Bankwest Breeze Classic MasterCard – Exclusive 0% on Purchases Offer

Rates and Fees verified correct on May 28th, 2015
Bankwest Breeze MasterCard - Exclusive Offer Find out more Go to site

Don't worry, by clicking "Go to site" this won't leave a mark on your credit file. An enquiry will only appear on your file once you have submitted a credit card application.

What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

Exclusive to finder.com.au offer of interest free purchases for 13 months

If you apply for the Bankwest Breeze Classic MasterCard with this offer you won’t pay any interest on purchases you make with the card for the first 13 months the account is open.

This is an exclusive online offer to finder.com.au. You won’t find this deal anywhere else — not even if you apply through a Bankwest branch .

This offer is exclusive to finder.com.au only

As you know, it’s part of our on-going mission to find you a better deal as we continuously seek to provide you with the best possible offers. Our exclusive offers are unique to the market and are only available if you apply online through finder.com.au

For more information about the application process and to see whether you’re eligible for this offer, see below.

Product NameBankwest Breeze MasterCard - Exclusive Offer
Interest Rate on Purchases0% p.a. for 13 months (reverts to 12.99% p.a.)
Annual Fee$59 p.a.
Interest-Free Period
on Purchases
The interest-free period on purchases is the period or number of days you don't have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
up to 55 days
Interest Rate on Cash Advances21.99% p.a.
Minimum Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$1,000
Maximum Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Minimum Monthly Repayment2%
Card TypeMasterCard
Late Payment Fee$25
Foreign Currency Conversion Fee (MC)2.95% of transaction value
Complimentary Travel InsuranceNo
Available to Temporary ResidentsNo
Joint ApplicationNo
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating RequirementGood
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$1,000
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Annual Fee$59 p.a.
Minimum Repayment2%
Late Payment Fee$25
Over Limit Fee$30
Cash Advance FeeGreater of 2% or $4.00
Overseas Emergency Replacement$0
Overseas ATM Balance check$0
Overseas ATM Withdrawal Fee$4
Foreign Currency Conversion Fee (MC)2.95% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$0
Number of Additional Cardholders3
BPAYYes
ChequeYes
Direct DebitYes
Australia PostYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Pros
  • This card offers 0% p.a. interest rate for 13 months when you use your card to make a purchase. It then reverts to a low interest rate of 12.99% p.a..
  • The annual fee is $59 only.
  • This card allows up to 3 additional card holders at $0 extra charge.
Cons
  • There is no rewards program linked to this card, but Bankwest are not targeting the rewards segment of the market with this card.

Bankwest Breeze Classic exclusive offer review

As an exclusive offer to finder.com.au, Bankwest are offering new applicants (who apply through our website) a special purchase rate promotional offer. Pay no interest on any purchases for 13 months after you’re approved for the account.

Just pay the minimum repayment each month to avoid late payment fees, and you will only have to pay back what you spend on the card for 13 months — nothing more. At the end of the purchase rate promotional period, the ongoing purchase rate of interest is charged on any remaining balance. Bankwest offers one of the lowest MasterCard purchase rate of interest on their Breeze Classic MasterCard. The following review will highlight the features of the account and give information on how to apply if you want to take advantage of this exclusive offer.

Interest free purchases for 13 months

  • 0% for 13 months on purchases - Apply and get approved for the Bankwest Breeze Classic MasterCard and you won’t pay any interest on purchases you make with the card for 13 months. Purchase an item, or items, with your card and pay back only what you spend for the first 13 months.
  • Exclusive to finder.com.au - To be eligible for the promotional purchase offer, you need to apply through our website. This is an exclusive offer to finder.com.au, you won’t find this offer on other websites or in a Bankwest branch.
  • Minimum repayment - Although there is no interest charged during the 13 month promotional period, you’re still required to make the minimum monthly repayment. You must pay back 2% of your balance each month to avoid late payment fees. The late payment fee is $25.

0% on purchases and up to 55 days interest free

Another feature of the Bankwest Breeze Classic MasterCard is up to 55 days interest free on purchases. Interest free days become available on your account when you pay your balance in full each statement period. This account also has a interest free purchase rate promotion, so there’s no interest charged on the purchases you make with the account for the first 13 months anyway. Once the purchase rate promotion expires, you will get interest free days on purchases when you pay back what you spend when your statement is issued.

The promotional period begins at approval

The 13 month purchase rate promotional period begins when you’re approved for the account. It can take up to two weeks before you receive your card after you apply and you’re approved for the account.

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One of Australia’s lowest ongoing MasterCard purchase rate

  • 12.99% p.a. on purchases - Following the purchase rate promotional offer, you will pay 12.99% p.a. on purchases you make with the card.
  • Interest free days - The ongoing purchase rate of interest will be charged when you use the card to buy an item if you’re carrying a balance from the previous month once the purchase rate promotion has expired.
  • A low annual fee - The Bankwest Breeze Classic MasterCard has an annual fee of only $59 p.a. Although there are cards with no annual fee, this account’s purchase rate promotion is unique and can not be found with a no annual fee product.

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Bankwest Breeze Classic MasterCard Exclusive Offer features

  • Pay an annual fee of just $59 p.a. to take advantage of this exclusive purchase rate promotional offer.
  • Pay 0% p.a. interest on any purchases you make for the first 13 months you hold the Bankwest Breeze Classic MasterCard. This is an exclusive offer to finder.com.au
  • Benefit from one of Australia’s lowest ongoing MasterCard purchase rate of interest. Once the purchase rate promotion has expired, you will pay just 12.99% p.a. interest on any purchase you make with the Bankwest Breeze Classic MasterCard.
  • Get up to 55 days interest free when you pay your account in full each statement period.
  • Get a supplementary card for a family member. Up to 3 additional cards can be issued for an annual fee of $0 each.
  • If you take this credit card overseas with you, and it’s lost or stolen, Bankwest will arrange for an emergency Breeze Classic MasterCard to be sent to you. Emergency overseas card replacement is a complimentary benefit to account holders.
  • This is a MasterCard credit card. The card is enabled with contactless technology. You can tap your Bankwest Breeze Classic MasterCard against a contactless terminal for purchases under $100. There’s no need to enter you PIN to complete the transaction.

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How to apply for the Bankwest Breeze Classic MasterCard Exclusive Offer

The Bankwest Breeze Classic MasterCard purchase rate offer is exclusively available to the users of our website. You won’t find this deal if you apply directly with Bankwest, nor will you find this offer listed on other websites.

If you want to take advantage of this deal, click ‘Go to site’ or ‘find out more’ and a new window will open with the secure Bankwest online application form. You will be able to confirm the terms of the offer before proceeding with the application.

But before you start the application, you can confirm your eligibility for the Bankwest Breeze Classic MasterCard below:

Application requirements

To be eligible for this offer, make sure you can say yes to the following:

  • Be over the age of 18.
  • Be a permanent Australian resident.
  • Have a good credit rating.
  • Complete the application in full from finder.com.au

What do I need to apply?

Before you commence the application for this card, have the following information close by:

  • Two or more forms of identification – Accepted forms of identification include: Driver’s licence, Medicare Card, Passport or Australian Birth Certificate.
  • Details of your employment – This includes your employer’s contact details and contact information.
  • Details about your finances, including income and expenses.

The application should take about ten to fifteen minutes to complete. When you submit the online form, Bankwest should contact you within minutes to let you know whether you’ve been approved, declined or conditionally approved.

What happens next and the processing of your exclusive offer application

As long as you apply and complete the application in full from finder.com.au, you may then be asked to verify your ID and supporting documents to Bankwest, which can be done in-store by simply having the necessary documents sighted and verified and sent across by a branch representative. Given that you have met the requirements and have completed an application from start to finish on finder.com.au, from here your application will move forward and once your card has been sent out and approved – the exclusive offer will then automatically processed and honoured on your new account.

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This page was last modified on 25 May 2015 at 13:20.

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92 Responses to Bankwest Breeze Classic MasterCard – Exclusive 0% on Purchases Offer

  1. Default Gravatar
    Peter | May 16, 2015

    Just clarifying that this special offer has up to 13 months interest free on purchases and also 15 months interest free on balance transfers?

    Cheers

    • Staff
      Jonathan | May 18, 2015

      Hi Peter, thanks for your inquiry!

      The Bankwest Breeze MasterCard only provides the 15 months interest free on balance transfers, with a standard purchase rate of 12.99% p.a. currently. You may like to refer to the following link for 0% Purchase credit cards with balance transfer offers available for comparison in the table.

      Cheers,

      Jonathan

    • Default Gravatar
      | May 21, 2015

      It seems that the bankwest breeze MasterCard ccards are listed in this link, hence my confusion if this card offers the 13months 0% purchase rate listed in that link & the 15months bt rate.. mistake?

    • Staff
      Jonathan | May 25, 2015

      Hi Peter, thanks for your response.

      This exclusive offer with Bankwest only offers 0% purchases for 13 months without a balance transfer offer. Please refer to the provider page for a full list of Bankwest credit cards, including our exclusive offers. You may also like to refer to this link for balance transfer cards with 0% purchase offers.

      Cheers,

      Jonathan

  2. Default Gravatar
    Keith | May 16, 2015

    I have a Bank of Melbourne credit card looking to do balance transfer to Bank West. Can this be done?

    • Staff
      Jonathan | May 16, 2015

      Hi Keith, thanks for your inquiry!

      Balance transfers from the Bank of Melbourne to Bankwest are accepted as the two banks operate independently. Please note that Bankwest allows 95% of the available credit limit for balance transfers, as long as you meet the application/ lending requirements of Bankwest you will be eligible to apply.

      Cheers,

      Jonathan

  3. Default Gravatar
    Robert | April 26, 2015

    We are looking for the best card to use for air line tickets to fly on a lot of airlines. We are looking for a card that offers interest free for months min and will earn us points for air miles on future fares in either a lot and/ or Star alliance

    • Staff
      Jonathan | April 29, 2015

      Hi Robert, thanks for your inquiry!

      You may like to refer to the following link for a list of frequent flyer cards and offers.

      Cheers,

      Jonathan

  4. Default Gravatar
    Davo | April 23, 2015

    Hi,
    How do we apply for a joint credit card on your website? There’s no option for second applicant

    • Staff
      Jonathan | April 24, 2015

      Hi Davo, thanks for your inquiry.

      Unfortunately Bankwest does not offer joint account credit cards. Please refer to the following link for a list of joint account credit cards.

      Cheers,

      Jonathan

  5. Default Gravatar
    Nathan | April 21, 2015

    Hey just wondering what cash advance mean?

    can i just take a certain amount out in cash and pay no interest on it if i pay back in the 13 months ?

    • Staff
      Jonathan | April 22, 2015

      Hi Nathan, thanks for your inquiry!

      Cash advance qualifies as cash withdrawals from ATM’s and transactions that are not purchases (bill payments etc). Unfortunately there is no interest free features available for withdrawing cash for credit cards. Balance transfers from a personal loan to a credit card are available on this page.

      Cheers,

      Jonathan

  6. Default Gravatar
    StuBon | April 15, 2015

    with the interest free periods both the 0% P.A. for X months and the 55 days free, it says “on purchases”. can someone please elaborate on that for me. is it only for retailers or are bills and loan repayments all included in this period?

    Thanks,

    • Staff
      Elizabeth | April 15, 2015

      Hi StuBon,

      Thanks for your question.

      Generally, when you use your card for transactions online or in-store with retailers it is considered a purchase. Any transaction that is not a cash equivalent transaction (ie. a cash advance) will generally be considered a purchase. This includes BPAY payments for bills and anything else that is charged at the purchase rate of interest.

      I hope this has helped.

      Thanks,

      Elizabeth

  7. Default Gravatar
    Antonios | April 9, 2015

    I applied online and I got declined?
    I have an outstanding credit rating. I am not sure what happened.

    If you can please look into that or get in contact with me.

    Thank you

    • Staff
      Jonathan | April 9, 2015

      Hi Antonios, thanks for your inquiry.

      Please note that finder.com.au is a comparison service and is not directly affiliated with Bankwest. For more information on declined applications please see this page. It would be best to contact Bankwest directly in regards to inquire specifically about your application and options.

      Cheers,

      Jonathan

  8. Default Gravatar
    Stephanie | April 5, 2015

    Is this offer likely to expire before mid to end of May?

    • Staff
      Jonathan | April 7, 2015

      Hi Stephanie, thanks for your inquiry!

      We do not currently have a set expiration date for this exclusive offer with Bankwest. Are there any specific inquiries about this card that I can help you with?

      Cheers,

      Jonathan

  9. Default Gravatar
    yt | April 4, 2015

    Are we able to apply for this offer if we already have a Bankwest credit card?

    • Staff
      Jonathan | April 7, 2015

      Hi Yt, thanks for your inquiry!

      Unfortunately this offer is only eligible for new applicants/ customers. Please refer to the following link for a list of 0% purchase credit cards.

      Cheers,

      Jonathan

  10. Default Gravatar
    Angel | April 1, 2015

    0% for 13 months on purchases – Apply and get approved for the Bankwest Breeze Classic MasterCard and you won’t pay any interest on purchases you make with the card for 13 months. Purchase an item, or items, with your card and pay back only what you spend for the first 13 months.

    Can someone please explain me this in a much simpler language. If I spend $1000 each month for first lets say 4 months and just pay minimum amount how much interest rate will I be paying??

    Sorry for a silly question.

    • Staff
      Jonathan | April 1, 2015

      Hi Angel, thanks for getting in touch with us!

      This promotional rate of 0% for 13 months on purchases means that you will pay no interest on purchases made for 13 months. If a $1000 was spent each month for 4 months there would be no interest payment applicable for another 9 months.

      Cheers,

      Jonathan

Credit Cards Comparison

Rates last updated May 28th, 2015
Interest rate (p.a.) Balance transfer rate (p.a.) Annual fee Cash advance rate (p.a.)
St.George Vertigo Visa
St.George Vertigo Visa
A low annual fee and low interest rate offer on balance transfers. 0% p.a. for 3 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. 21.49% p.a. Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Low ongoing interest rate on purchases and balance transfers. 0% p.a. for 12 months (reverts to 13.99% p.a.) 4.99% p.a. for 6 months $59 p.a. 21.74% p.a. Go to site More info
St.George Vertigo Platinum
St.George Vertigo Platinum
A platinum card with a low interest rate on balance transfers and purchases with a low annual fee. 0% p.a. for 3 months (reverts to 12.74% p.a.) 0% p.a. for 20 months $99 p.a. 21.49% p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
Earn rewards points plus a balance transfer offer. Access to prestige services including a personal concierge service and VISA Platinum reward program. 19.99% p.a. 0% p.a. for 8 months $0 p.a. 21.99% p.a. Go to site More info
Virgin No Annual Fee Credit Card
Virgin No Annual Fee Credit Card
Take advantage of the 0% p.a. for 14 months balance transfer offer 18.99% p.a. 0% p.a. for 14 months $0 p.a. 20.99% p.a. Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards CreditCardFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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