Best Credit Card Deals for March 2010

Best Credit Card Deals on offer right now, for this month – March, 2010

The best credit card deals in Australia are subject to different opinions on what best means. It all comes down to what you are looking for in a card as well as the cost of interest and fees, and how each card suits your personal financial situation

As you compare credit cards it is important to note that the card with the lowest interest rate is not necessarily the best card because it may come with a higher fee schedule.

For example, cards that have a higher interest rate will often have a lower annual fee then cards that have a higher annual fee. So you have to consider how much you will spend in interest and if it is worth the additional money you might spend on annual fees for a lower interest card. With this in mind, here are some of the best credit card deals based on a variety of factors.

Best Credit Card Deals for March 2010

Cheapest Credit Card – March 2010

The Bankwest Lite MasterCard will certainly make you a happy customer with the remarkable low interest rate on purchases, and a low interest balance transfer option for a long term to give you a breather by reducing your credit card repayments each month

• $59 annual fee
• 10.75% p.a. on purchases
• 1.99% p.a. for 9 months on balance transfers
• Cash Advance Rate of 21.74%
• Highly awarded credit card receiving Cheapest Credit Card for 2010 from Money magazine.

Click here to read the Bankwest Lite MasterCard terms and conditions

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
St George Vertigo	The St.George Vertigo MasterCard has consistently been a great credit card offer with low interest rates on balance transfers and purchases, and is always a popular choice.	12.49%	21.24%	2.99% for 6 months	$55	55
Bankwest Lite MasterCard	Bankwest have a cracker of a deal with the Bankweste Lite MasterCard, featuring the lowest purchase interest rate out of all MasterCard credit cards in Australia.	10.75%	21.74%	1.99% for 9 months	$59	55
Suncorp Clear Options Platinum	The Suncorp Clear Options Platinum is actually a unique credit card, as it is one of only a few that offer a balance transfer for life deal, making it excellent for credit card consolidation	19.99%	19.99%	3.9% for life	$205	55
HSBC Credit Card	HSBC offer a no annual fee for life with their HSBC Credit Card. It also has a balance transfer option if you are looking to consolidate your existing cards in to one.	16.99%	20.75%	0% for 6 months	$0	55

St.George Vertigo MasterCard – The St.George card is one of the best credit card deals for several reasons. It has a low interest rate of only 12.49% and a balance transfer rate of only 2.99% p.a. for 6 months. These two rates work together to make it one of the best deals available. It also carries a very reasonable annual fee of just $55 and 55 interest free days.

Bankwest Lite MasterCard- If you are looking for a balance transfer deal to help get you out of debt this card offers 1.99% p.a. for 9 months. This gives you one of the rare opportunities to pay off your old credit card balance for free. It also has a low purchase interest rate of 10.75% and a $59 annual fee.

Suncorp Clear Options Platinum Card- If you are looking for valuable rewards and a lifetime low rate on balance transfers then this is the card for you. Along with a big rewards program and free travel insurance they offer a 3.9% p.a. for life interest rates on your balance transfer from your existing credit cards and store cards.

HSBC Credit Card – For those people who do not use their card very often, a no annual fee card is usually one of the best credit card deals for them. This card also have a balance transfer rate of 0% p.a. for 6 months and a 16.99% per annum interest rate. Best of all it is free of annual fees for life.

Finding the best credit card deals requires you to evaluate your spending habits. Once you do that you can choose from those cards that best suit your budget and lifestyle. Do not settle for just any card, get the one that is best for you.

One Response

1. June Says:
   May 8th, 2010 at 11:57 am

   Which is the best credit card for use when travelling overseas

• Comparison of Top 10 Credit Card Offers

Editor's Choice: Our Top Credit Cards

Credit Card	Card Details	Interest Rate (p.a.)	Cash Advance Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Interest free days (up to)
HSBC Credit Card	Editor's Choice: 0% for 6 months Balance Transfer & No Annual Fee Featuring a $0 annual fee for life, and 0% p.a. balance transfer for 6 months, the HSBC Credit Card was voted the Best Transactor Credit Card for 2010.	16.99%	20.75%	0% for 6 months	$0	55
Suncorp Clear Options Standard Visa Card	A great 12 month balance transfer offer, combined with a low annual fee and a good interest rate on purchases.	12.24%	17.99%	1.9% for 12 months	$39	0