The Bank of us Visa Credit Card is a no-frills credit card that you can use at more than 24 million outlets worldwide. This card offers up to 57 interest-free days on purchases during each statement period when you pay your balance in full. You can link this card with up to 2 other Bank of us accounts and minimise the number of cards you carry. Bank of us offers modest benefits with this card — find out more about them below.
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Bank of us Visa Credit Card
Terms and conditions apply
- Balance transfer rate with no balance transfer fee
- 9.99% p.a.
- Purchase rate
- 9.99% p.a.
- Annual fee
- $39 p.a.
- Interest-free on purchases
- Up to 57 days
Our verdict
Get up to 57 days interest-free on purchases and a low variable interest rate.
Pros
-
Low interest rate of 9.99% p.a. on purchases, balance transfers and cash advances
-
$39 annual fee will be waived when you spend $8,000 per year
-
Up to 57 days interest-free on purchases
Cons
-
Charges $20 on late payment fees
Details
Product details
| Product Name | Bank of us Visa Credit Card |
| Balance transfer rate p.a. | 9.99% |
| Purchase rate p.a. | 9.99% |
| Interest-free period | Up to 57 days on purchases |
| Cash advance rate p.a. | 9.99% |
| Min credit limit | $500 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $39 |
| Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
| Late payment fee | $20 |
| Foreign currency conversion fee | 2.5% |
| Cash advance fee | 5% |
| Overseas ATM withdrawal fee | $5 |
| Number of additional cardholders | 2 |
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Amy Finder
Editor
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Jonathan Finder
July 23, 2015
Hi Peter, thanks for your inquiry!
The overseas ATM withdrawal fee is $5.
Cheers,
Jonathan
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Peter
July 23, 2015
I have a B and E debit Visa card what are the overseas transaction fees if I withdraw cash from an ATM in Thailand?