Bendigo Bank Credit Cards

The Bendigo Bank, or more specifically 'Bendigo and Adelaide Bank Limited' as of March 2008, is an Australian financial institution situated mostly in Queensland and Victoria.

Listed on this page are the credit cards they offer.

Other Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	St George Vertigo	Low interest rate with a good balance transfer offer	13.24%	0.99% for 12 months	$55	21.49%

Bendigo Bank Overview

Bendigo Bank is a long standing and well respected Australian bank. Headquartered where it got its start in the city of Bendigo, it strives to provide the best products to help  its customers meet their goals. In addition to helping customers they also provide services that aim to help the community meet it needs and provide better opportunities for its citizens.

Bendigo Bank began during the Australian gold rush in the 1800's. At that time many families settled along the Bendigo goldfield and lived in tents and shelters which was inadequate housing to say the least. In an effort to improve these settlers living situation some of the communities well-off citizens began giving out loans so that the miners could purchase or build their own homes. From these loans came the  birth of Bendigo Permanent Land and Building Society.

Along with the city, the Bendigo Building society began to grow. Customers were pleased with the level of ethics in dealing with financial management. They were so successful that they even so profits during the Great Depression era. This success is largely due to a policy, pioneered by manager Frank Perrow, that strives to support individuals in own a home. A big part of this policy, especially during the Great Depression, was to allow borrowers to keep their homes even when they were unable to pay the mortgage every month. Instead of constantly asking for loan payments, Bendigo accepted them when customers had the financial means to pay. This policy actually helped the building society grow.

Throughout the 20th century Bendigo Bank continued to grow by acquiring other firms and by expanding the products and services it offers. By 1990, their reputation was so strong that the Australian government requested their assistance in helping other building societies deal with the crisis caused by the downfall of the Pyramid Building Society of Victoria. By 1995 Bendigo Permanent Land and Building Society was converted into Bendigo Bank.

Bendigo Bank Today

Currently, Bendigo Bank is still based in the city of Bendigo in Central Victoria. It remains the only bank that does not have its headquarters in the capital city. The bank is listed on the Australian Stock Exchange and is publicly traded with more then 45,000 shareholders. The bank works in all sorts of financial products including unsecured loans, insurance, investments, commercial mortgages, superannuation, trustee services, and foreign exchanges. However, at its heart it is a provider of banking services directly to customers all day and everyday online and with automated banking facilities.

The goals set forth by Bendigo bank are fairly simple, to assist their clients in meeting their financial goals. The clients at Bendigo are comprised of private citizens, businesses, and communities in Australia. They strive to serve these customers by offering wide ranging services and a well trained staff to assist their clients with all of their financial needs. One of the ways they do this is by forming alliances that provide chances for growth. Some of these alliances include; Independent Order of Odd Fellows, Elders Limits, and Tasmanian Perpetual Trustees. Bendigo Bank also has alliances with the non-profit sector in Australia.

Products And Services Offered by Bendigo Bank

There are a wide range of products and services provided by Bendigo Bank. Whether you are looking for personal accounts, credit cards, or business services they have products to suit your needs. They offer a range of transaction and savings accounts that cater to any level of income or savings plan.

Bendigo Bank Credit Cards

• Bendigo Bank Basic Black Credit Card - This top quality card has a low interest rate of just 12.49% p.a. per annum for both purchases and cash advances. It comes with 44 interest free days on purchases and a low annual fee of only $45. Bendigo offers additional cards for friends of family members at no extra charge.
• Bendigo Bank Gold Credit Card - The Gold card offers an excellent rewards program that has many opportunities to earn points. The points can be redeemed for merchandise or converted to airline miles on the FlightPoints program. The annual fee for this card is $85 with up to 55 interest free days and an interest rate of 19.99% p.a. for purchases and cash advances. Because it is a Gold card with high approval standards those who are eligible will also receive higher spending limits.
• Bendigo Bank Red With Interest Free Days Credit Card - The red card has an option to use the Bendigo rewards program and earn points toward great rewards and shopping discounts with bonus partners. The interest rate is 19.99% p.a. for cash advances and purchases with 44 interest free days. The card also has a low annual fee of just $45.

Bendigo Bank Services

In addition to credit cards, Bendigo bank also offers a wide range of home loans and personal loans. They also have all of the services that customers expect from a typical bank branch like foreign currency exchange, travelers cheques, and online banking. Businesses too have a variety of services to choose from including financing, cash management, agribusiness lending, merchant services, and business credit cards.

One of the things that Bendigo Bank has become known for is the services they provide that are meant to benefit communities in Australia. These services include community banking as well as events and sponsorships to aid in projects and activities that make the community stronger in both spirit and finances.

The Bendigo Bank was founded in 1858 and has since then progressed and grown as a prominent and competitive Australian bank. Their credit cards are currently unavailable here for online application.

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• Bendigo Red Free Days MasterCard Credit Card
  

  Credit cards are found in use just about everywhere. However, not every credit card is the same or offers the same benefits. If you are someone that likes to receive gifts then a credit card that has a rewards program is just what you may be looking for.

Popular Credit Card Offers

			Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
	Citibank Clear Platinum Card	Competitive interest rate on purchases and balance transfers offer.	11.99%	2.9% for 12 months	$99	21.74%
	St George Vertigo	Take advantage of this great offer from St.George with a low rate on purchases and a low balance transfer offer.	13.24%	0.99% for 12 months	$55	21.49%
	ANZ Platinum Credit Card	An introductory interest rate offer on balance transfers and purchases, plus a $0 first year annual fee.	0% for 6 months (reverts to 19.24% )	0% for 6 months	$0 annual fee for the first year( $87 thereafter)	20.99%
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