9 |
| Overseas Emergency Replacement | $52 | Overseas ATM Balance check | $1 |
| Overseas ATM Withdrawal | $1 | Foreign Currency Conversion Fee |
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